Bank Of India Ltd - Technical chart

consolidated in Rs/Cr.

Industry

Industry name

Banks
Variance

Full Year Net Profit Variance

13
Equity

Latest Equity

4552.67
Face Value

Latest Face Value

10
Reserves

Total Reserve

77380.68
Dividend

Full Year Dividend %

47
Sales Turnover

Full Year Net Sales

85869.55
Net Profit

Full Year Net Profit

10587.18
Full Year CPS

Full Year Cash Per Share

24.9
Earning Per Share

Full Year Earning Per Share

23.3
Quarter CPS

Latest quarter Cash Per Share

0
Latest Quarter Date

Latest Quarter Yrc

Mar 1, 2026
Latest Quarter Sales

Latest Quarter Net Sales

22852.87
Previous EPS

Previous earnings per share

0
Book Value

Book value

180
Networth

Full Year Return on Networth

13.36
Price/Book Value

Price to Book value

0.794444
Yearly PE ratio

Full Year Price to Earning per share

6.1
Yearly PC ratio

Full Year Price to Cash Per Share

5.8
Bse value

BSE Value in lakhs

223.89
Nse value

NSE Value in lakhs

6394.95
High

52 week high

178
Low

52 week low

109
Price

NSE Current market price

143
CPM

Current market price

143
Market cap

BSE / NSE Market Cap

65262.49
Net profit

Latest Quarter Net Profit

3087.76
Net profit variance

Latest Quarter Net Profit variance

19
Result year

Trailing latest month

Mar 1, 2026
TTM Sales

Trailing Twelve 12 month Net Sales

72982.24
TTM OP

Trailing Twelve 12 month Operating Profit

280.88
TTM OPM

Trailing Twelve 12 month Operating Profit Margin

0.38
TTM GP

Trailing Twelve 12 month Gross Profit

14503.65
TTM GPM

Trailing Twelve 12 month Gross Profit Margin

16.89
TTM NP

Trailing Twelve 12 month Net Profit

7813.93
TTM NPV

Trailing Twelve 12 month Net Profit Variane

13.29
TTM EPS

Trailing Twelve 12 month EPS

23.25
TTM PE

Trailing Twelve 12 month PE

6.17
TTM CPS

Trailing Twelve 12 month CPS

0
Month CPS

Month Cash Per Share

0
TTM Depreciation

Trailing Twelve 12 month Depreciation

0
Equity

Latest Equity

4552.67
LTP

Latest Price (BSE/NSE)

143
Gross block

Latest Gross Block

17397.9
Loans

Total loans

930973.41
Advances

Latest Advances for Banks

764651.47
Net profit asset

Latest Assets

0
Year OPM

Full Year Operating Profit Margin

75.6
Year GPM

Full Year Gross Profit Margin

17.2
Quarter OPM

Latest quater Operation Profit Margin

73.8

Quarterly Results (consolidated, figures in Rs Cr.)

Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026
+ Sales 17,046 17,466 18,317 18,479 18,467 18,521 19,052 19,573
YOY Sales Growth % 18% 16% 20% 14% 8% 6% 4% 6%
Gross Sales 17,046 17,466 18,317 18,479 18,467 18,521 19,052 19,573
+ Expenses 5,269 5,456 4,485 6,050 5,918 4,849 5,201 5,989
Manufacturing Cost % 9% 10% 9% 10% 13% 10% 10% 11%
Employee Cost % 14% 15% 13% 16% 13% 13% 14% 15%
Other Cost % 8% 6% 2% 7% 6% 3% 3% 5%
Other Manufacturing Expenses % 9% 10% 9% 10% 13% 10% 10% 11%
Provisions & Contingencies % 8% 6% 2% 7% 6% 3% 3% 5%
Operating Profit 11,777 12,009 13,832 12,429 12,549 13,672 13,850 13,584
OPM % 69% 69% 76% 67% 68% 74% 73% 69%
+ Other Income 1,338 2,532 1,780 3,455 2,211 2,218 2,327 3,280
Miscellaneous Income 1,338 2,532 1,780 3,455 2,211 2,218 2,327 3,280
Interest / Discount on Advances or Bills 12,064 12,143 12,978 13,152 12,871 13,025 13,745 14,152
Interest on Investments 4,078 4,338 4,558 4,411 4,660 4,567 4,480 4,485
Interest on Balances with RBI 742 817 754 893 832 785 698 451
Other Interest 162 168 28 23 103 144 129 485
Interest 10,693 11,403 12,166 12,333 12,321 12,530 12,504 12,785
Depreciation 0 0 0 0 0 0 0 0
Profit before tax 2,422 3,138 3,447 3,551 2,439 3,361 3,674 4,079
+ Tax % 28% 24% 26% 25% 28% 25% 25% 25%
Current Tax 688 740 888 904 675 835 924 1,030
+ Net Profit 1,890 2,422 2,638 2,602 1,831 2,576 2,814 3,089
Extraordinary Income / Expense 0 0 0 0 -519 0 0 0
Exceptional Item 0 0 0 0 -519 0 0 0
Profit / Loss of Associates 156 23 79 -45 67 50 64 39
Minority Interest (After Tax) -2 0 -1 0 -1 1 -2 -1
Net Profit After Minority Interest 1,888 2,421 2,637 2,602 1,830 2,577 2,812 3,088
EPS in Rs 4.15 5.32 5.79 5.72 4.02 5.66 6.18 6.78

Profit & Loss (consolidated, figures in Rs Cr.)

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
+ Sales 39,585 38,313 41,005 42,591 40,854 38,281 47,932 61,073 71,308 75,613
Sales Growth % -3% 7% 4% -4% -6% 25% 27% 17% 6%
Gross Sales 39,291 38,071 41,005 42,591 40,854 38,281 47,932 61,073 71,308 75,613
+ Expenses 21,312 25,227 27,318 26,656 17,933 16,716 21,561 19,539 21,473 22,177
Manufacturing Cost % 0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
Employee Cost % 14% 13% 15% 15% 16% 19% 18% 15% 15% 14%
Other Cost % 40% 53% 52% 48% 28% 25% 27% 17% 15% 15%
Other Manufacturing Expenses % 0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
Selling & Administration % 4% 4% 4% 4% 5% 5% 5% 4% 4% 4%
Miscellaneous Expenses % 36% 47% 47% 43% 23% 19% 22% 12% 11% 10%
Provisions & Contingencies % 31% 41% 41% 38% 17% 12% 15% 7% 6% 4%
Operating Profit 18,273 13,086 13,686 15,935 22,920 21,565 26,371 41,535 49,835 53,436
OPM % 46% 34% 33% 37% 56% 56% 55% 68% 70% 71%
+ Other Income 6,819 5,846 4,862 6,687 6,778 8,092 7,168 6,415 9,317 10,256
Miscellaneous Income 6,772 5,734 4,791 6,809 6,834 8,011 7,211 6,233 9,105 10,036
Interest / Discount on Advances or Bills 27,188 25,295 27,415 28,977 27,548 25,987 33,549 43,126 50,337 53,793
Interest on Investments 9,060 9,154 10,018 10,757 11,648 11,155 12,034 14,246 17,384 18,193
Interest on Balances with RBI 2,012 2,732 2,865 2,444 1,155 638 1,675 2,886 3,206 2,766
Other Interest 1,031 891 707 413 503 501 674 815 381 862
Interest 27,606 27,679 27,207 27,191 26,421 24,083 27,441 37,757 46,594 50,139
Depreciation -7 522 373 392 380 372 427 509 604 731
Profit before tax -2,373 -8,633 -8,658 -4,570 3,278 5,574 6,099 10,193 12,558 13,553
+ Tax % 34% 30% 37% 36% 33% 39% 36% 37% 26% 26%
Current Tax -818 -2,587 -3,161 -1,640 1,079 2,168 2,217 3,809 3,219 3,463
+ Net Profit -1,456 -5,953 -5,497 -2,929 2,199 3,406 3,882 6,385 9,339 10,089
Profit Growth % 288% -9% -47% -175% 55% 14% 64% 46% 8%
Extraordinary Income / Expense 0 0 0 0 0 0 0 0 0 -519
Exceptional Item 0 0 0 0 0 0 0 0 0 -519
Profit / Loss of Associates 102 91 0 0 0 0 0 0 0 0
Minority Interest (After Tax) 21 20 0 0 2 5 -1 -2 -4 -3
Net Profit After Minority Interest -1,470 -5,961 -5,427 -3,051 2,083 3,493 3,838 6,564 9,548 10,306
EPS in Rs 0.00 -34.83 0.00 -9.31 6.35 8.50 9.35 14.42 20.98 22.64

Balance Sheet (consolidated, figures in Rs Cr.)

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 1,055 1,744 2,760 3,278 3,278 4,104 4,104 4,553 4,553 4,553
Reserves 30,852 35,013 40,254 41,795 43,703 52,418 56,329 66,028 76,172 85,405
+ Borrowings 581,844 566,595 566,820 597,139 661,562 656,802 737,209 821,572 943,675 1,049,599
Secured Borrowings 39,491 43,598 44,265 39,752 32,464 26,821 65,015 80,960 123,869 118,626
Unsecured Borrowings 542,352 522,997 522,555 557,386 629,098 629,981 672,194 740,611 819,806 930,973
Deferred Credit 17,059 12,564 9,103 10,282 277 317 2,749 8,049 23,922 19,402
+ Other Liabilities 18,275 11,833 21,047 20,805 24,244 29,807 28,393 32,127 32,024 39,980
Current Liabilities 18,615 13,524 18,204 22,654 23,226 31,636 30,351 33,608 33,740 41,758
Minority Interest 81 159 162 151 159 130 157 161 162 178
Equity Application Money 1,722 0 4,638 0 3,000 0 0 0 0 0
Total Liabilities 632,026 615,184 630,881 663,017 732,786 743,131 826,036 924,280 1,056,425 1,179,538
+ Fixed Assets 8,349 8,192 8,799 8,765 8,637 9,570 9,950 10,178 11,865 11,670
Gross Block 10,655 11,030 11,685 11,967 12,214 13,303 14,087 14,806 16,828 17,398
Accumulated Depreciation 2,306 2,838 2,886 3,202 3,577 3,733 4,136 4,629 4,963 5,727
CWIP 197 158 200 293 364 286 110 150 182 207
Investments 130,751 140,321 150,905 162,323 191,693 180,274 211,324 234,592 268,002 279,084
+ Other Assets 492,729 466,513 470,977 491,636 532,092 553,001 604,652 679,361 776,376 888,577
Cash Equivalents 96,465 96,024 94,860 86,609 126,694 91,709 84,683 83,123 100,837 99,589
Loans n Advances 398,407 372,340 378,074 407,028 407,540 463,250 522,082 597,880 677,417 790,944
Other asset items -2,143 -1,851 -1,957 -2,001 -2,142 -1,959 -2,114 -1,642 -1,878 -1,956
Total Assets 632,026 615,184 630,881 663,017 732,786 743,131 826,036 924,280 1,056,425 1,179,538

Cash Flow (consolidated, figures in Rs Cr.)

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
+ Cash from Operating Activity -6,624 -7,366 -9,218 -4,827 37,868 -35,487 -7,045 -4,437 18,534 4,753
Profit from Operations 11,120 9,205 9,538 12,949 12,052 11,755 12,827 15,923 18,316 20,014
Working Capital Changes -18,898 -15,032 -15,365 -16,913 25,060 -46,686 -20,228 -21,600 363 -14,954
Profit Before Tax & Extraordinary Items -2,289 -8,548 -8,588 -4,691 3,162 5,660 6,055 10,373 12,767 13,770
Depreciation 558 2,365 1,765 1,032 943 988 427 734 307 761
Interest (Net) 967 1,043 1,015 846 654 704 697 794 1,302 2,099
Dividend Received -34 -7 -11 -14 -22 -16 -21 -14 -31 -29
Profit / Loss on Sale of Assets 0 -53 -430 -47 -60 -1 -134 -28 -203 -238
Profit / Loss on Sale of Investments 0 0 0 0 600 352 -1,575 85 -159 463
Provisions & Write-offs (Net) 11,919 14,406 15,787 15,824 6,776 4,067 7,379 3,978 4,332 3,188
Loans & Advances -18,829 9,843 -15,493 -42,124 -3,671 -58,327 -69,354 -82,126 -91,535 -114,372
Change in Borrowing -14,068 4,814 7,067 -2,188 -7,340 -4,943 36,694 15,445 40,409 -3,392
Change in Deposits 26,630 -19,355 -442 34,831 71,712 882 42,213 68,417 79,195 111,167
Direct Taxes Paid 1,154 -1,539 -3,391 -863 756 -556 356 1,240 -145 -307
+ Cash from Investing Activity -371 -260 71 -232 -182 -644 -521 -991 -854 -329
Purchase of Fixed Assets -515 -344 -298 -962 -349 -572 -623 -851 -723 -890
Sale of Fixed Assets 229 89 426 605 19 23 100 24 50 45
Dividend Received 34 7 11 14 22 16 21 14 31 29
Investment in Subsidiaries 0 -91 0 0 0 0 0 0 0 0
Acquisition of Companies 0 0 -71 0 0 0 0 0 0 0
Others -119 78 3 -11 126 -111 -19 -178 -212 487
+ Cash from Financing Activity 3,955 7,185 7,983 -3,192 2,398 1,146 541 3,868 34 -5,672
Proceeds from Issue of Shares 2,638 11,223 10,760 4,617 0 2,550 559 4,982 111 123
Proceeds from Issue of Debentures 0 0 0 0 52 0 1,500 500 2,500 0
Share Application Money 0 -1,722 4,638 -4,638 3,000 0 0 0 0 0
Redemption of Debentures 0 0 0 0 0 -700 0 0 0 -1,852
Repayment of Long-Term Borrowings 0 0 -6,400 -2,325 0 0 0 0 0 0
Dividend Paid 0 0 0 0 0 0 -821 -821 -1,275 -1,844
Interest Paid -1,558 -1,608 -1,015 -846 -654 -704 -697 -794 -1,302 -2,099
Others 2,457 -707 0 0 0 0 0 0 0 0
Net Cash Flow -3,040 -440 -1,164 -8,251 40,085 -34,985 -7,026 -1,560 17,714 -1,248