Canara HSBC Life Insurance Company Ltd, Fundamental analysis

Industry Industry name	Insurance
Variance Full Year Net Profit Variance	8
Equity Latest Equity	950
Face Value Latest Face Value	10
Reserves Total Reserve	683.61
Dividend Full Year Dividend %	4
Sales Turnover Full Year Net Sales	11584.84
Net Profit Full Year Net Profit	126.61
Full Year CPS Full Year Cash Per Share	1.5
Earning Per Share Full Year Earning Per Share	1.3
Quarter CPS Latest quarter Cash Per Share	0
Latest Quarter Date Latest Quarter Yrc	Jun 1, 2026
Latest Quarter Sales Latest Quarter Net Sales	2079.52
Previous EPS Previous earnings per share	0
Book Value Book value	17.2
Networth Full Year Return on Networth	8.11
Price/Book Value Price to Book value	9.127907
Yearly PE ratio Full Year Price to Earning per share	117.8
Yearly PC ratio Full Year Price to Cash Per Share	101.6
Bse value BSE Value in lakhs	2718.04
Nse value NSE Value in lakhs	1720.39
High 52 week high	167
Low 52 week low	106
Price NSE Current market price	157
CPM Current market price	157

Market cap BSE / NSE Market Cap	14910.25
Net profit Latest Quarter Net Profit	28.14
Net profit variance Latest Quarter Net Profit variance	20
Result year Trailing latest month	Jun 1, 2026
TTM Sales Trailing Twelve 12 month Net Sales	0
TTM OP Trailing Twelve 12 month Operating Profit	0
TTM OPM Trailing Twelve 12 month Operating Profit Margin	0
TTM GP Trailing Twelve 12 month Gross Profit	146.22
TTM GPM Trailing Twelve 12 month Gross Profit Margin	1.42
TTM NP Trailing Twelve 12 month Net Profit	0
TTM NPV Trailing Twelve 12 month Net Profit Variane	7.91
TTM EPS Trailing Twelve 12 month EPS	1.38
TTM PE Trailing Twelve 12 month PE	113.73
TTM CPS Trailing Twelve 12 month CPS	0
Month CPS Month Cash Per Share	0
TTM Depreciation Trailing Twelve 12 month Depreciation	0
Equity Latest Equity	950
LTP Latest Price (BSE/NSE)	157
Gross block Latest Gross Block	235.44
Loans Total loans	250
Advances Latest Advances for Banks	0
Net profit asset Latest Assets	0
Year OPM Full Year Operating Profit Margin	1.4
Year GPM Full Year Gross Profit Margin	1.4
Quarter OPM Latest quater Operation Profit Margin	1.5

	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
+ Sales	1,829	2,005	2,703	1,653	2,260	2,867	3,061	2,048
YOY Sales Growth %				26%	24%	43%	13%	24%
Gross Sales	1,829	2,005	2,703	1,653	2,260	2,867	3,061	2,048
Other Operating Income	1,494	-489	80	1,978	88	1,335	-1,687	2,303
+ Expenses	1,823	2,028	2,669	1,647	2,244	2,937	2,945	2,048
Manufacturing Cost %	172%	68%	94%	208%	95%	143%	33%	202%
Employee Cost %	8%	7%	7%	10%	8%	6%	8%	11%
Other Cost %	-80%	26%	-2%	-118%	-3%	-47%	55%	-112%
Other Manufacturing Expenses %	172%	68%	94%	208%	95%	143%	33%	202%
Selling & Administration %	1%	1%	1%	1%	1%	0%	-0%	0%
Provisions & Contingencies %	0%	0%	-0%	-0%	0%	0%	-0%	0%
Operating Profit	6	-23	34	6	16	-70	116	0
OPM %	0%	-1%	1%	0%	1%	-2%	4%	-0%
+ Other Income	37	51	1	20	30	101	-77	32
Miscellaneous Income	37	51	1	20	30	101	-77	32
Interest	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0
Profit before tax	43	28	35	26	45	31	39	32
+ Tax %	15%	-4%	8%	10%	10%	10%	10%	11%
Current Tax	6	-1	3	3	4	3	4	3
Net Profit	37	29	32	23	41	28	35	28
EPS in Rs

	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
+ Sales	9,253	8,496	8,435	11,841	10,710	11,556
Sales Growth %		-8%	-1%	40%	-10%	8%
Gross Sales					7,850	9,841
Other Operating Income					2,859	1,715
+ Expenses	9,323	8,726	8,471	11,705	10,600	11,444
Manufacturing Cost %	85%	90%	88%	90%	88%	87%
Employee Cost %	4%	5%	6%	5%	6%	7%
Other Cost %	12%	8%	7%	4%	5%	5%
Other Manufacturing Expenses %	85%	90%	88%	90%	88%	87%
Selling & Administration %	6%	3%	3%	3%	2%	3%
Miscellaneous Expenses %	6%	5%	4%	2%	3%	2%
Provisions & Contingencies %					-0%	0%
Operating Profit	-71	-230	-36	136	109	112
OPM %	-1%	-3%	-0%	1%	1%	1%
+ Other Income	184	256	155	11	19	29
Miscellaneous Income					115	73
Interest	6	0	0	0	0	0
Depreciation	13	17	19	23	22	20
Profit before tax					128	141
+ Tax %					9%	10%
Current Tax	0	0	9	11	11	14
+ Net Profit					117	127
Profit Growth %						8%
EPS in Rs

	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	950	950	950	950	950	950
Reserves	330	340	403	469	567	655
+ Borrowings	0	0	0	0	0	250
Unsecured Borrowings	0	0	0	0	0	250
+ Other Liabilities	21,303	25,925	29,957	37,332	41,397	46,201
Current Liabilities	774	666	761	935	1,062	1,232
Provisions	24	18	18	26	32	36
Other liability items	20,532	25,258	29,196	36,397	40,335	44,969
Total Liabilities	22,583	27,215	31,310	38,751	42,914	48,057
+ Fixed Assets	37	70	73	77	42	31
Gross Block	175	224	246	260	235	235
Accumulated Depreciation	138	154	173	182	193	205
CWIP	7	4	5	2	4	6
Investments	21,871	26,266	30,179	37,357	41,166	46,118
+ Other Assets	668	875	1,053	1,314	1,702	1,901
Trade receivables	0	0	0	5	31	0
Cash Equivalents	272	340	387	422	611	613
Loans n Advances	396	526	644	839	959	1,067
Other asset items	0	8	22	49	101	220
Total Assets	22,583	27,215	31,310	38,751	42,914	48,057

	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
+ Cash from Operating Activity	2,340	1,998	2,593	2,310	1,208	3,534
Direct Taxes Paid	0	-3	-8	-11	-11	-15
+ Cash from Investing Activity	-2,236	-1,929	-2,518	-2,045	-714	-3,666
Purchase of Fixed Assets	-21	-18	-25	-28	-12	-10
Sale of Fixed Assets	1	0	1	1	0	0
Purchase of Investments	-14,755	-15,481	-9,916	-11,057	-14,767	-16,096
Sale of Investments	12,298	12,329	6,049	7,420	12,292	10,484
Others	242	1,240	1,373	1,619	1,772	1,955
+ Cash from Financing Activity	0	0	-29	-48	-19	212
Proceeds from Other Long-Term Borrowings	0	0	0	0	0	250
Dividend Paid	0	0	-29	-48	-19	-38
Net Cash Flow	103	69	46	218	474	80