Lic Housing Finance Limited - Technical chart

consolidated in Rs/Cr.

Industry

Industry name

Finance
Variance

Full Year Net Profit Variance

3
Equity

Latest Equity

110.01
Face Value

Latest Face Value

2
Reserves

Total Reserve

41318.85
Dividend

Full Year Dividend %

500
Sales Turnover

Full Year Net Sales

28846.81
Net Profit

Full Year Net Profit

5603.67
Full Year CPS

Full Year Cash Per Share

104.1
Earning Per Share

Full Year Earning Per Share

101.9
Quarter CPS

Latest quarter Cash Per Share

0
Latest Quarter Date

Latest Quarter Yrc

Jun 1, 2026
Latest Quarter Sales

Latest Quarter Net Sales

7071.92
Previous EPS

Previous earnings per share

0
Book Value

Book value

753.2
Networth

Full Year Return on Networth

14.41
Price/Book Value

Price to Book value

0.663834
Yearly PE ratio

Full Year Price to Earning per share

4.9
Yearly PC ratio

Full Year Price to Cash Per Share

4.8
Bse value

BSE Value in lakhs

121.59
Nse value

NSE Value in lakhs

4371.22
High

52 week high

598
Low

52 week low

459
Price

NSE Current market price

500
CPM

Current market price

500
Market cap

BSE / NSE Market Cap

27508.65
Net profit

Latest Quarter Net Profit

1498.85
Net profit variance

Latest Quarter Net Profit variance

10
Result year

Trailing latest month

Jun 1, 2026
TTM Sales

Trailing Twelve 12 month Net Sales

27491.56
TTM OP

Trailing Twelve 12 month Operating Profit

25242.73
TTM OPM

Trailing Twelve 12 month Operating Profit Margin

91.82
TTM GP

Trailing Twelve 12 month Gross Profit

7427.04
TTM GPM

Trailing Twelve 12 month Gross Profit Margin

26.02
TTM NP

Trailing Twelve 12 month Net Profit

4884.78
TTM NPV

Trailing Twelve 12 month Net Profit Variane

4.34
TTM EPS

Trailing Twelve 12 month EPS

104.33
TTM PE

Trailing Twelve 12 month PE

4.79
TTM CPS

Trailing Twelve 12 month CPS

0
Month CPS

Month Cash Per Share

0
TTM Depreciation

Trailing Twelve 12 month Depreciation

83.11
Equity

Latest Equity

110.01
LTP

Latest Price (BSE/NSE)

500
Gross block

Latest Gross Block

967.59
Loans

Total loans

21319.08
Advances

Latest Advances for Banks

0
Net profit asset

Latest Assets

0
Year OPM

Full Year Operating Profit Margin

93.6
Year GPM

Full Year Gross Profit Margin

25
Quarter OPM

Latest quater Operation Profit Margin

97.3

Quarterly Results (consolidated, figures in Rs Cr.)

Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026
+ Sales 6,938 7,070 7,303 7,162 7,179 7,206 7,077 7,067
YOY Sales Growth % 3% 4% 5% 5% 3% 2% -3% -1%
Gross Sales 6,938 7,070 7,303 7,162 7,179 7,206 7,077 7,067
Other Operating Income 0 0 0 24 0 0 18 16
+ Expenses 372 297 546 386 450 474 328 194
Manufacturing Cost % 2% 2% 3% 2% 2% 2% 3% 2%
Employee Cost % 3% 3% 3% 2% 2% 3% 3% 3%
Other Cost % 1% -1% 1% 1% 2% 2% -1% -3%
Other Manufacturing Expenses % 2% 2% 3% 2% 2% 2% 3% 2%
Provisions & Contingencies % 1% -1% 1% 2% 2% 2% -1% -2%
Operating Profit 6,566 6,773 6,757 6,776 6,729 6,732 6,749 6,873
OPM % 95% 96% 93% 95% 94% 93% 95% 97%
+ Other Income 2 1 0 0 1 6 2 5
Miscellaneous Income 2 1 0 0 1 6 2 5
Interest 4,879 4,950 4,951 5,047 4,994 4,942 4,786 4,946
Depreciation 24 25 26 25 32 34 31 30
Profit before tax 1,665 1,798 1,780 1,705 1,703 1,762 1,933 1,901
+ Tax % 20% 20% 23% 20% 21% 21% 23% 21%
Current Tax 337 363 406 341 354 364 441 402
+ Net Profit 1,328 1,435 1,374 1,364 1,349 1,398 1,493 1,499
Minority Interest (After Tax) 0 0 0 0 0 0 0 0
Net Profit After Minority Interest 1,328 1,435 1,373 1,364 1,349 1,398 1,493 1,499
EPS in Rs 24.14 26.09 24.97 24.80 24.53 25.42 27.13 27.25

Profit & Loss (consolidated, figures in Rs Cr.)

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
+ Sales 14,092 14,876 17,398 19,740 19,886 19,978 22,717 27,277 28,098 28,838
Sales Growth % 6% 17% 13% 1% 0% 14% 20% 3% 3%
Gross Sales 13,987 14,891 17,405 19,736 19,882 19,974 22,714 27,277 28,108 28,624
Other Operating Income 0 0 0 0 0 0 0 0 0 41
+ Expenses 904 889 1,104 1,592 2,012 3,012 2,964 2,761 1,597 1,852
Material Cost % 0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
Raw Material Cost 0 7 4 5 1 0 0 0 0 0
Manufacturing Cost % 0% 0% 2% 1% 1% 1% 1% 1% 1% 1%
Employee Cost % 2% 2% 2% 2% 2% 3% 2% 2% 3% 2%
Other Cost % 4% 4% 3% 6% 8% 11% 10% 7% 2% 3%
Raw Materials % 0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
Power & Fuel % 0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
Other Manufacturing Expenses % 0% 0% 2% 1% 1% 1% 1% 1% 1% 1%
Selling & Administration % 2% 1% 1% 1% 1% 1% 1% 1% 1% 1%
Miscellaneous Expenses % 2% 3% 2% 5% 7% 11% 9% 6% 2% 2%
Provisions & Contingencies % 2% 3% 2% 5% 7% 10% 9% 6% 1% 1%
Operating Profit 13,188 13,987 16,295 18,148 17,873 16,966 19,753 24,517 26,500 26,985
OPM % 94% 94% 94% 92% 90% 85% 87% 90% 94% 94%
+ Other Income 8 0 0 -33 -5 27 11 4 6 9
Miscellaneous Income 93 30 3 -29 -2 31 17 1 5 10
Provisions Written Back 0 0 294 0 0 0 0 0 0 0
Interest 10,231 11,144 12,891 14,781 14,450 14,151 16,135 18,388 19,532 19,771
Depreciation 10 10 12 51 52 55 69 69 98 122
Profit before tax 2,956 2,826 3,392 3,282 3,365 2,787 3,561 6,064 6,879 7,103
+ Tax % 35% 27% 28% 27% 19% 18% 19% 22% 21% 21%
Current Tax 925 957 1,069 838 946 880 1,196 1,046 1,073 1,268
Deferred Tax 106 -183 -112 40 -322 -379 -526 259 363 231
+ Net Profit 1,932 2,063 2,434 2,404 2,741 2,286 2,891 4,759 5,443 5,604
Profit Growth % 7% 18% -1% 14% -17% 26% 65% 14% 3%
Profit / Loss of Associates 0 0 0 0 0 0 0 0 0 0
Minority Interest (After Tax) 0 0 0 0 0 0 0 0 0 -1
Net Profit After Minority Interest 1,942 2,008 2,434 2,403 2,741 2,286 2,891 4,763 5,442 5,604
EPS in Rs 38.45 39.77 48.21 47.60 54.29 41.53 52.53 86.54 98.89 101.82

Balance Sheet (consolidated, figures in Rs Cr.)

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 101 101 101 101 101 110 110 110 110 110
Reserves 11,055 14,210 16,230 18,164 20,500 24,641 27,075 31,367 36,242 41,319
+ Borrowings 126,337 150,913 170,657 191,428 207,925 223,757 244,913 252,618 270,726 277,539
Secured Borrowings 115,246 137,451 153,859 168,103 174,038 193,912 217,839 228,945 247,708 256,220
Unsecured Borrowings 11,091 13,461 16,798 23,325 33,887 29,845 27,074 23,673 23,018 21,319
+ Other Liabilities -121,910 -160,130 -179,265 -200,726 -220,886 -239,044 -261,299 -273,320 -295,838 -309,821
Current Liabilities 11,703 7,513 15,247 7,225 7,192 6,176 6,458 8,723 7,044 6,401
Provisions 145 122 119 149 155 174 181 339 365 268
Minority Interest 2 2 2 2 3 3 3 3 4 4
Other liability items 2,187 2 0 0 0 0 0 0 0 0
Total Liabilities 15,583 5,094 7,723 8,967 7,641 9,464 10,798 10,775 11,239 9,147
+ Fixed Assets 102 129 168 294 282 315 388 389 377 416
Gross Block 181 139 189 364 414 484 654 729 813 968
Accumulated Depreciation 79 9 21 70 132 169 266 341 436 551
CWIP 5 3 2 3 6 4 1 0 52 0
Investments 537 2,008 3,617 5,485 4,644 6,279 7,050 6,337 6,941 5,132
+ Other Assets 14,938 2,954 3,935 3,185 2,709 2,866 3,359 4,049 3,869 3,599
Trade receivables 112 14 12 22 8 8 1 10 12 8
Cash Equivalents 4,523 2,143 3,053 2,037 1,385 985 822 1,655 1,474 1,348
Loans n Advances 10,406 2,259 2,393 1,104 1,306 1,861 2,522 3,897 2,490 2,402
Other asset items -103 -1,462 -1,524 22 11 12 15 -1,514 -107 -160
Total Assets 15,583 5,094 7,723 8,967 7,641 9,464 10,798 10,775 11,239 9,147

Cash Flow (consolidated, figures in Rs Cr.)

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
+ Cash from Operating Activity -14,273 -18,977 -21,538 -14,738 -11,324 -16,729 -19,632 -7,151 -16,978 -8,504
Profit from Operations 4,201 -270 -871 -661 -343 -553 -723 -718 -920 -679
Working Capital Changes 1,957 -265 2,119 -6,311 881 -794 223 174 -977 -585
Profit Before Tax & Extraordinary Items 2,867 2,782 3,392 3,282 3,365 2,787 3,561 6,068 6,879 7,103
Depreciation 10 10 12 51 52 55 69 69 98 122
Interest (Net) 1,047 -3,531 -4,279 -4,690 -5,076 -5,338 -6,087 -8,679 -8,157 -8,463
Dividend Received 0 -3 -9 0 0 -5 0 0 -1 -1
Profit / Loss on Sale of Assets 0 0 0 0 0 0 0 0 0 0
Profit / Loss on Sale of Investments -4 0 0 0 0 0 0 0 0 0
Provisions & Write-offs (Net) 281 468 350 952 1,318 1,988 1,396 1,644 261 554
Profit / Loss in Forex 0 0 0 0 0 0 0 0 0 0
Loans & Advances -5 0 0 0 0 0 0 0 0 0
Interest Paid (Net) 0 4,106 4,089 3,595 4,705 4,809 5,856 9,232 8,480 7,940
Direct Taxes Paid -1,027 -956 -1,066 -1,016 -633 -1,093 -1,054 -1,475 -1,209 -1,294
+ Cash from Investing Activity -278 1,368 -1,642 -1,851 858 -1,629 -800 587 -679 1,752
Purchase of Fixed Assets -14 -35 -51 -15 -11 -35 -64 -37 -73 -52
Sale of Fixed Assets 0 0 1 0 0 0 24 1 0 0
Purchase of Investments -312 -452 -1,620 -1,841 -557 -2,206 -786 -88 -725 -74
Sale of Investments 46 1,852 18 3 1,425 607 26 712 119 1,878
Interest Received 3 3 8 0 0 5 0 0 0 0
Dividend Received 0 0 0 0 0 0 0 0 1 1
Others 0 0 0 0 0 0 0 0 0 0
+ Cash from Financing Activity 15,072 18,074 24,068 15,156 10,428 17,850 20,249 7,346 17,534 6,192
Proceeds from Issue of Shares 0 0 0 0 0 2,334 0 0 0 0
Proceeds from Other Long-Term Borrowings 0 0 154,791 169,253 120,385 152,314 182,151 146,420 158,493 161,803
Proceeds from Deposits 0 0 0 0 0 0 0 0 0 3,136
Repayment of Long-Term Borrowings 0 0 -130,309 -153,594 -109,504 -136,244 -154,565 -136,953 -138,737 -158,125
Repayment of Financial Liabilities 0 0 0 -40 -49 -46 -51 -53 -63 -71
Dividend Paid -277 -312 -342 -384 -404 -468 -462 -468 -495 -550
Others 15,349 18,386 -71 -80 0 -41 -6,824 -1,601 -1,663 -1
Net Cash Flow 521 465 887 -1,434 -37 -508 -183 781 -123 -560