CreditAccess Grameen Ltd - Technical chart

consolidated in Rs/Cr.

Industry

Industry name

Finance
Variance

Full Year Net Profit Variance

46
Equity

Latest Equity

160.31
Face Value

Latest Face Value

10
Reserves

Total Reserve

7682.05
Dividend

Full Year Dividend %

0
Sales Turnover

Full Year Net Sales

6062.54
Net Profit

Full Year Net Profit

777.64
Full Year CPS

Full Year Cash Per Share

52.4
Earning Per Share

Full Year Earning Per Share

48.5
Quarter CPS

Latest quarter Cash Per Share

0
Latest Quarter Date

Latest Quarter Yrc

Jun 1, 2026
Latest Quarter Sales

Latest Quarter Net Sales

1784.41
Previous EPS

Previous earnings per share

0
Book Value

Book value

489.2
Networth

Full Year Return on Networth

10.51
Price/Book Value

Price to Book value

3.100981
Yearly PE ratio

Full Year Price to Earning per share

31.3
Yearly PC ratio

Full Year Price to Cash Per Share

28.9
Bse value

BSE Value in lakhs

137.6
Nse value

NSE Value in lakhs

5045.77
High

52 week high

1609
Low

52 week low

1113
Price

NSE Current market price

1518
CPM

Current market price

1517
Market cap

BSE / NSE Market Cap

24317.43
Net profit

Latest Quarter Net Profit

493.39
Net profit variance

Latest Quarter Net Profit variance

720
Result year

Trailing latest month

Mar 1, 2026
TTM Sales

Trailing Twelve 12 month Net Sales

5720.83
TTM OP

Trailing Twelve 12 month Operating Profit

0
TTM OPM

Trailing Twelve 12 month Operating Profit Margin

0
TTM GP

Trailing Twelve 12 month Gross Profit

1096.28
TTM GPM

Trailing Twelve 12 month Gross Profit Margin

18.08
TTM NP

Trailing Twelve 12 month Net Profit

1334.14
TTM NPV

Trailing Twelve 12 month Net Profit Variane

46.34
TTM EPS

Trailing Twelve 12 month EPS

48.51
TTM PE

Trailing Twelve 12 month PE

31.27
TTM CPS

Trailing Twelve 12 month CPS

0
Month CPS

Month Cash Per Share

0
TTM Depreciation

Trailing Twelve 12 month Depreciation

58.35
Equity

Latest Equity

160.31
LTP

Latest Price (BSE/NSE)

1517
Gross block

Latest Gross Block

902
Loans

Total loans

1153.16
Advances

Latest Advances for Banks

0
Net profit asset

Latest Assets

0
Year OPM

Full Year Operating Profit Margin

49.5
Year GPM

Full Year Gross Profit Margin

18.1
Quarter OPM

Latest quater Operation Profit Margin

68.7

Quarterly Results (consolidated, figures in Rs Cr.)

Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026 Jun 2026
+ Sales 1,453 1,380 1,407 1,463 1,508 1,490 1,597 1,783
YOY Sales Growth % 17% 7% -3% -3% 4% 8% 14% 22%
Gross Sales 1,453 1,380 1,407 1,463 1,508 1,490 1,597 1,783
+ Expenses 700 1,020 864 885 845 678 660 558
Manufacturing Cost % 6% 7% 7% 6% 7% 7% 7% 6%
Employee Cost % 13% 13% 12% 15% 15% 15% 13% 14%
Other Cost % 29% 54% 41% 39% 35% 23% 21% 12%
Other Manufacturing Expenses % 6% 7% 7% 6% 7% 7% 7% 6%
Provisions & Contingencies % 29% 54% 41% 39% 35% 23% 21% 12%
Operating Profit 753 360 543 578 664 813 937 1,225
OPM % 52% 26% 39% 39% 44% 55% 59% 69%
+ Other Income 1 2 1 1 1 1 1 1
Miscellaneous Income 1 2 1 1 1 1 1 1
Interest 485 475 478 482 480 459 478 550
Depreciation 17 16 15 15 16 16 16 16
Profit before tax 252 -129 51 81 169 338 445 660
+ Tax % 26% 23% 8% 26% 26% 25% 24% 25%
Current Tax 146 70 15 0 5 119 121 132
Deferred Tax -80 -99 -11 21 39 -34 -16 35
+ Net Profit 186 -100 47 60 126 252 340 493
Net Profit After Minority Interest 186 -100 47 60 126 252 340 493
EPS in Rs 11.67 -6.24 2.96 3.77 7.87 15.76 21.20 30.79

Profit & Loss (consolidated, figures in Rs Cr.)

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
+ Sales 708 871 1,282 1,704 2,461 2,669 3,487 5,167 5,752 6,059
Sales Growth % 23% 47% 33% 44% 8% 31% 48% 11% 5%
Gross Sales 869 1,282 1,697 2,461 2,743 3,545 5,167 5,752 6,059
Other Operating Income 0 0 7 0 0 0 0 0 0
+ Expenses 264 189 361 644 1,313 1,238 1,183 1,450 3,037 3,067
Manufacturing Cost % 1% 1% 1% 1% 1% 1% 1% 1% 1% 1%
Employee Cost % 15% 15% 15% 15% 15% 16% 15% 13% 13% 15%
Other Cost % 22% 6% 13% 22% 37% 29% 18% 14% 39% 35%
Power & Fuel % 0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
Other Manufacturing Expenses % 1% 1% 0% 0% 1% 1% 1% 1% 1% 1%
Selling & Administration % 6% 6% 6% 7% 5% 6% 6% 5% 5% 5%
Miscellaneous Expenses % 16% -1% 7% 15% 32% 23% 12% 9% 34% 30%
Provisions & Contingencies % -2% 6% 14% 31% 22% 12% 9% 34% 29%
Operating Profit 444 682 921 1,060 1,148 1,431 2,304 3,717 2,715 2,992
OPM % 63% 78% 72% 62% 47% 54% 66% 72% 47% 49%
+ Other Income 1 1 1 1 5 81 64 6 4 4
Miscellaneous Income 2 2 1 5 7 6 6 4 4
Interest 317 354 417 584 933 987 1,216 1,738 1,955 1,905
Depreciation 4 5 8 20 44 47 50 51 62 63
Profit before tax 324 498 462 180 481 1,105 1,939 709 1,033
+ Tax % 36% 35% 27% 27% 27% 25% 25% 25% 25%
Current Tax 81 55 176 160 106 120 238 545 388 245
Deferred Tax -37 61 0 -34 -57 7 41 -51 -211 11
+ Net Profit 211 322 335 131 357 827 1,446 531 778
Profit Growth % 52% 4% -61% 172% 132% 75% -63% 46%
Minority Interest (After Tax) 0 0 0 -2 3 0 0 0 0 0
Net Profit After Minority Interest 0 0 322 334 134 353 826 1,446 531 778
EPS in Rs 22.41 23.30 8.45 22.65 51.98 90.72 33.27 48.54

Balance Sheet (consolidated, figures in Rs Cr.)

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 86 128 144 144 156 156 159 159 160 160
Reserves 605 1,309 2,222 2,590 3,536 4,011 4,948 6,411 6,796 7,682
+ Borrowings 2,668 3,623 4,867 9,540 10,941 12,921 16,312 21,841 20,446 23,641
Secured Borrowings 2,365 3,518 4,830 9,437 10,643 12,710 16,010 21,665 20,096 22,488
Unsecured Borrowings 303 106 37 103 298 211 303 176 350 1,153
+ Other Liabilities -427 -4,843 -6,477 -10,783 -11,293 -14,371 -18,604 -24,645 -23,874 -27,476
Current Liabilities 174 42 126 246 384 419 470 481 406 455
Provisions 117 7 12 20 27 33 37 47 77 111
Minority Interest 0 0 0 109 105 0 0 0 0 0
Other liability items 31 11 0 0 0 0 0 0 0 0
Total Liabilities 2,932 218 754 1,491 3,340 2,717 2,815 3,766 3,528 4,008
+ Fixed Assets 12 16 25 577 573 629 599 609 604 588
Gross Block 23 32 48 620 658 760 778 826 868 902
Accumulated Depreciation 11 16 23 43 86 131 179 217 264 314
CWIP 3 1 2 3 1 3 4 5 4 0
Investments 0 0 0 46 1 1 455 1,439 893 1,075
+ Other Assets 2,917 201 727 866 2,766 2,084 1,757 1,713 2,028 2,345
Cash Equivalents 364 143 616 718 2,484 1,761 1,436 1,314 1,443 1,327
Loans n Advances 2,535 53 111 187 343 348 352 420 590 1,026
Other asset items 18 5 0 -39 -62 -25 -32 -21 -5 -8
Total Assets 2,932 218 754 1,491 3,340 2,717 2,815 3,766 3,528 4,008

Cash Flow (consolidated, figures in Rs Cr.)

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
+ Cash from Operating Activity -425 -1,726 -1,378 -2,228 -455 -2,713 -3,290 -4,734 1,125 -2,770
Profit from Operations 595 683 833 1,036 1,492 2,281 2,545 2,787
Working Capital Changes -1,791 -2,747 -1,173 -3,630 -4,542 -6,454 -1,074 -5,361
Profit Before Tax & Extraordinary Items 124 328 498 462 180 481 1,105 1,939 709 1,033
Depreciation 4 5 8 20 44 47 50 51 62 63
Interest (Net) 0 44 77 -3 -22 -7 65 -52 -105 1
Dividend Received 0 0 0 0 0 0 0 0 0 0
Profit / Loss on Sale of Assets 0 0 0 0 0 0 0 0 0 0
Profit / Loss on Sale of Investments -4 -4 0 0 0 0 0 0 0 0
Provisions & Write-offs (Net) 112 -24 74 244 772 598 401 452 1,931 1,776
Receivables 0 -5 5 0 0 0 0 0 0 0
Trade Payables 0 16 69 -23 94 57 45 -47 -96 38
Loans & Advances -616 -2,061 -1,801 -2,754 -1,311 -3,775 -4,674 -6,536 -1,054 -5,472
Change in Deposits 68 0 0 0 0 0 0 0 0 0
Direct Taxes Paid -73 -67 -182 -164 -115 -120 -240 -561 -346 -196
+ Cash from Investing Activity -5 54 -7 -638 24 -33 -314 -994 708 -101
Purchase of Fixed Assets -9 -6 -18 -22 -15 -28 -17 -20 -34 -18
Sale of Fixed Assets 0 0 0 0 0 0 0 0 0 0
Purchase of Investments -2,325 -3,350 -7,056 -9,241 -8,207 -7,349 -7,987 -12,801 -6,385 -10,331
Sale of Investments 2,328 3,358 7,067 9,286 8,272 7,367 7,573 11,898 7,025 10,221
Dividend Received 0 0 0 0 0 0 0 0 0 0
Investment in Subsidiaries 0 0 0 -661 -1 0 0 0 0 0
Others 0 52 0 0 -26 -23 117 -71 102 27
+ Cash from Financing Activity 579 1,470 1,829 2,921 2,146 1,967 3,365 5,494 -1,669 2,751
Proceeds from Issue of Shares 150 353 631 4 803 3 5 15 18 32
Proceeds from Issue of Debentures 0 0 0 72 0 0 256 0 0 0
Proceeds from Other Long-Term Borrowings 455 0 1,340 3,030 1,376 2,264 3,123 14,378 9,300 14,367
Proceeds from Short-Term Borrowings 0 0 0 0 0 0 0 0 0 109
Redemption of Debentures 0 0 -223 0 0 -257 0 0 0 0
Repayment of Long-Term Borrowings 0 0 -47 -11 0 -25 0 -8,875 -10,795 -11,721
Repayment of Short-Term Borrowings -20 0 0 0 0 0 0 0 0 0
Repayment of Financial Liabilities 0 0 0 0 -18 -18 -19 -24 -33 -36
Dividend Paid 0 0 0 0 0 0 0 0 -159 0
Others -6 1,116 129 -174 -14 0 0 0 0 0
Net Cash Flow 149 -202 444 54 1,715 -780 -239 -234 164 -120