Tourism Finance Corporation Of India Limited, Fundamental analysis

Industry Industry name	Finance
Variance Full Year Net Profit Variance	26
Equity Latest Equity	92.6
Face Value Latest Face Value	2
Reserves Total Reserve	1222.54
Dividend Full Year Dividend %	30
Sales Turnover Full Year Net Sales	276.83
Net Profit Full Year Net Profit	123.46
Full Year CPS Full Year Cash Per Share	2.7
Earning Per Share Full Year Earning Per Share	2.7
Quarter CPS Latest quarter Cash Per Share	0
Latest Quarter Date Latest Quarter Yrc	Mar 1, 2026
Latest Quarter Sales Latest Quarter Net Sales	73.94
Previous EPS Previous earnings per share	0
Book Value Book value	28.4
Networth Full Year Return on Networth	9
Price/Book Value Price to Book value	2.640845
Yearly PE ratio Full Year Price to Earning per share	28.1
Yearly PC ratio Full Year Price to Cash Per Share	28
Bse value BSE Value in lakhs	254.93
Nse value NSE Value in lakhs	15133.84
High 52 week high	85
Low 52 week low	51
Price NSE Current market price	75
CPM Current market price	75

Market cap BSE / NSE Market Cap	3470.01
Net profit Latest Quarter Net Profit	32.02
Net profit variance Latest Quarter Net Profit variance	6
Result year Trailing latest month	Mar 1, 2026
TTM Sales Trailing Twelve 12 month Net Sales	248.18
TTM OP Trailing Twelve 12 month Operating Profit	226.72
TTM OPM Trailing Twelve 12 month Operating Profit Margin	91.35
TTM GP Trailing Twelve 12 month Gross Profit	156.34
TTM GPM Trailing Twelve 12 month Gross Profit Margin	56.47
TTM NP Trailing Twelve 12 month Net Profit	98.97
TTM NPV Trailing Twelve 12 month Net Profit Variane	25.77
TTM EPS Trailing Twelve 12 month EPS	2.67
TTM PE Trailing Twelve 12 month PE	28.07
TTM CPS Trailing Twelve 12 month CPS	0
Month CPS Month Cash Per Share	0
TTM Depreciation Trailing Twelve 12 month Depreciation	1.08
Equity Latest Equity	92.6
LTP Latest Price (BSE/NSE)	75
Gross block Latest Gross Block	18.76
Loans Total loans	171.32
Advances Latest Advances for Banks	0
Net profit asset Latest Assets	27.24
Year OPM Full Year Operating Profit Margin	89
Year GPM Full Year Gross Profit Margin	56.5
Quarter OPM Latest quater Operation Profit Margin	88.3

	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
+ Sales	62	65	57	68	64	66	70	74
YOY Sales Growth %	4%	14%	-11%	18%	3%	3%	22%	9%
Gross Sales	62	65	57	68	64	66	70	74
+ Expenses	6	6	10	9	6	6	6	9
Manufacturing Cost %	3%	4%	5%	6%	3%	4%	4%	6%
Employee Cost %	5%	5%	6%	6%	6%	6%	5%	6%
Other Cost %	1%	1%	7%	0%	-0%	-0%	0%	-0%
Other Manufacturing Expenses %	3%	4%	5%	6%	3%	4%	4%	6%
Provisions & Contingencies %	1%	1%	7%	0%	0%	0%	0%	0%
Operating Profit	56	58	47	60	58	60	63	65
OPM %	91%	90%	82%	87%	91%	90%	91%	88%
+ Other Income	0	0	7	1	2	0	1	0
Miscellaneous Income	0	0	7	1	2	0	1	0
Interest	24	26	26	24	22	23	24	24
Depreciation	0	0	0	0	0	0	0	0
Profit before tax	32	32	28	36	38	37	40	41
+ Tax %	20%	21%	18%	17%	20%	21%	21%	21%
Current Tax	7	7	5	6	8	8	9	8
Deferred Tax	0	0	0	0	0	0	0	1
Net Profit	25	26	23	30	31	29	32	32
EPS in Rs

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
+ Sales	185	208	224	230	266	258	254	231	242	253
Sales Growth %		13%	8%	3%	15%	-3%	-2%	-9%	4%	4%
Gross Sales	175	194	224	230	263	258	248	229	237	252
Other Operating Income	9	13	0	0	0	0	6	3	5	0
+ Expenses	19	43	20	18	47	27	25	30	27	31
Manufacturing Cost %	1%	0%	0%	0%	0%	0%	0%	1%	1%	1%
Employee Cost %	4%	7%	5%	5%	5%	7%	6%	5%	5%	6%
Other Cost %	6%	14%	3%	3%	12%	4%	3%	7%	5%	6%
Power & Fuel %	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
Other Manufacturing Expenses %	1%	0%	0%	0%	0%	0%	0%	1%	1%	1%
Selling & Administration %	4%	4%	2%	2%	2%	2%	3%	3%	3%	3%
Miscellaneous Expenses %	2%	10%	1%	1%	10%	1%	1%	4%	3%	3%
Provisions & Contingencies %	1%	10%	0%	0%	9%	0%	0%	4%	2%	2%
Operating Profit	165	165	204	212	219	231	229	201	215	221
OPM %	90%	79%	91%	92%	82%	89%	90%	87%	89%	88%
+ Other Income	1	24	0	6	0	0	0	0	0	8
Miscellaneous Income	1	24	0	6	3	0	0	0	0	8
Exceptional Income	0	23	0	0	0	0	0	0	0	0
Interest	90	91	96	104	121	130	120	91	100	100
Depreciation	1	1	1	0	1	1	1	2	1	1
Profit before tax	76	97	107	114	97	100	108	109	114	128
+ Tax %	29%	27%	28%	24%	17%	19%	21%	20%	20%	19%
Current Tax	18	26	27	25	16	19	23	21	22	24
Deferred Tax	4	0	3	3	0	0	-1	0	1	0
+ Net Profit	54	70	77	86	81	81	85	88	91	104
Profit Growth %		31%	10%	11%	-6%	-0%	6%	3%	4%	14%
Extraordinary Income / Expense	0	23	0	0	0	0	0	0	0	0
Exceptional Item	0	23	0	0	0	0	0	0	0	0
Net Profit After Minority Interest	0	0	0	0	81	81	85	0	0	0
EPS in Rs					10.04	10.00	9.44

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Equity Capital	81	81	81	81	81	81	90	90	90	93
Reserves	433	474	597	656	673	711	847	927	999	1,124
+ Borrowings	997	1,050	1,304	1,324	1,447	1,360	1,272	999	978	862
Secured Borrowings	160	268	449	545	770	732	847	830	808	691
Unsecured Borrowings	837	782	855	778	677	628	425	169	170	171
+ Other Liabilities	-1,037	-1,119	-1,476	-1,613	-1,716	-1,908	-1,769	-1,554	-1,517	-1,632
Current Liabilities	82	102	36	32	46	36	38	31	41	27
Provisions	10	24	5	2	2	2	2	1	2	1
Other liability items	9	10	2	0	0	0	0	0	0	0
Total Liabilities	474	485	506	447	485	243	440	462	550	447
+ Fixed Assets	29	20	15	14	18	17	17	15	15	14
Gross Block	47	33	15	15	19	19	21	19	19	19
Accumulated Depreciation	17	13	1	1	2	3	4	4	5	5
CWIP	0	0	0	0	0	0	0	0	0	0
Investments	255	248	301	318	218	159	165	338	461	259
+ Other Assets	190	217	189	115	249	68	258	109	75	174
Cash Equivalents	5	11	126	52	191	18	211	62	34	142
Loans n Advances	168	195	58	62	58	50	48	49	43	35
Other asset items	17	11	5	1	0	0	-2	-2	-2	-3
Total Assets	474	485	506	447	485	243	440	462	550	447

	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
+ Cash from Operating Activity	22	-7	135	-54	161	-171	139	-137	-7	70
Profit from Operations					100	103	113
Working Capital Changes					78	-254	48
Profit Before Tax & Extraordinary Items	76	97	107	114	97	100	108	109	114	128
Depreciation	1	1	1	0	1	1	1	2	1	1
Interest (Net)	0	0	0	0	0	0	0	0	0	0
Profit / Loss on Sale of Assets	0	-23	0	0	0	0	0	0	0	0
Provisions & Write-offs (Net)	2	20	0	0	0	0	0	0	0	0
Receivables	0	0	0	0	0	0	0	0	0	0
Inventories	0	0	-44	-17	100	60	-7	-172	-124	202
Trade Payables	0	0	-7	0	3	0	0	0	0	0
Loans & Advances	-24	-139	-139	-143	-115	-182	139	222	27	-100
Change in Borrowing	40	53	256	20	123	-88	-88	-273	-22	-115
Direct Taxes Paid	-21	-23	-29	-22	-16	-20	-22	-19	-23	-22
+ Cash from Investing Activity	0	31	0	0	-1	0	-2	0	0	12
Purchase of Fixed Assets	0	0	0	0	-1	0	-2	0	0	-1
Sale of Fixed Assets	0	32	0	0	0	0	0	0	0	13
+ Cash from Financing Activity	-19	-19	-20	-20	-22	-1	57	-12	-22	26
Proceeds from Issue of Shares	0	0	0	0	0	0	0	0	0	47
Repayment of Financial Liabilities	0	0	0	0	0	-1	-1	-1	0	0
Dividend Paid	-17	-8	-19	-19	-21	0	-6	-11	-22	-23
Others	-1	-11	0	0	0	0	64	0	0	2
Net Cash Flow	3	6	115	-74	139	-172	193	-149	-29	109