SG Finserve Ltd, Fundamental analysis

Industry Industry name	Finance
Variance Full Year Net Profit Variance	58
Equity Latest Equity	65.9
Face Value Latest Face Value	10
Reserves Total Reserve	1415.51
Dividend Full Year Dividend %	0
Sales Turnover Full Year Net Sales	333.66
Net Profit Full Year Net Profit	127.7
Full Year CPS Full Year Cash Per Share	19.5
Earning Per Share Full Year Earning Per Share	19.4
Quarter CPS Latest quarter Cash Per Share	0
Latest Quarter Date Latest Quarter Yrc	Sep 1, 2026
Latest Quarter Sales Latest Quarter Net Sales	161
Previous EPS Previous earnings per share	0
Book Value Book value	224.8
Networth Full Year Return on Networth	10.32
Price/Book Value Price to Book value	3.016014
Yearly PE ratio Full Year Price to Earning per share	35
Yearly PC ratio Full Year Price to Cash Per Share	34.8
Bse value BSE Value in lakhs	1206.89
Nse value NSE Value in lakhs	26981.19
High 52 week high	728
Low 52 week low	323
Price NSE Current market price	677
CPM Current market price	678

Market cap BSE / NSE Market Cap	4464.39
Net profit Latest Quarter Net Profit	58.8
Net profit variance Latest Quarter Net Profit variance	107
Result year Trailing latest month	Jun 1, 2026
TTM Sales Trailing Twelve 12 month Net Sales	187.37
TTM OP Trailing Twelve 12 month Operating Profit	159.2
TTM OPM Trailing Twelve 12 month Operating Profit Margin	84.97
TTM GP Trailing Twelve 12 month Gross Profit	210.03
TTM GPM Trailing Twelve 12 month Gross Profit Margin	52.2
TTM NP Trailing Twelve 12 month Net Profit	78.96
TTM NPV Trailing Twelve 12 month Net Profit Variane	82.1
TTM EPS Trailing Twelve 12 month EPS	23.8
TTM PE Trailing Twelve 12 month PE	28.47
TTM CPS Trailing Twelve 12 month CPS	0
Month CPS Month Cash Per Share	0
TTM Depreciation Trailing Twelve 12 month Depreciation	0.36
Equity Latest Equity	65.9
LTP Latest Price (BSE/NSE)	678
Gross block Latest Gross Block	3.63
Loans Total loans	-3.63
Advances Latest Advances for Banks	0
Net profit asset Latest Assets	0
Year OPM Full Year Operating Profit Margin	91.9
Year GPM Full Year Gross Profit Margin	51.6
Quarter OPM Latest quater Operation Profit Margin	91.8

	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
+ Sales	42	54	68	75	86	105	136	161
YOY Sales Growth %	-19%	-8%	55%	142%	102%	95%	101%	116%
Gross Sales	42	54	68	75	86	105	136	161
+ Expenses	9	4	9	6	6	6	10	13
Manufacturing Cost %	7%	14%	4%	3%	3%	2%	2%	2%
Employee Cost %	7%	-0%	8%	5%	2%	3%	5%	4%
Other Cost %	7%	-5%	2%	-0%	1%	0%	1%	2%
Other Manufacturing Expenses %	7%	14%	4%	3%	3%	2%	2%	2%
Provisions & Contingencies %	7%	-5%	2%	-0%	1%	0%	1%	2%
Operating Profit	33	50	59	69	80	99	126	148
OPM %	79%	92%	87%	92%	93%	94%	92%	92%
+ Other Income	0	0	0	0	0	0	0	0
Miscellaneous Income	0	0	0	0	0	0	0	0
Interest	1	19	25	30	36	43	54	68
Depreciation	0	0	0	0	0	0	0	0
Profit before tax	32	31	34	38	43	56	72	79
+ Tax %	26%	23%	28%	26%	25%	25%	25%	26%
Current Tax	9	7	10	10	11	13	18	22
Deferred Tax	-1	1	0	0	0	1	0	-2
+ Net Profit	24	24	25	28	32	42	54	59
Net Profit After Minority Interest							54	59
EPS in Rs							8.15	8.93

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
+ Sales	1	1	0	0	2	2	41	190	170	334
Sales Growth %		70%	-77%	10%	634%	-8%	1819%	358%	-10%	96%
Gross Sales	1	1	0	0	2	2	41	190	171	334
+ Expenses	0	1	1	1	1	1	8	21	28	27
Manufacturing Cost %	1%	3%	7%	6%	2%	5%	1%	0%	0%	0%
Employee Cost %	39%	23%	100%	84%	10%	23%	5%	5%	6%	4%
Other Cost %	4%	17%	152%	334%	18%	21%	15%	5%	10%	4%
Purchase of Finished Goods %	95%	0%	0%	0%	0%	0%	0%	0%	0%	0%
Power & Fuel %	0%	1%	3%	3%	0%	0%	0%	0%	0%	0%
Other Manufacturing Expenses %	1%	2%	3%	3%	1%	4%	1%	0%	0%	0%
Selling & Administration %	23%	17%	69%	56%	14%	10%	4%	3%	5%	2%
Miscellaneous Expenses %	1%	0%	79%	281%	4%	12%	11%	2%	5%	1%
Provisions & Contingencies %	0%	0%	0%	0%	0%	0%	9%	2%	2%	1%
Operating Profit	0	1	0	-1	2	1	33	169	143	307
OPM %	55%	56%	-159%	-325%	70%	51%	80%	89%	84%	92%
+ Other Income	0	0	0	0	0	0	1	0	0	0
Miscellaneous Income	0	0	0	0	1	2	1	1	1	0
Interest	0	0	0	0	0	0	8	64	32	134
Depreciation	0	0	0	0	0	0	0	0	1	1
Profit before tax	0	1	0	-1	2	1	25	105	110	172
+ Tax %	16%	29%	27%	-5%	4%	31%	26%	25%	26%	26%
Current Tax	0	0	0	0	0	0	8	27	30	44
Deferred Tax	0	0	0	0	0	0	-1	-1	-1	0
+ Net Profit	0	1	0	-1	2	1	18	79	81	128
Profit Growth %		79%	-158%	194%	-259%	-50%	2229%	327%	3%	58%
EPS in Rs

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	5	5	5	5	5	5	41	55	56	65
Reserves	2	3	3	2	3	4	532	751	959	1,395
+ Borrowings	0	0	1	1	0	0	493	957	1,387	2,704
Secured Borrowings	0	0	0	0	0	0	493	957	1,387	2,708
Unsecured Borrowings	0	0	1	1	0	0	0	0	0	-4
+ Other Liabilities	0	0	0	0	0	0	-962	-1,657	-90	-1,123
Current Liabilities	0	0	0	0	0	0	13	16	5	10
Provisions	0	0	0	0	0	0	5	7	1	1
Equity Share Warrants	0	0	0	0	0	0	55	5	113	7
Other liability items	0	0	0	0	0	0	0	0	0	0
Total Liabilities	7	8	8	8	8	9	104	106	2,312	3,041
+ Fixed Assets	2	2	2	1	1	1	0	2	2	2
Gross Block	2	2	2	1	1	1	0	2	3	4
Accumulated Depreciation	0	0	0	0	0	0	0	0	1	1
CWIP	0	0	0	0	0	0	1	0	0	0
Investments	1	1	1	2	1	2	0	0	80	0
+ Other Assets	5	6	5	5	6	6	103	105	2,230	3,039
Inventories	2	2	2	1	3	5	0	0	0	0
Trade receivables	0	0	0	0	0	0	0	0	0	0
Cash Equivalents	0	0	0	0	0	0	91	77	62	204
Loans n Advances	0	1	3	3	3	1	11	27	26	43
Other asset items	3	3	0	0	0	0	0	0	2,142	2,791
Total Assets	7	8	8	8	8	9	104	106	2,312	3,041

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
+ Cash from Operating Activity	0	0	-1	-1	0	0	-941	-629	-492	-1,571
Profit Before Tax & Extraordinary Items	0	1	0	-1	2	1	25	105	110	172
Depreciation	0	0	0	0	0	0	0	0	1	1
Interest (Net)	0	0	0	0	0	0	8	0	-3	-3
Profit / Loss on Sale of Assets	0	0	0	0	0	0	0	0	0	0
Profit / Loss on Sale of Investments	0	0	0	0	0	0	0	0	0	0
Provisions & Write-offs (Net)	0	0	0	0	0	0	4	3	8	2
Receivables	0	0	0	0	-1	0	0	0	0	0
Inventories	0	-1	0	1	-2	-1	4	0	0	0
Trade Payables	0	0	0	0	0	0	0	0	0	0
Loans & Advances	0	0	0	0	0	0	-979	-700	-578	-1,690
Change in Borrowing	0	0	0	0	0	0	0	0	-1	1
Direct Taxes Paid	0	0	0	0	0	0	-8	-31	-29	-42
+ Cash from Investing Activity	0	0	1	1	1	0	2	-4	-56	61
Purchase of Fixed Assets	0	0	0	0	0	0	-1	-1	-1	-1
Sale of Fixed Assets	0	0	0	0	0	0	1	0	0	0
Purchase of Investments	-1	0	0	0	-1	-2	0	0	-80	0
Sale of Investments	0	0	0	0	2	1	2	0	0	81
Interest Received	0	0	0	0	0	0	0	0	2	3
Others	1	0	1	0	0	0	0	-3	23	-21
+ Cash from Financing Activity	0	0	0	0	-1	0	1,030	616	554	1,632
Proceeds from Issue of Shares	0	0	0	0	0	0	545	152	14	316
Proceeds from Issue of Debentures	0	0	0	0	0	0	0	0	50	0
Proceeds from Other Long-Term Borrowings	0	0	0	0	0	0	493	464	378	1,315
Repayment of Long-Term Borrowings	0	0	0	0	-1	0	0	0	0	0
Others	0	0	0	0	0	0	0	0	113	0
Net Cash Flow	0	0	0	0	0	0	91	-18	6	121