Jio Financial Services Ltd, Fundamental analysis

Jio Financial Services Ltd - Technical chart

consolidated in Rs/Cr.

Industry Industry name	Finance
Variance Full Year Net Profit Variance	-5
Equity Latest Equity	6603.14
Face Value Latest Face Value	10
Reserves Total Reserve	131206.7
Dividend Full Year Dividend %	6
Sales Turnover Full Year Net Sales	3894.59
Net Profit Full Year Net Profit	1527.19
Full Year CPS Full Year Cash Per Share	2.4
Earning Per Share Full Year Earning Per Share	2.3
Quarter CPS Latest quarter Cash Per Share	0
Latest Quarter Date Latest Quarter Yrc	Jun 1, 2026
Latest Quarter Sales Latest Quarter Net Sales	2004.54
Previous EPS Previous earnings per share	0
Book Value Book value	208.7
Networth Full Year Return on Networth	1.21
Price/Book Value Price to Book value	1.149976
Yearly PE ratio Full Year Price to Earning per share	103.8
Yearly PC ratio Full Year Price to Cash Per Share	101.8
Bse value BSE Value in lakhs	2566.04
Nse value NSE Value in lakhs	28396.55
High 52 week high	322
Low 52 week low	223
Price NSE Current market price	240
CPM Current market price	240

Market cap BSE / NSE Market Cap	158376.35
Net profit Latest Quarter Net Profit	830.25
Net profit variance Latest Quarter Net Profit variance	174
Result year Trailing latest month	Jun 1, 2026
TTM Sales Trailing Twelve 12 month Net Sales	2375.53
TTM OP Trailing Twelve 12 month Operating Profit	1969.81
TTM OPM Trailing Twelve 12 month Operating Profit Margin	82.92
TTM GP Trailing Twelve 12 month Gross Profit	2495.13
TTM GPM Trailing Twelve 12 month Gross Profit Margin	47.8
TTM NP Trailing Twelve 12 month Net Profit	1606.15
TTM NPV Trailing Twelve 12 month Net Profit Variane	28.96
TTM EPS Trailing Twelve 12 month EPS	3.13
TTM PE Trailing Twelve 12 month PE	76.63
TTM CPS Trailing Twelve 12 month CPS	0
Month CPS Month Cash Per Share	0
TTM Depreciation Trailing Twelve 12 month Depreciation	21.77
Equity Latest Equity	6603.14
LTP Latest Price (BSE/NSE)	240
Gross block Latest Gross Block	446.92
Loans Total loans	1859.35
Advances Latest Advances for Banks	0
Net profit asset Latest Assets	0
Year OPM Full Year Operating Profit Margin	68.2
Year GPM Full Year Gross Profit Margin	49.1
Quarter OPM Latest quater Operation Profit Margin	69.7

Quarterly Results (consolidated, figures in Rs Cr.)

	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
+ Sales	694	438	493	612	981	901	1,019	2,004
YOY Sales Growth %	14%	6%	18%	47%	42%	106%	106%	227%
Gross Sales	694	438	493	612	981	901	1,019	2,004
+ Expenses	140	125	155	156	293	346	414	607
Manufacturing Cost %	10%	13%	16%	14%	19%	25%	25%	21%
Employee Cost %	10%	12%	11%	10%	10%	11%	13%	8%
Other Cost %	1%	3%	5%	1%	1%	2%	3%	1%
Other Manufacturing Expenses %	10%	13%	16%	14%	19%	25%	25%	21%
Provisions & Contingencies %	1%	3%	5%	1%	1%	2%	3%	1%
Operating Profit	553	313	338	457	688	555	605	1,397
OPM %	80%	71%	69%	75%	70%	62%	59%	70%
+ Other Income	226	70	71	67	238	36	40	0
Miscellaneous Income	226	70	71	67	238	36	40	0
Exceptional Income	0	0	0	29	0	0	0	0
Interest	0	0	8	99	136	212	298	418
Depreciation	6	6	6	6	8	8	8	9
Profit before tax	773	377	396	419	783	371	339	970
+ Tax %	11%	22%	20%	23%	11%	28%	20%	14%
Current Tax	54	80	70	72	77	68	89	193
Deferred Tax	30	3	10	22	11	34	-23	-54
+ Net Profit	689	295	316	325	695	269	272	830
Extraordinary Income / Expense	0	0	0	29	0	0	0	0
Exceptional Item	0	0	0	29	0	0	0	0
Net Profit After Minority Interest	689	295	316	325	695	269	272	830
EPS in Rs	1.09	0.46	0.50	0.51	1.10	0.42	0.43	1.27

Profit & Loss (consolidated, figures in Rs Cr.)

	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
+ Sales	3	-105	349	303	149	45	1,855	2,043	3,521
Sales Growth %		-3636%	-433%	-13%	-51%	-70%	4036%	10%	72%
Gross Sales						91	1,854	2,043	3,513
+ Expenses	0	16	28	82	7	6	296	495	1,208
Manufacturing Cost %	0%	-0%	0%	4%	0%	0%	0%	0%	0%
Employee Cost %	0%	-0%	0%	0%	0%	0%	6%	11%	11%
Other Cost %	5%	-15%	8%	23%	5%	12%	10%	14%	23%
Other Manufacturing Expenses %	0%	-0%	0%	4%	0%	0%	0%	0%	0%
Selling & Administration %	4%	-11%	3%	23%	5%	5%	9%	10%	20%
Miscellaneous Expenses %	1%	-5%	5%	0%	0%	8%	1%	3%	3%
Provisions & Contingencies %						-22%	0%	2%	2%
Operating Profit	3	-121	322	221	141	39	1,559	1,549	2,312
OPM %	95%	115%	92%	73%	95%	88%	84%	76%	66%
+ Other Income	0	0	0	8	36	10	429	428	374
Miscellaneous Income						3	429	429	381
Exceptional Income						0	0	0	29
Interest	1	248	128	111	0	0	10	8	745
Depreciation	0	0	0	0	0	0	22	23	29
Profit before tax						49	1,956	1,947	1,912
+ Tax %						37%	18%	17%	18%
Current Tax	1	0	13	4	10	9	333	270	306
Deferred Tax	-1	33	-49	-9	-1	9	18	64	45
+ Net Profit						31	1,605	1,613	1,561
Profit Growth %							5033%	1%	-3%
Extraordinary Income / Expense						0	0	0	29
Exceptional Item						0	0	0	29
Net Profit After Minority Interest	0	0	0	0	0	31	1,605	1,613	1,561
EPS in Rs						154.70	2.53	2.54	2.46

Balance Sheet (consolidated, figures in Rs Cr.)

	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	0	2	2	2	2	2	6,353	6,353	6,353
Reserves	21	1,705	1,935	2,058	2,226	107,765	132,794	117,143	127,500
+ Borrowings	17	2,321	2,420	0	0	743	0	3,970	21,768
Secured Borrowings	0	0	0	0	0	0	0	2,987	19,909
Unsecured Borrowings	17	2,321	2,420	0	0	743	0	983	1,859
+ Other Liabilities	0	64	-3,974	1	0	6,379	5,542	-4,020	-17,866
Current Liabilities	0	72	475	5	0	72	5,717	6,049	7,891
Provisions	0	4	18	0	0	1	30	36	68
Equity Share Warrants	0	0	0	0	0	0	0	0	3,956
Equity Application Money	0	0	0	0	0	6,354	0	0	0
Total Liabilities	39	4,093	383	2,060	2,228	114,888	144,689	123,447	137,756
+ Fixed Assets	0	0	0	0	0	158	172	180	326
Gross Block	0	0	0	0	0	205	240	271	447
Accumulated Depreciation	0	0	0	0	0	47	69	91	121
CWIP	0	0	0	0	0	38	3	14	105
Investments	37	3,144	206	57	181	108,141	133,292	118,910	133,089
+ Other Assets	2	949	177	2,003	2,047	6,551	11,222	4,342	4,237
Trade receivables	0	31	8	0	0	14	14	15	61
Cash Equivalents	0	1	0	0	1	6,044	10,960	4,072	3,598
Loans n Advances	1	917	218	56	46	499	250	271	624
Other asset items	0	0	-49	1,946	2,001	-5	-2	-16	-46
Total Assets	39	4,093	383	2,060	2,228	114,888	144,689	123,447	137,756

Cash Flow (consolidated, figures in Rs Cr.)

	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
+ Cash from Operating Activity	2	-1	-3,687	2,434	123	2,055	-678	-10,089	-15,439
Profit from Operations						36	-139	-118	-19
Working Capital Changes						2,011	-204	-9,691	-15,150
Profit Before Tax & Extraordinary Items	2	-4	194	118	177	49	1,956	1,947	1,912
Depreciation	0	0	0	0	0	0	22	23	29
Interest (Net)	1	2	-168	-185	0	0	-925	-699	-658
Dividend Received	0	0	-1	0	0	0	-217	-241	-269
Profit / Loss on Sale of Investments	-3	2	15	12	-1	-3	-548	-794	-745
Provisions & Write-offs (Net)	0	0	18	0	0	-10	2	40	66
Profit / Loss in Forex	0	0	0	0	0	0	0	0	-2
Receivables	4	0	51	-5	12	0	-66	2	-340
Trade Payables	0	0	336	-337	0	0	96	291	758
Loans & Advances	0	0	-4,393	2,439	0	0	-175	-9,875	-15,634
Change in Borrowing	0	0	0	0	-50	2,011	0	0	0
Change in Deposits	0	0	0	0	0	0	-59	-109	66
Direct Taxes Paid	-2	0	-47	0	-16	0	-335	-280	-270
Advance Tax Paid	0	0	0	0	0	0	0	0	0
+ Cash from Investing Activity	0	-2	3,649	163	-123	-1,110	1,441	6,406	-5,652
Purchase of Fixed Assets	0	0	0	0	0	0	-1	0	0
Purchase of Investments	-96	-143	-744	0	-140	-3,471	-17,049	-28,966	-69,119
Sale of Investments	91	147	3,666	163	17	2,304	21,882	27,427	62,470
Investment Income	4	-8	0	0	0	0	0	0	0
Interest Received	0	0	0	0	0	0	960	860	598
Dividend Received	0	0	1	0	0	0	217	403	441
Investment in Group Companies	0	0	0	0	0	0	-7	-428	-857
Others	1	0	725	0	0	56	-4,562	7,110	814
+ Cash from Financing Activity	-2	3	37	-2,597	0	-889	-753	3,968	21,454
Proceeds from Other Long-Term Borrowings	41	62	0	0	0	0	0	4,295	46,101
Proceeds from Short-Term Borrowings	0	0	99	0	0	0	0	0	0
Repayment of Long-Term Borrowings	-39	-56	0	0	0	0	-743	-327	-28,284
Repayment of Short-Term Borrowings	0	0	0	-2,420	0	0	0	0	0
Repayment of Financial Liabilities	0	0	0	0	0	0	0	0	-2
Dividend Paid	0	0	0	0	0	-889	0	0	-318
Interest Paid						0	-10	0	0
Others	0	0	0	0	0	0	0	0	3,956
Net Cash Flow	0	0	-1	0	0	56	11	285	363