Axis Bank Limited, Fundamental analysis

Axis Bank Limited - Technical chart

consolidated in Rs/Cr.

Industry Industry name	Banks
Variance Full Year Net Profit Variance	-6
Equity Latest Equity	622.18
Face Value Latest Face Value	2
Reserves Total Reserve	212957.29
Dividend Full Year Dividend %	50
Sales Turnover Full Year Net Sales	162211.95
Net Profit Full Year Net Profit	26381.97
Full Year CPS Full Year Cash Per Share	90.9
Earning Per Share Full Year Earning Per Share	84.8
Quarter CPS Latest quarter Cash Per Share	0
Latest Quarter Date Latest Quarter Yrc	Mar 1, 2026
Latest Quarter Sales Latest Quarter Net Sales	41142.69
Previous EPS Previous earnings per share	0
Book Value Book value	686.5
Networth Full Year Return on Networth	13.17
Price/Book Value Price to Book value	1.900947
Yearly PE ratio Full Year Price to Earning per share	15.4
Yearly PC ratio Full Year Price to Cash Per Share	14.4
Bse value BSE Value in lakhs	11577.98
Nse value NSE Value in lakhs	65282.67
High 52 week high	1418
Low 52 week low	1041
Price NSE Current market price	1308
CPM Current market price	1305

Market cap BSE / NSE Market Cap	405881.17
Net profit Latest Quarter Net Profit	7602.63
Net profit variance Latest Quarter Net Profit variance	2
Result year Trailing latest month	Mar 1, 2026
TTM Sales Trailing Twelve 12 month Net Sales	149972.58
TTM OP Trailing Twelve 12 month Operating Profit	-3.79
TTM OPM Trailing Twelve 12 month Operating Profit Margin	0
TTM GP Trailing Twelve 12 month Gross Profit	34182.91
TTM GPM Trailing Twelve 12 month Gross Profit Margin	21.07
TTM NP Trailing Twelve 12 month Net Profit	27928.39
TTM NPV Trailing Twelve 12 month Net Profit Variane	-5.96
TTM EPS Trailing Twelve 12 month EPS	84.8
TTM PE Trailing Twelve 12 month PE	15.39
TTM CPS Trailing Twelve 12 month CPS	0
Month CPS Month Cash Per Share	0
TTM Depreciation Trailing Twelve 12 month Depreciation	0
Equity Latest Equity	622.18
LTP Latest Price (BSE/NSE)	1305
Gross block Latest Gross Block	28774.1
Loans Total loans	1333791.44
Advances Latest Advances for Banks	1282392.17
Net profit asset Latest Assets	0
Year OPM Full Year Operating Profit Margin	66.7
Year GPM Full Year Gross Profit Margin	21.1
Quarter OPM Latest quater Operation Profit Margin	64

Quarterly Results (consolidated, figures in Rs Cr.)

	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
+ Sales	31,159	31,601	32,162	32,452	32,348	32,310	33,709	34,171
YOY Sales Growth %	19%	15%	11%	7%	4%	2%	5%	5%
Gross Sales	31,159	31,601	32,162	32,452	32,348	32,310	33,709	34,171
+ Expenses	11,892	12,412	11,913	11,943	13,983	14,302	12,743	14,816
Manufacturing Cost %	20%	21%	20%	22%	19%	22%	21%	22%
Employee Cost %	11%	11%	10%	10%	11%	11%	10%	10%
Other Cost %	7%	7%	7%	5%	12%	11%	7%	10%
Other Manufacturing Expenses %	20%	21%	20%	22%	19%	22%	21%	22%
Provisions & Contingencies %	7%	7%	7%	5%	12%	11%	7%	10%
Operating Profit	19,267	19,189	20,249	20,510	18,366	18,007	20,967	19,355
OPM %	62%	61%	63%	63%	57%	56%	62%	57%
+ Other Income	6,637	7,603	6,797	7,506	8,053	7,460	7,189	6,972
Miscellaneous Income	6,637	7,603	6,797	7,506	8,053	7,460	7,189	6,972
Interest / Discount on Advances or Bills	24,740	25,365	25,768	25,709	25,603	25,682	26,504	26,868
Interest on Investments	5,618	5,468	5,841	6,130	6,186	5,922	6,593	6,743
Interest on Balances with RBI	300	353	293	297	308	408	269	289
Other Interest	500	415	261	316	252	298	343	270
Interest	17,261	17,615	18,040	18,121	18,239	17,971	18,785	19,080
Depreciation	0	0	0	0	0	0	0	0
Profit before tax	8,643	9,177	9,007	9,895	8,180	7,496	9,371	7,247
+ Tax %	25%	19%	25%	24%	23%	26%	25%	-5%
Current Tax	2,193	1,768	2,244	2,405	1,920	1,938	2,326	-385
+ Net Profit	6,467	7,436	6,779	7,509	6,279	5,567	7,060	7,642
Profit / Loss of Associates	17	27	16	19	19	9	15	10
Minority Interest (After Tax)	-31	-34	-37	-34	-36	-39	-49	-39
Net Profit After Minority Interest	6,436	7,401	6,742	7,475	6,244	5,528	7,011	7,603
EPS in Rs	20.84	23.94	21.79	24.14	20.15	17.82	22.59	24.47

Profit & Loss (consolidated, figures in Rs Cr.)

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
+ Sales	45,175	46,614	56,044	63,716	64,397	68,846	87,448	112,759	127,374	132,538
Sales Growth %		3%	20%	14%	1%	7%	27%	29%	13%	4%
Gross Sales	44,542	45,780	56,044	63,716	64,397	68,846	87,448	112,759	127,374	132,538
+ Expenses	25,680	31,193	28,757	36,782	33,597	32,262	43,787	41,421	48,158	55,843
Manufacturing Cost %	2%	2%	2%	2%	2%	2%	2%	2%	2%	2%
Employee Cost %	10%	12%	11%	9%	11%	12%	11%	11%	11%	11%
Other Cost %	44%	53%	39%	47%	40%	33%	37%	24%	25%	30%
Other Manufacturing Expenses %	2%	2%	2%	2%	2%	2%	2%	2%	2%	2%
Selling & Administration %	5%	5%	4%	4%	5%	5%	5%	4%	4%	4%
Miscellaneous Expenses %	37%	45%	33%	41%	34%	26%	18%	19%	20%	24%
Provisions & Contingencies %	27%	33%	21%	29%	23%	11%	3%	4%	6%	10%
Operating Profit	19,495	15,422	27,287	26,934	30,801	36,584	43,661	71,338	79,216	76,695
OPM %	43%	33%	49%	42%	48%	53%	50%	63%	62%	58%
+ Other Income	12,422	11,863	14,189	16,342	13,577	17,268	18,349	25,230	28,543	29,674
Miscellaneous Income	11,691	10,967	14,189	16,342	13,939	17,268	18,349	25,230	28,543	29,674
Interest / Discount on Advances or Bills	33,125	34,137	42,323	49,323	48,604	51,013	66,729	90,314	101,582	104,658
Interest on Investments	9,623	9,983	11,376	11,279	12,585	14,658	18,224	20,082	23,057	25,444
Interest on Balances with RBI	504	388	699	1,099	1,040	1,529	907	924	1,243	1,274
Other Interest	1,291	1,272	1,646	2,014	2,169	1,646	1,588	1,439	1,492	1,163
Interest	26,789	27,604	33,883	37,996	34,627	34,923	43,389	61,391	71,036	74,075
Depreciation	527	591	737	806	976	1,046	13,143	1,385	1,763	1,889
Profit before tax	5,468	122	7,592	5,280	9,750	18,929	18,621	35,178	36,722	32,293
+ Tax %	36%	84%	34%	64%	26%	25%	42%	25%	23%	18%
Current Tax	5,189	1,952	3,271	3,077	2,757	4,602	6,721	7,784	8,161	7,713
Deferred Tax	-3,202	-1,850	-726	324	-259	163	1,047	971	450	-1,913
+ Net Profit	3,679	276	5,047	1,879	7,252	14,207	10,919	26,492	28,191	26,548
Profit Growth %		-93%	1731%	-63%	286%	95%	-23%	143%	6%	-6%
Extraordinary Income / Expense	0	0	0	0	0	0	-12,490	0	0	0
Exceptional Item	0	0	0	0	0	0	-12,490	0	0	0
Profit / Loss of Associates	0	0	0	0	0	43	66	69	79	54
Minority Interest (After Tax)	-14	-8	-9	-26	-57	-88	-100	-106	-136	-163
Net Profit After Minority Interest	3,953	456	5,039	1,853	7,196	14,119	10,818	26,386	28,055	26,385
EPS in Rs	16.56	1.81	19.63	6.66	23.67	46.14	35.27	85.61	90.76	85.24

Balance Sheet (consolidated, figures in Rs Cr.)

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	479	513	514	564	613	614	615	617	619	622
Reserves	55,901	63,694	67,288	85,776	102,981	117,496	128,740	155,512	185,433	212,957
+ Borrowings	527,437	611,425	711,996	797,337	850,551	1,020,692	1,152,038	1,295,302	1,391,608	1,614,302
Secured Borrowings	112,455	155,767	161,250	155,180	152,249	199,778	206,214	228,200	220,687	280,511
Unsecured Borrowings	414,983	455,658	550,746	642,157	698,303	820,914	945,825	1,067,102	1,170,921	1,333,791
Deferred Credit	57,162	75,059	71,915	56,676	40,313	54,387	37,513	36,078	36,017	51,371
+ Other Liabilities	27,644	28,071	34,248	44,194	46,859	56,726	63,024	66,808	79,302	118,169
Current Liabilities	27,676	28,141	34,253	44,140	46,729	56,512	62,624	66,099	78,787	117,129
Minority Interest	61	70	85	114	174	261	393	499	635	798
Equity Application Money	0	0	0	0	0	151	426	894	1,183	1,456
Total Liabilities	611,462	703,703	814,046	927,872	1,001,005	1,195,529	1,344,418	1,518,239	1,656,963	1,946,050
+ Fixed Assets	3,518	3,697	3,842	3,912	4,501	4,753	5,000	5,860	6,661	6,776
Gross Block	6,540	7,224	8,026	8,812	10,319	11,422	24,606	26,505	28,389	28,774
Accumulated Depreciation	3,022	3,527	4,184	4,900	5,819	6,668	19,607	20,645	21,728	21,998
CWIP	292	352	288	483	118	215	142	267	121	269
Investments	129,018	153,037	174,056	155,282	225,336	274,608	288,095	332,354	396,685	446,422
+ Other Assets	478,633	546,618	635,860	768,196	771,050	915,952	1,051,181	1,179,758	1,253,496	1,492,583
Cash Equivalents	50,966	43,911	68,004	97,800	63,424	112,344	108,708	116,493	102,699	109,352
Loans n Advances	427,760	502,846	567,946	670,456	707,668	803,806	942,893	1,063,950	1,152,100	1,384,446
Other asset items	-93	-139	-90	-60	-43	-198	-419	-685	-1,303	-1,214
Total Assets	611,462	703,703	814,046	927,872	1,001,005	1,195,529	1,344,418	1,518,239	1,656,963	1,946,050

Cash Flow (consolidated, figures in Rs Cr.)

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
+ Cash from Operating Activity	32,209	-38,390	37,125	30,416	12,633	28,137	22,075	-5,555	44,384	-8,637
Profit from Operations	18,738	16,969	20,705	25,136	28,270	30,412	39,249	44,405	50,739	53,516
Working Capital Changes	18,792	-52,077	19,542	8,317	-13,610	2,171	-10,488	-42,728	1,793	-55,216
Profit Before Tax & Extraordinary Items	5,940	558	7,584	5,254	9,693	18,842	18,521	35,072	36,586	32,130
Depreciation	771	383	1,034	806	979	1,049	13,741	957	1,066	2,768
Profit / Loss on Sale of Assets	4	17	25	5	9	6	8	4	10	-4
Provisions & Write-offs (Net)	12,038	16,021	12,045	19,081	17,589	10,515	6,979	8,371	13,076	18,621
Profit / Loss in Forex	-14	-9	19	-11	0	0	0	0	0	0
Loans & Advances	-46,540	-83,305	-66,702	-86,703	-63,518	-106,572	-149,553	-137,622	-93,763	-214,445
Change in Deposits	56,680	40,675	95,088	91,411	65,466	122,612	125,161	121,278	103,818	162,871
Direct Taxes Paid	-5,322	-3,283	-3,122	-3,037	-2,027	-4,446	-6,687	-7,231	-8,148	-6,936
+ Cash from Investing Activity	-12,458	-10,007	-18,674	-9,485	-54,288	-27,112	-32,351	-9,001	-51,178	-45,068
Purchase of Fixed Assets	-774	-855	-880	-1,104	-938	-1,409	-1,389	-2,385	-2,446	-2,210
Sale of Fixed Assets	7	12	55	27	14	7	12	9	13	50
Purchase of Investments	-11,676	-8,809	-17,866	-8,582	-53,270	-25,830	-19,714	-6,382	-47,170	-43,757
Investment in Group Companies	0	0	0	0	0	0	0	0	-1,612	0
Acquisition of Companies	0	-395	0	0	0	0	0	0	0	0
Others	-15	40	17	174	-93	120	-11,259	-243	37	849
+ Cash from Financing Activity	-2,487	41,342	5,643	8,865	7,279	47,894	6,641	22,341	-7,000	60,358
Proceeds from Issue of Shares	328	8,833	172	15,238	10,151	277	380	557	686	681
Proceeds from Other Long-Term Borrowings	0	0	7,183	0	0	49,907	12,435	21,986	0	60,677
Repayment of Long-Term Borrowings	0	0	-1,700	-6,070	-2,931	-2,377	-6,000	0	-7,513	-853
Dividend Paid	-1,444	-1,457	-27	-332	0	0	-307	-308	-309	-310
Others	-1,371	33,967	15	29	60	88	132	106	136	163
Net Cash Flow	17,263	-7,055	24,094	29,795	-34,375	48,919	-3,636	7,785	-13,794	6,653