Cholamandalam Investment And Finance Company Limited - Technical chart

consolidated in Rs/Cr.

Industry

Industry name

Finance
Variance

Full Year Net Profit Variance

23
Equity

Latest Equity

170.52
Face Value

Latest Face Value

2
Reserves

Total Reserve

30271.65
Dividend

Full Year Dividend %

100
Sales Turnover

Full Year Net Sales

31538.73
Net Profit

Full Year Net Profit

5237.7
Full Year CPS

Full Year Cash Per Share

64.8
Earning Per Share

Full Year Earning Per Share

61.4
Quarter CPS

Latest quarter Cash Per Share

0
Latest Quarter Date

Latest Quarter Yrc

Mar 1, 2026
Latest Quarter Sales

Latest Quarter Net Sales

8564.68
Previous EPS

Previous earnings per share

0
Book Value

Book value

357.1
Networth

Full Year Return on Networth

19.32
Price/Book Value

Price to Book value

5.009801
Yearly PE ratio

Full Year Price to Earning per share

29.1
Yearly PC ratio

Full Year Price to Cash Per Share

27.6
Bse value

BSE Value in lakhs

312.43
Nse value

NSE Value in lakhs

13894.76
High

52 week high

1875
Low

52 week low

1300
Price

NSE Current market price

1789
CPM

Current market price

1789
Market cap

BSE / NSE Market Cap

152497.91
Net profit

Latest Quarter Net Profit

1645.2
Net profit variance

Latest Quarter Net Profit variance

31
Result year

Trailing latest month

Mar 1, 2026
TTM Sales

Trailing Twelve 12 month Net Sales

22750.42
TTM OP

Trailing Twelve 12 month Operating Profit

7.21
TTM OPM

Trailing Twelve 12 month Operating Profit Margin

0.03
TTM GP

Trailing Twelve 12 month Gross Profit

7256.93
TTM GPM

Trailing Twelve 12 month Gross Profit Margin

23.01
TTM NP

Trailing Twelve 12 month Net Profit

3852.2
TTM NPV

Trailing Twelve 12 month Net Profit Variane

22.8
TTM EPS

Trailing Twelve 12 month EPS

61.43
TTM PE

Trailing Twelve 12 month PE

29.12
TTM CPS

Trailing Twelve 12 month CPS

0
Month CPS

Month Cash Per Share

0
TTM Depreciation

Trailing Twelve 12 month Depreciation

242.56
Equity

Latest Equity

170.52
LTP

Latest Price (BSE/NSE)

1789
Gross block

Latest Gross Block

2666.19
Loans

Total loans

25204.69
Advances

Latest Advances for Banks

0
Net profit asset

Latest Assets

0
Year OPM

Full Year Operating Profit Margin

68.6
Year GPM

Full Year Gross Profit Margin

23
Quarter OPM

Latest quater Operation Profit Margin

69.7

Quarterly Results (consolidated, figures in Rs Cr.)

Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026
+ Sales 5,812 6,255 6,733 7,046 7,267 7,491 7,898 8,417
YOY Sales Growth % 42% 35% 34% 30% 25% 20% 17% 19%
Gross Sales 5,812 6,255 6,733 7,046 7,267 7,491 7,898 8,417
+ Expenses 1,727 1,897 2,038 2,010 2,286 2,460 2,554 2,597
Manufacturing Cost % 8% 7% 7% 6% 6% 7% 7% 8%
Employee Cost % 12% 13% 13% 13% 13% 14% 14% 13%
Other Cost % 10% 10% 10% 9% 12% 12% 12% 10%
Other Manufacturing Expenses % 8% 7% 7% 6% 6% 7% 7% 8%
Provisions & Contingencies % 10% 10% 10% 9% 12% 12% 12% 10%
Operating Profit 4,085 4,358 4,695 5,036 4,980 5,031 5,344 5,820
OPM % 70% 70% 70% 71% 69% 67% 68% 69%
+ Other Income 45 68 105 92 87 123 111 148
Miscellaneous Income 45 68 105 92 87 123 111 148
Interest 2,796 3,059 3,275 3,365 3,468 3,517 3,646 3,753
Depreciation 59 63 59 64 67 71 74 72
Profit before tax 1,275 1,305 1,466 1,699 1,532 1,566 1,736 2,143
+ Tax % 26% 26% 26% 26% 26% 26% 26% 23%
Current Tax 357 386 471 512 441 457 549 567
Deferred Tax -29 -49 -94 -73 -47 -51 -104 -69
+ Net Profit 947 968 1,088 1,260 1,138 1,160 1,290 1,645
Net Profit After Minority Interest 947 968 1,088 1,260 1,138 1,160 1,290 1,645
EPS in Rs 11.27 11.52 12.95 14.98 13.53 13.78 15.29 19.33

Profit & Loss (consolidated, figures in Rs Cr.)

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
+ Sales 4,694 5,559 7,108 8,712 9,583 10,148 12,884 19,163 25,890 31,120
Sales Growth % 18% 28% 23% 10% 6% 27% 49% 35% 20%
Gross Sales 4,693 5,501 7,088 8,712 9,579 10,140 12,884 19,140 25,846 31,073
+ Expenses 1,322 1,719 1,633 2,422 2,859 2,931 3,634 5,376 7,669 9,894
Manufacturing Cost % 0% 0% 0% 0% 0% 1% 1% 1% 1% 1%
Employee Cost % 9% 10% 9% 8% 8% 9% 11% 13% 13% 13%
Other Cost % 19% 21% 14% 19% 21% 19% 17% 15% 16% 18%
Power & Fuel % 0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
Other Manufacturing Expenses % 0% 0% 0% 0% 0% 1% 1% 1% 0% 0%
Selling & Administration % 9% 7% 4% 2% 2% 3% 3% 3% 3% 3%
Miscellaneous Expenses % 10% 9% 10% 17% 19% 16% 14% 12% 14% 15%
Provisions & Contingencies % 7% 6% 4% 10% 14% 8% 7% 7% 10% 11%
Operating Profit 3,371 3,839 5,476 6,291 6,725 7,216 9,251 13,787 18,221 21,226
OPM % 72% 69% 77% 72% 70% 71% 72% 72% 70% 68%
+ Other Income 3 0 1 0 0 84 221 256 263 419
Miscellaneous Income 3 1 21 1 60 70 222 296 309 469
Interest 2,228 2,657 3,588 4,592 4,576 4,298 5,748 9,231 12,495 14,384
Depreciation 39 51 57 111 102 101 121 198 245 284
Profit before tax 1,107 1,484 1,831 1,588 2,047 2,902 3,603 4,615 5,744 6,977
+ Tax % 35% 33% 35% 34% 26% 26% 26% 26% 26% 25%
Current Tax 423 534 731 568 757 695 886 1,222 1,727 2,014
Deferred Tax -33 -51 -97 -34 -231 54 52 -27 -245 -270
+ Net Profit 718 974 1,196 1,053 1,520 2,148 2,653 3,429 4,265 5,236
Profit Growth % 36% 23% -12% 44% 42% 24% 28% 25% 23%
Profit / Loss of Associates 0 0 0 0 -1 -5 -12 9 3 4
Minority Interest (After Tax) 2 2 1 0 0 0 0 0 0 0
Net Profit After Minority Interest 719 919 1,198 1,054 1,521 2,154 2,665 3,420 4,263 5,233
EPS in Rs 45.21 58.68 76.52 12.86 18.55 26.28 32.55 40.59 50.64 61.34

Balance Sheet (consolidated, figures in Rs Cr.)

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 156 156 156 164 164 164 164 168 168 170
Reserves 4,141 4,969 6,052 8,036 9,436 11,605 14,182 19,424 23,498 30,272
+ Borrowings 24,071 38,330 50,567 55,005 63,730 69,174 97,358 134,475 175,036 211,070
Secured Borrowings 18,670 31,820 42,518 49,017 56,325 62,534 88,327 123,947 157,880 185,865
Unsecured Borrowings 5,401 6,510 8,049 5,988 7,405 6,639 9,031 10,528 17,156 25,205
+ Other Liabilities -17,706 -41,398 -51,896 -54,543 -64,525 -72,609 -102,886 -141,843 -178,854 -213,807
Current Liabilities 1,459 674 730 857 1,317 1,542 1,938 2,652 3,211 3,976
Provisions 87 79 98 92 153 120 142 194 236 281
Minority Interest 2 0 0 0 0 0 0 0 0 0
Equity Application Money 0 0 0 0 0 0 0 2 2 16
Other liability items 782 37 0 0 0 0 0 0 0 0
Total Liabilities 10,663 2,058 4,879 8,663 8,805 8,333 8,817 12,224 19,849 27,705
+ Fixed Assets 150 171 167 283 228 259 403 1,563 1,780 1,869
Gross Block 314 216 273 491 534 655 897 2,209 2,382 2,666
Accumulated Depreciation 165 46 106 207 307 396 495 646 602 798
CWIP 0 4 14 11 10 37 61 13 11 42
Investments 182 23 42 33 1,583 2,055 3,562 4,036 6,367 6,646
+ Other Assets 10,331 1,861 4,657 8,336 6,984 5,982 4,792 6,612 11,691 19,148
Trade receivables 22 69 41 30 57 71 99 213 205 327
Cash Equivalents 494 952 3,708 7,001 5,280 4,302 3,007 4,394 9,501 14,695
Loans n Advances 9,175 691 922 1,309 1,650 1,615 1,701 2,038 2,014 4,182
Other asset items 640 149 -15 -4 -3 -6 -15 -33 -29 -56
Total Assets 10,663 2,058 4,879 8,663 8,805 8,333 8,817 12,224 19,849 27,705

Cash Flow (consolidated, figures in Rs Cr.)

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
+ Cash from Operating Activity -1,468 -7,926 -9,317 -2,075 -8,842 -5,571 -27,105 -35,683 -32,413 -30,021
Profit from Operations 3,628 4,365 5,632 6,942 7,698 7,940 10,017 14,787 19,994 23,840
Working Capital Changes -2,728 -9,178 -10,605 -3,943 -11,651 -8,808 -31,201 -40,861 -39,550 -38,667
Profit Before Tax & Extraordinary Items 1,107 1,401 1,832 1,588 2,048 2,908 3,615 4,605 5,741 6,973
Depreciation 39 51 57 111 102 101 121 198 245 284
Interest (Net) 2,175 2,606 3,508 4,348 4,228 4,055 5,472 8,760 11,785 13,509
Dividend Received 0 0 0 0 0 0 0 0 0 0
Profit / Loss on Sale of Assets 0 0 0 0 1 0 1 1 2 7
Profit / Loss on Sale of Investments -15 -10 -20 0 0 0 0 -23 0 0
Provisions & Write-offs (Net) 119 308 311 897 1,322 880 850 1,337 2,496 3,536
Profit / Loss in Forex 0 0 0 0 0 0 0 14 -191 -114
Receivables 0 -41 29 15 -33 -62 -41 -210 91 -208
Trade Payables 0 101 59 -46 163 206 388 389 159 627
Loans & Advances -7,507 -9,338 -11,860 -8,040 -11,766 -9,185 -31,515 -40,966 -42,071 -45,121
Interest Paid (Net) -1,902 -2,522 -3,613 -4,498 -4,190 -3,857 -5,018 -8,301 -11,316 -13,414
Direct Taxes Paid -480 -592 -732 -576 -699 -847 -903 -1,308 -1,541 -1,781
+ Cash from Investing Activity -222 -60 -11 -54 -1,572 1,640 -2,148 -2,855 -2,948 -2,554
Purchase of Fixed Assets -58 -69 -77 -72 -33 -73 -189 -1,076 -200 -265
Sale of Fixed Assets 1 1 3 1 2 2 2 5 13 23
Purchase of Investments -28,260 -21,544 0 0 -1,541 -42,113 -141,724 -196,289 -199,974 -162,110
Sale of Investments 28,094 0 63 16 0 42,128 140,249 195,956 197,830 161,947
Capital WIP 0 0 0 0 0 -23 0 0 0 0
Dividend Received 0 0 0 0 0 0 0 0 0 0
Investment in Group Companies 0 0 0 0 0 -460 -7 0 0 0
Others 2 21,551 -1 0 0 2,178 -478 -1,450 -618 -2,149
+ Cash from Financing Activity 1,692 8,009 12,191 2,452 8,516 5,150 27,466 38,471 39,795 35,610
Proceeds from Issue of Shares 3 2 2 1,196 9 23 24 2,009 48 1,468
Proceeds from Issue of Debentures 7,418 0 17,086 19,405 18,761 9,501 23,258 26,793 23,665 30,416
Proceeds from Other Long-Term Borrowings 0 0 30,672 45,364 48,484 25,751 84,719 117,664 137,086 131,409
Proceeds from Bank Borrowings 4,159 0 0 0 0 0 0 0 0 0
Proceeds from Deposits 0 64 111 0 0 0 0 0 0 0
Redemption of Debentures -1,740 0 -17,365 -26,094 -13,752 -8,434 -17,192 -21,948 -18,544 -19,758
Repayment of Long-Term Borrowings 0 0 -18,192 -34,229 -44,638 -21,472 -63,120 -85,790 -102,158 -107,603
Repayment of Short-Term Borrowings -545 0 0 0 0 0 0 0 0 0
Repayment of Financial Liabilities 0 0 0 -49 -57 -55 -58 -90 -134 -153
Dividend Paid -103 -122 -122 -200 -107 -164 -164 -167 -168 -170
Others -7,499 8,064 0 -2,942 -184 0 0 0 0 0
Net Cash Flow 2 22 2,862 323 -1,898 1,218 -1,787 -66 4,434 3,035