Bajaj Finance Limited - Technical chart

consolidated in Rs/Cr.

Industry

Industry name

Finance
Variance

Full Year Net Profit Variance

15
Equity

Latest Equity

622.6
Face Value

Latest Face Value

1
Reserves

Total Reserve

113377.23
Dividend

Full Year Dividend %

600
Sales Turnover

Full Year Net Sales

82005.96
Net Profit

Full Year Net Profit

19225.45
Full Year CPS

Full Year Cash Per Share

32.5
Earning Per Share

Full Year Earning Per Share

30.9
Quarter CPS

Latest quarter Cash Per Share

0
Latest Quarter Date

Latest Quarter Yrc

Mar 1, 2026
Latest Quarter Sales

Latest Quarter Net Sales

21487.06
Previous EPS

Previous earnings per share

0
Book Value

Book value

183.1
Networth

Full Year Return on Networth

18.35
Price/Book Value

Price to Book value

5.669033
Yearly PE ratio

Full Year Price to Earning per share

33.6
Yearly PC ratio

Full Year Price to Cash Per Share

31.9
Bse value

BSE Value in lakhs

8265.91
Nse value

NSE Value in lakhs

93968.79
High

52 week high

1102
Low

52 week low

788
Price

NSE Current market price

1038
CPM

Current market price

1038
Market cap

BSE / NSE Market Cap

645973.89
Net profit

Latest Quarter Net Profit

5464.57
Net profit variance

Latest Quarter Net Profit variance

22
Result year

Trailing latest month

Mar 1, 2026
TTM Sales

Trailing Twelve 12 month Net Sales

61059.47
TTM OP

Trailing Twelve 12 month Operating Profit

283.56
TTM OPM

Trailing Twelve 12 month Operating Profit Margin

0.46
TTM GP

Trailing Twelve 12 month Gross Profit

26825.63
TTM GPM

Trailing Twelve 12 month Gross Profit Margin

32.71
TTM NP

Trailing Twelve 12 month Net Profit

15375.19
TTM NPV

Trailing Twelve 12 month Net Profit Variane

15.37
TTM EPS

Trailing Twelve 12 month EPS

30.88
TTM PE

Trailing Twelve 12 month PE

33.6
TTM CPS

Trailing Twelve 12 month CPS

0
Month CPS

Month Cash Per Share

0
TTM Depreciation

Trailing Twelve 12 month Depreciation

778.56
Equity

Latest Equity

622.6
LTP

Latest Price (BSE/NSE)

1038
Gross block

Latest Gross Block

7207.69
Loans

Total loans

114115.49
Advances

Latest Advances for Banks

0
Net profit asset

Latest Assets

0
Year OPM

Full Year Operating Profit Margin

68.3
Year GPM

Full Year Gross Profit Margin

33.1
Quarter OPM

Latest quater Operation Profit Margin

70.1

Quarterly Results (consolidated, figures in Rs Cr.)

Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026
+ Sales 15,749 16,737 17,633 18,146 19,255 19,867 20,884 21,476
YOY Sales Growth % 28% 27% 27% 24% 22% 19% 18% 18%
Gross Sales 15,749 16,737 17,633 18,146 19,255 19,867 20,884 21,476
Other Operating Income 351 355 402 148 269 311 129 130
+ Expenses 4,605 4,983 5,289 5,716 5,723 5,995 7,873 6,423
Manufacturing Cost % 10% 10% 10% 10% 9% 9% 11% 10%
Employee Cost % 11% 11% 11% 11% 11% 11% 11% 12%
Other Cost % 8% 9% 9% 11% 10% 10% 16% 9%
Other Manufacturing Expenses % 10% 10% 10% 10% 9% 9% 11% 10%
Provisions & Contingencies % 11% 11% 12% 12% 11% 11% 16% 9%
Operating Expenses (Fin.) % 22% 22% 22% 22% 21% 22% 22% 22%
Loan Losses & Provision % 11% 11% 12% 13% 11% 11% 11% 9%
Operating Profit 11,144 11,753 12,344 12,430 13,532 13,872 13,011 15,053
OPM % 71% 70% 70% 68% 70% 70% 62% 70%
+ Other Income 5 7 26 21 5 5 3 11
Miscellaneous Income 5 7 26 21 5 5 3 11
Interest 5,684 6,149 6,386 6,551 6,918 7,011 7,339 7,398
Depreciation 200 210 219 252 251 258 244 256
Profit before tax 5,265 5,401 5,765 5,647 6,368 6,608 5,431 7,410
+ Tax % 26% 26% 25% 20% 25% 25% 25% 25%
Current Tax 1,561 1,330 1,470 1,029 1,858 1,551 1,724 1,741
Deferred Tax -207 58 -13 73 -255 110 -359 116
+ Net Profit 3,912 4,014 4,308 4,546 4,765 4,948 4,066 5,553
Extraordinary Income / Expense 0 0 0 0 0 0 -265 0
Exceptional Item 0 0 0 0 0 0 -265 0
Minority Interest (After Tax) 0 -14 -62 -66 -66 -72 -88 -89
Net Profit After Minority Interest 3,912 4,000 4,247 4,480 4,700 4,875 3,978 5,465
EPS in Rs 63.28 64.66 68.63 72.35 7.57 7.85 6.40 8.79

Profit & Loss (consolidated, figures in Rs Cr.)

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
+ Sales 9,970 12,746 18,487 26,375 26,673 31,633 41,411 54,972 68,832 81,985
Sales Growth % 28% 45% 43% 1% 19% 31% 33% 25% 19%
Gross Sales 9,966 12,743 18,445 26,223 26,505 30,742 40,297 53,945 68,265 81,483
Other Operating Income 0 0 32 151 164 894 1,109 1,024 1,257 839
+ Expenses 3,300 4,191 5,553 9,296 10,952 11,998 12,847 16,273 21,134 26,514
Manufacturing Cost % 0% 0% 4% 4% 5% 6% 5% 4% 4% 5%
Employee Cost % 9% 11% 10% 10% 9% 11% 12% 12% 11% 11%
Other Cost % 24% 22% 15% 21% 27% 21% 14% 14% 16% 17%
Other Manufacturing Expenses % 0% 0% 4% 4% 5% 6% 5% 4% 4% 5%
Selling & Administration % 8% 11% 5% 4% 3% 4% 5% 5% 4% 4%
Miscellaneous Expenses % 15% 10% 10% 16% 24% 17% 9% 9% 11% 13%
Provisions & Contingencies % 8% 8% 8% 15% 22% 15% 8% 8% 11% 12%
Operating Expenses (Fin.) % 14% 6% 11% 16% 15% 18% 24% 22% 22% 22%
Loan Losses & Provision % 5% 2% 4% 10% 11% 11% 8% 8% 12% 11%
Operating Profit 6,670 8,555 12,934 17,080 15,721 19,634 28,564 38,699 47,697 55,471
OPM % 67% 67% 70% 65% 59% 62% 69% 70% 69% 68%
+ Other Income 22 11 13 10 10 8 9 19 33 21
Miscellaneous Income 27 23 24 12 15 8 13 21 59 24
Interest 3,853 4,696 6,723 9,608 9,519 9,848 12,701 18,886 24,991 28,899
Depreciation 71 102 144 295 325 385 485 683 881 1,009
Profit before tax 2,818 3,843 6,179 7,322 5,992 9,504 15,528 19,310 22,080 25,817
+ Tax % 35% 35% 35% 28% 26% 26% 26% 25% 24% 25%
Current Tax 1,070 1,439 2,086 2,205 1,660 2,497 3,998 4,958 5,390 6,874
Deferred Tax -89 -92 98 -147 -88 -22 22 -99 -90 -390
+ Net Profit 1,837 2,496 3,995 5,264 4,420 7,028 11,508 14,451 16,779 19,332
Profit Growth % 36% 60% 32% -16% 59% 64% 26% 16% 15%
Extraordinary Income / Expense 0 0 0 0 0 0 0 0 0 -265
Exceptional Item 0 0 0 0 0 0 0 0 0 -265
Minority Interest (After Tax) 0 0 0 0 0 0 0 0 -142 -315
Net Profit After Minority Interest 1,836 2,496 3,995 5,264 4,420 7,028 11,508 14,451 16,638 19,017
EPS in Rs 33.58 43.40 69.26 87.74 73.47 116.50 190.38 233.84 270.27 31.09

Balance Sheet (consolidated, figures in Rs Cr.)

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 109 115 115 120 120 121 121 124 124 622
Reserves 9,491 15,733 19,582 32,208 36,798 43,592 54,251 76,572 96,569 113,377
+ Borrowings 49,250 66,557 101,588 129,806 131,634 165,232 216,690 293,346 361,249 435,112
Secured Borrowings 36,468 49,979 35,724 97,633 88,449 113,383 148,838 196,514 250,387 320,997
Unsecured Borrowings 12,782 16,579 65,864 32,173 43,185 51,849 67,853 96,832 110,862 114,115
+ Other Liabilities -27,147 -76,709 -109,565 -139,119 -143,768 -187,863 -238,105 -320,593 -399,659 -488,103
Current Liabilities 3,330 2,162 2,965 2,317 3,010 3,658 4,312 5,805 6,389 8,411
Provisions 209 88 96 140 318 267 407 531 615 1,009
Minority Interest 0 0 0 0 0 0 0 0 2,244 2,987
Equity Share Warrants 0 0 0 0 0 0 0 297 0 0
Other liability items 1,570 231 0 0 0 0 0 0 0 0
Total Liabilities 31,702 5,696 11,720 23,015 24,784 21,082 32,957 49,448 58,283 61,009
+ Fixed Assets 366 470 695 1,321 1,316 1,716 2,308 3,250 3,780 3,947
Gross Block 592 789 1,133 2,032 2,278 2,864 3,797 5,234 6,275 7,208
Accumulated Depreciation 226 319 438 711 962 1,148 1,490 1,984 2,494 3,261
CWIP 0 0 0 0 51 34 80 43 41 119
Investments 4,070 3,139 8,599 17,544 18,397 12,246 22,752 30,881 34,441 30,578
+ Other Assets 27,267 2,086 2,426 4,150 5,020 7,086 7,818 15,274 20,020 26,365
Trade receivables 0 585 809 953 1,097 1,266 1,300 1,733 1,913 1,908
Cash Equivalents 326 340 349 1,383 2,164 3,680 4,305 10,624 13,544 15,755
Loans n Advances 26,900 1,104 1,286 1,875 1,850 2,237 2,362 3,021 5,011 9,258
Other asset items 41 57 -18 -60 -92 -97 -149 -105 -447 -556
Total Assets 31,702 5,696 11,720 23,015 24,784 21,082 32,957 49,448 58,283 61,009

Cash Flow (consolidated, figures in Rs Cr.)

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
+ Cash from Operating Activity -10,439 -20,566 -29,062 -24,412 -807 -37,029 -42,112 -72,760 -67,792 -65,790
Profit from Operations 7,337 5,100 7,746 12,102 10,170 15,684 18,087 23,842 31,963 39,931
Working Capital Changes 1,529 -24,182 -34,592 -34,278 -9,495 -50,126 -56,226 -91,504 -94,170 -99,260
Profit Before Tax & Extraordinary Items 2,817 3,843 6,179 7,322 5,992 9,504 15,528 19,310 22,080 25,817
Depreciation 71 102 144 295 325 385 485 683 881 1,009
Interest (Net) 3,804 -6,972 144 1,053 -1,573 1,123 -1,063 -772 1,685 3,284
Dividend Received 0 0 0 -1 0 0 0 0 -1 -1
Profit / Loss on Sale of Assets 0 0 -3 2 7 25 13 13 36 18
Profit / Loss on Sale of Investments -143 -215 0 0 0 0 0 0 0 0
Provisions & Write-offs (Net) 793 1,076 1,501 3,929 5,969 4,803 3,190 4,631 7,966 10,282
Receivables 0 -173 -228 -118 46 -321 -93 -458 -206 -52
Trade Payables 86 273 190 148 138 414 579 737 -186 226
Loans & Advances -49 -24,643 -34,827 -32,881 -9,574 -50,246 -54,412 -88,187 -89,988 -103,794
Interest Paid (Net) -3,167 0 0 0 0 0 0 0 0 0
Direct Taxes Paid -1,006 -1,484 -2,215 -2,235 -1,482 -2,586 -3,972 -5,098 -5,585 -6,461
+ Cash from Investing Activity -3,047 1,075 -5,379 -8,758 -429 6,347 -10,394 -7,171 -2,765 -3,389
Purchase of Fixed Assets -149 -135 -398 -508 -309 -634 -878 -1,038 -1,082 -961
Sale of Fixed Assets 1 1 31 7 11 19 20 39 36 65
Purchase of Investments -130,736 -226,086 -475,921 -445,355 -241,586 -241,187 -318,410 -141,295 -59,091 -104,480
Sale of Investments 127,838 227,417 470,792 436,962 241,229 247,748 308,361 134,446 57,370 101,986
Interest Received 0 0 117 135 227 401 607 944 0 0
Dividend Received 0 0 0 1 0 0 0 0 1 1
Investment in Group Companies 0 0 0 0 0 0 -93 -267 0 0
Others 0 -121 0 0 0 0 0 0 0 0
+ Cash from Financing Activity 12,513 19,503 34,449 34,167 1,741 32,240 50,675 82,415 70,165 67,433
Proceeds from Issue of Shares 0 4,538 57 8,568 103 173 158 9,067 1,251 436
Proceeds from Issue of Debentures 0 0 12,841 1,956 0 0 0 0 0 0
Proceeds from Other Long-Term Borrowings 0 0 16,564 16,906 0 41,178 66,860 72,666 91,065 114,720
Proceeds from Short-Term Borrowings 0 0 0 0 3,149 4,702 7,924 22,024 8,788 11,885
Proceeds from Deposits 0 3,441 5,264 7,988 4,173 4,784 13,557 14,760 10,527 0
Share Application Money 338 0 0 0 0 0 0 0 0 0
Repayment of Long-Term Borrowings 0 0 0 0 -5,594 -17,890 -36,474 -34,376 -39,027 -52,124
Repayment of Financial Liabilities 0 0 0 -68 -87 -106 -143 -174 -215 -243
Dividend Paid -38 -197 -230 -943 -3 -603 -1,207 -1,815 -2,225 -3,477
Others 12,214 11,721 -48 -240 0 0 0 263 0 -3,765
Net Cash Flow -972 13 9 998 505 1,558 -1,831 2,484 -392 -1,746