Mahindra & Mahindra Financial Services Limited - Technical chart

consolidated in Rs/Cr.

Industry

Industry name

Finance
Variance

Full Year Net Profit Variance

31
Equity

Latest Equity

277.99
Face Value

Latest Face Value

2
Reserves

Total Reserve

26360.73
Dividend

Full Year Dividend %

375
Sales Turnover

Full Year Net Sales

21156.37
Net Profit

Full Year Net Profit

2953.28
Full Year CPS

Full Year Cash Per Share

24
Earning Per Share

Full Year Earning Per Share

21.2
Quarter CPS

Latest quarter Cash Per Share

0
Latest Quarter Date

Latest Quarter Yrc

Mar 1, 2026
Latest Quarter Sales

Latest Quarter Net Sales

5575.59
Previous EPS

Previous earnings per share

0
Book Value

Book value

191.6
Networth

Full Year Return on Networth

11.88
Price/Book Value

Price to Book value

1.680585
Yearly PE ratio

Full Year Price to Earning per share

15.2
Yearly PC ratio

Full Year Price to Cash Per Share

13.4
Bse value

BSE Value in lakhs

194.81
Nse value

NSE Value in lakhs

6474.75
High

52 week high

412
Low

52 week low

247
Price

NSE Current market price

322
CPM

Current market price

322
Market cap

BSE / NSE Market Cap

44784.87
Net profit

Latest Quarter Net Profit

938.02
Net profit variance

Latest Quarter Net Profit variance

105
Result year

Trailing latest month

Mar 1, 2026
TTM Sales

Trailing Twelve 12 month Net Sales

17365.76
TTM OP

Trailing Twelve 12 month Operating Profit

132.75
TTM OPM

Trailing Twelve 12 month Operating Profit Margin

0.76
TTM GP

Trailing Twelve 12 month Gross Profit

4211.98
TTM GPM

Trailing Twelve 12 month Gross Profit Margin

19.91
TTM NP

Trailing Twelve 12 month Net Profit

2179.99
TTM NPV

Trailing Twelve 12 month Net Profit Variane

30.89
TTM EPS

Trailing Twelve 12 month EPS

21.25
TTM PE

Trailing Twelve 12 month PE

15.16
TTM CPS

Trailing Twelve 12 month CPS

0
Month CPS

Month Cash Per Share

0
TTM Depreciation

Trailing Twelve 12 month Depreciation

295.9
Equity

Latest Equity

277.99
LTP

Latest Price (BSE/NSE)

322
Gross block

Latest Gross Block

2555.27
Loans

Total loans

28429.83
Advances

Latest Advances for Banks

0
Net profit asset

Latest Assets

0
Year OPM

Full Year Operating Profit Margin

62.8
Year GPM

Full Year Gross Profit Margin

20.5
Quarter OPM

Latest quater Operation Profit Margin

64.4

Quarterly Results (consolidated, figures in Rs Cr.)

Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026
+ Sales 4,316 4,465 4,797 4,886 4,991 5,026 5,450 5,539
YOY Sales Growth % 20% 16% 17% 14% 16% 13% 14% 13%
Gross Sales 4,316 4,465 4,797 4,886 4,991 5,026 5,450 5,539
+ Expenses 1,676 1,830 1,325 2,001 1,964 2,015 2,046 1,987
Manufacturing Cost % 12% 12% 13% 14% 13% 13% 17% 14%
Employee Cost % 14% 13% 12% 12% 13% 12% 12% 12%
Other Cost % 13% 17% 2% 14% 14% 15% 9% 10%
Other Manufacturing Expenses % 12% 12% 13% 14% 13% 13% 17% 14%
Provisions & Contingencies % 13% 17% 2% 14% 14% 15% 9% 10%
Operating Profit 2,639 2,636 3,472 2,885 3,026 3,012 3,404 3,552
OPM % 61% 59% 72% 59% 61% 60% 62% 64%
+ Other Income 58 28 19 27 43 39 32 37
Miscellaneous Income 58 28 19 27 43 39 32 37
Interest 1,960 2,062 2,175 2,218 2,280 2,198 2,236 2,220
Depreciation 76 79 82 85 86 94 96 110
Profit before tax 661 523 1,233 609 704 759 1,105 1,259
+ Tax % 25% 25% 26% 25% 25% 25% 25% 25%
Current Tax 176 183 263 199 170 267 227 319
Deferred Tax -11 -51 53 -46 5 -74 52 0
+ Net Profit 497 390 918 456 529 566 826 940
Extraordinary Income / Expense 0 0 0 0 0 0 -133 0
Exceptional Item 0 0 0 0 0 0 -133 0
Minority Interest (After Tax) 1 -1 0 1 -1 -2 -1 -2
Net Profit After Minority Interest 498 389 918 457 528 564 824 938
EPS in Rs 4.03 3.06 7.43 3.70 4.06 4.06 5.93 6.75

Profit & Loss (consolidated, figures in Rs Cr.)

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
+ Sales 7,189 7,910 10,429 11,995 12,382 11,419 12,828 15,963 18,519 21,041
Sales Growth % 10% 32% 15% 3% -8% 12% 24% 16% 14%
Gross Sales 7,146 8,533 10,372 11,883 12,057 11,318 12,700 15,797 18,463 21,005
+ Expenses 3,123 2,800 3,129 4,903 6,046 5,347 4,752 6,204 6,832 8,011
Manufacturing Cost % 1% 2% 2% 2% 2% 3% 4% 7% 7% 8%
Employee Cost % 12% 14% 14% 13% 11% 14% 16% 14% 13% 12%
Other Cost % 31% 20% 14% 26% 36% 29% 16% 18% 17% 18%
Power & Fuel % 0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
Other Manufacturing Expenses % 0% 1% 2% 2% 2% 3% 4% 6% 7% 8%
Selling & Administration % 11% 7% 5% 4% 2% 3% 4% 4% 3% 3%
Miscellaneous Expenses % 20% 9% 9% 22% 34% 26% 12% 14% 14% 15%
Provisions & Contingencies % 19% 17% 7% 19% 32% 24% 9% 12% 11% 12%
Operating Expenses (Fin.) % 0% 0% 0% 0% 0% 4% 3% 0% 0% 0%
Operating Profit 4,066 5,111 7,300 7,092 6,336 6,072 8,076 9,758 11,687 13,030
OPM % 57% 65% 70% 59% 51% 53% 63% 61% 63% 62%
+ Other Income 12 33 49 47 57 47 48 64 77 116
Miscellaneous Income 54 91 106 159 394 149 176 230 133 151
Exceptional Income 0 51 0 0 229 21 0 0 0 0
Interest 3,186 3,436 4,432 5,391 5,308 4,417 5,094 6,959 8,415 8,934
Depreciation 54 55 76 147 151 152 226 275 321 386
Profit before tax 838 1,662 2,841 1,602 934 1,549 2,804 2,588 3,027 3,826
+ Tax % 37% 41% 34% 32% 16% 26% 26% 25% 25% 25%
Current Tax 464 665 711 646 495 411 498 716 821 980
Deferred Tax -155 23 262 -130 -341 -12 234 -71 -55 -15
+ Net Profit 530 1,051 1,867 1,086 780 1,150 2,071 1,943 2,261 2,861
Profit Growth % 98% 78% -42% -28% 47% 80% -6% 16% 27%
Extraordinary Income / Expense 0 51 0 0 229 21 -56 0 0 -133
Exceptional Item 0 51 0 0 229 21 -56 0 0 -133
Minority Interest (After Tax) -18 -31 -40 -11 -7 -13 1 -10 1 -7
Net Profit After Minority Interest 512 1,185 1,827 1,075 773 1,137 2,072 1,933 2,262 2,855
EPS in Rs 9.37 19.79 30.37 17.65 6.33 9.33 16.79 15.74 18.31 20.59

Balance Sheet (consolidated, figures in Rs Cr.)

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 113 123 123 123 246 247 247 247 247 278
Reserves 6,847 9,732 11,146 11,846 15,530 16,650 18,313 19,686 21,282 26,361
+ Borrowings 40,644 44,986 58,802 65,634 65,101 62,126 81,429 98,319 119,093 128,370
Secured Borrowings 29,559 33,199 44,937 51,958 49,180 46,402 64,322 78,688 96,984 99,941
Unsecured Borrowings 11,085 11,788 13,865 13,676 15,921 15,723 17,106 19,631 22,109 28,430
+ Other Liabilities 5,619 -50,661 -64,433 -68,673 -62,352 -62,873 -81,360 -100,881 -120,031 -135,630
Current Liabilities 4,501 3,718 4,544 4,226 4,802 4,859 5,159 5,599 3,645 3,887
Provisions 1,719 231 269 229 285 304 383 383 339 634
Minority Interest 100 145 79 90 99 141 141 42 44 53
Other liability items 1,049 82 0 0 0 0 0 0 0 0
Total Liabilities 53,223 4,180 5,638 8,930 18,525 16,149 18,629 17,372 20,592 19,379
+ Fixed Assets 133 147 201 455 399 515 871 1,008 1,207 1,328
Gross Block 358 413 528 908 967 1,132 1,609 1,867 2,227 2,555
Accumulated Depreciation 225 266 326 452 568 616 738 860 1,020 1,227
CWIP 1 0 1 1 12 2 3 105 66 7
Investments 1,374 2,378 3,327 5,340 12,126 8,654 10,063 9,598 10,590 7,407
+ Other Assets 51,714 1,655 2,108 3,134 5,988 6,977 7,692 6,660 8,729 10,637
Trade receivables 23 56 54 53 55 65 98 173 247 326
Cash Equivalents 604 478 994 1,532 4,037 4,828 4,067 3,455 5,847 7,568
Loans n Advances 22,869 1,121 1,176 1,675 2,074 2,298 3,731 3,209 2,840 3,048
Other asset items 28,219 0 -116 -126 -178 -213 -204 -177 -206 -305
Total Assets 53,223 4,180 5,638 8,930 18,525 16,149 18,629 17,372 20,592 19,379

Cash Flow (consolidated, figures in Rs Cr.)

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
+ Cash from Operating Activity -6,467 -8,510 -12,078 -3,115 5,826 18 -17,395 -18,449 -15,602 -12,772
Profit from Operations 2,096 2,516 3,431 3,887 -1,841 -2,164 -2,793 -2,698 -2,637 -1,941
Working Capital Changes -8,030 -10,361 -14,685 -6,414 297 -4,402 -21,151 -22,051 -18,429 -17,186
Profit Before Tax & Extraordinary Items 838 1,874 2,794 1,556 666 1,484 2,817 2,532 2,962 3,889
Depreciation 54 55 76 147 151 152 226 275 321 386
Interest (Net) 0 0 0 0 -6,654 -6,469 -6,998 -7,457 -7,969 -9,351
Dividend Received 0 -2 -15 -26 0 0 0 0 0 0
Profit / Loss on Sale of Assets 0 -1 -1 0 0 -2 -3 -7 -4 0
Profit / Loss on Sale of Investments -3 -2 1 -51 -98 36 -5 1 -13 -34
Provisions & Write-offs (Net) 1,390 676 717 2,322 4,018 2,717 1,234 2,020 2,133 2,625
Profit / Loss in Forex -7 11 8 192 -125 -90 -97 -76 38 544
Receivables 56 -58 -40 2 -17 -20 -22 -71 -68 -84
Trade Payables 0 335 2 -360 71 361 132 415 -192 -271
Loans & Advances -8,905 -10,604 -15,036 -6,197 256 -4,956 -21,090 -22,371 -18,141 -16,902
Change in Deposits 0 0 3 -37 0 0 0 0 0 0
Interest Paid (Net) 0 0 0 0 8,029 7,157 7,082 7,127 6,335 7,137
Direct Taxes Paid 0 -665 -824 -588 -659 -573 -534 -827 -870 -783
Advance Tax Paid -533 0 0 0 0 0 0 0 0 0
+ Cash from Investing Activity -97 243 -1,213 -2,689 -8,348 3,112 -1,635 2,671 -1,077 770
Purchase of Fixed Assets -63 -71 -136 -118 -46 -301 -413 -323 -442 -416
Sale of Fixed Assets 1 2 2 2 4 7 15 53 69 68
Purchase of Investments -5,471 -7,011 -35,231 -79,540 -39,624 -12,119 -7,540 -7,215 -22,450 -51,004
Sale of Investments 5,239 7,042 34,301 77,358 35,639 13,196 6,185 7,843 21,740 54,297
Investment Income 72 0 0 0 0 0 0 0 0 0
Interest Received 0 142 191 98 373 558 789 748 850 848
Dividend Received 0 19 36 64 0 0 0 0 0 0
Acquisition of Companies 0 0 0 0 0 0 0 -206 0 0
Others 125 120 -378 -553 -4,695 1,771 -671 1,771 -844 -3,023
+ Cash from Financing Activity 6,766 8,174 13,490 6,050 2,548 -3,173 18,852 16,095 17,605 10,637
Proceeds from Issue of Shares 16 2,081 0 0 3,070 0 0 0 0 2,989
Proceeds from Issue of Debentures 0 0 34,809 14,178 8,101 7,786 17,077 19,552 28,724 20,583
Proceeds from Other Long-Term Borrowings 11,780 0 31,895 30,778 16,402 40,992 35,638 37,504 44,519 50,621
Proceeds from Bank Borrowings 0 0 0 0 0 0 170 0 0 0
Proceeds from Short-Term Borrowings 54,418 0 0 0 0 0 0 0 0 0
Proceeds from Deposits 0 0 2,598 3,144 573 0 0 1,709 3,703 2,449
Redemption of Debentures -17 -19 -32,038 -19,154 -8,161 -5,868 -10,761 -17,581 -29,913 -19,528
Repayment of Long-Term Borrowings -6,555 0 -23,452 -22,330 -17,382 -44,787 -19,900 -24,245 -28,534 -45,439
Repayment of Short-Term Borrowings -52,609 0 0 0 0 0 0 0 0 0
Repayment of Financial Liabilities 0 0 0 -48 -55 -55 -69 -105 -115 -134
Dividend Paid -289 -184 -322 -517 0 -99 -444 -740 -778 -903
Others 22 6,295 0 0 0 -1,141 -2,859 0 0 0
Net Cash Flow 202 -93 199 245 26 -43 -179 317 927 -1,365