| Industry
Industry name |
Banks |
| Variance
Full Year Net Profit Variance |
7 |
| Equity
Latest Equity |
923.06 |
| Face Value
Latest Face Value |
1 |
| Reserves
Total Reserve |
560786.78 |
| Dividend
Full Year Dividend % |
1735 |
| Sales Turnover
Full Year Net Sales |
712643.53 |
| Net Profit
Full Year Net Profit |
83298.78 |
| Full Year CPS
Full Year Cash Per Share |
95.4 |
| Earning Per Share
Full Year Earning Per Share |
90.2 |
| Quarter CPS
Latest quarter Cash Per Share |
0 |
| Latest Quarter Date
Latest Quarter Yrc |
Mar 1, 2026 |
| Latest Quarter Sales
Latest Quarter Net Sales |
181079.02 |
| Previous EPS
Previous earnings per share |
0 |
| Book Value
Book value |
608.5 |
| Networth
Full Year Return on Networth |
16.68 |
| Price/Book Value
Price to Book value |
1.69433 |
| Yearly PE ratio
Full Year Price to Earning per share |
11.4 |
| Yearly PC ratio
Full Year Price to Cash Per Share |
10.8 |
| Bse value
BSE Value in lakhs |
8621.5 |
| Nse value
NSE Value in lakhs |
79454.31 |
| High
52 week high |
1235 |
| Low
52 week low |
787 |
| Price
NSE Current market price |
1031 |
| CPM
Current market price |
1031 |
| Market cap
BSE / NSE Market Cap |
951999.75 |
| Net profit
Latest Quarter Net Profit |
19642.87 |
| Net profit variance
Latest Quarter Net Profit variance |
0 |
| Result year
Trailing latest month |
Mar 1, 2026 |
| TTM Sales
Trailing Twelve 12 month Net Sales |
633913.43 |
| TTM OP
Trailing Twelve 12 month Operating Profit |
0 |
| TTM OPM
Trailing Twelve 12 month Operating Profit Margin |
0 |
| TTM GP
Trailing Twelve 12 month Gross Profit |
118857.7 |
| TTM GPM
Trailing Twelve 12 month Gross Profit Margin |
16.68 |
| TTM NP
Trailing Twelve 12 month Net Profit |
76810.7 |
| TTM NPV
Trailing Twelve 12 month Net Profit Variane |
7.4 |
| TTM EPS
Trailing Twelve 12 month EPS |
90.24 |
| TTM PE
Trailing Twelve 12 month PE |
11.43 |
| TTM CPS
Trailing Twelve 12 month CPS |
0 |
| Month CPS
Month Cash Per Share |
0 |
| TTM Depreciation
Trailing Twelve 12 month Depreciation |
0 |
| Equity
Latest Equity |
923.06 |
| LTP
Latest Price (BSE/NSE) |
1031 |
| Gross block
Latest Gross Block |
105024.06 |
| Loans
Total loans |
6043097.12 |
| Advances
Latest Advances for Banks |
4978013.21 |
| Net profit asset
Latest Assets |
0 |
| Year OPM
Full Year Operating Profit Margin |
60.9 |
| Year GPM
Full Year Gross Profit Margin |
16.7 |
| Quarter OPM
Latest quater Operation Profit Margin |
58.6 |
| Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|
| + Sales | 118,242 | 121,045 | 124,654 | 126,840 | 125,729 | 128,041 | 130,386 | 131,080 |
| YOY Sales Growth % | 17% | 13% | 10% | 8% | 6% | 6% | 5% | 3% |
| Gross Sales | 118,242 | 121,045 | 124,654 | 126,840 | 125,729 | 128,041 | 130,386 | 131,080 |
| + Expenses | 53,997 | 62,709 | 64,890 | 74,438 | 59,496 | 72,265 | 76,799 | 75,050 |
| Manufacturing Cost % | 28% | 34% | 36% | 37% | 28% | 37% | 41% | 41% |
| Employee Cost % | 14% | 13% | 14% | 15% | 15% | 14% | 14% | 14% |
| Other Cost % | 4% | 5% | 2% | 6% | 4% | 5% | 4% | 3% |
| Other Manufacturing Expenses % | 28% | 34% | 36% | 37% | 28% | 37% | 41% | 41% |
| Provisions & Contingencies % | 4% | 5% | 2% | 6% | 4% | 5% | 4% | 3% |
| Operating Profit | 64,246 | 58,335 | 59,763 | 52,402 | 66,232 | 55,775 | 53,587 | 56,030 |
| OPM % | 54% | 48% | 48% | 41% | 53% | 44% | 41% | 43% |
| + Other Income | 33,883 | 42,758 | 43,200 | 52,722 | 41,263 | 50,884 | 55,262 | 49,999 |
| Miscellaneous Income | 33,883 | 42,758 | 43,200 | 52,722 | 41,263 | 50,884 | 55,262 | 49,999 |
| Interest / Discount on Advances or Bills | 81,721 | 84,642 | 86,261 | 88,353 | 88,146 | 88,994 | 91,881 | 92,043 |
| Interest on Investments | 32,080 | 32,199 | 33,246 | 33,620 | 32,226 | 33,268 | 33,062 | 33,399 |
| Interest on Balances with RBI | 1,400 | 1,381 | 1,838 | 1,619 | 2,360 | 2,199 | 1,750 | 1,690 |
| Other Interest | 3,042 | 2,823 | 3,309 | 3,249 | 2,997 | 3,580 | 3,693 | 3,947 |
| Exceptional Income | 0 | 0 | 0 | 0 | 0 | 3,027 | 0 | 0 |
| Interest | 71,701 | 73,619 | 77,397 | 78,227 | 78,266 | 78,002 | 78,783 | 79,953 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 26,428 | 27,474 | 25,566 | 26,897 | 29,229 | 28,657 | 30,067 | 26,076 |
| + Tax % | 26% | 26% | 25% | 26% | 26% | 25% | 27% | 23% |
| Current Tax | 6,747 | 7,255 | 6,391 | 6,955 | 7,602 | 7,152 | 8,191 | 5,914 |
| + Net Profit | 20,094 | 20,565 | 19,484 | 20,379 | 22,121 | 21,861 | 22,176 | 20,508 |
| Extraordinary Income / Expense | 0 | 0 | 0 | 0 | 0 | 3,027 | 0 | 0 |
| Exceptional Item | 0 | 0 | 0 | 0 | 0 | 3,027 | 0 | 0 |
| Profit / Loss of Associates | 414 | 345 | 308 | 438 | 495 | 356 | 300 | 347 |
| Minority Interest (After Tax) | -769 | -782 | -631 | -779 | -920 | -723 | -859 | -865 |
| Net Profit After Minority Interest | 19,325 | 19,783 | 18,853 | 19,600 | 21,201 | 21,137 | 21,317 | 19,643 |
| EPS in Rs | 21.65 | 22.17 | 21.12 | 21.96 | 23.76 | 22.81 | 23.09 | 21.28 |
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| + Sales | 230,447 | 228,970 | 253,322 | 269,852 | 278,115 | 289,973 | 350,845 | 439,189 | 490,313 | 514,933 |
| Sales Growth % | -1% | 11% | 7% | 3% | 4% | 21% | 25% | 12% | 5% | |
| Gross Sales | 230,411 | 228,970 | 253,322 | 269,852 | 278,115 | 289,973 | 350,845 | 439,189 | 490,781 | 515,235 |
| + Expenses | 148,581 | 172,170 | 169,599 | 176,570 | 196,532 | 201,040 | 207,999 | 243,599 | 256,035 | 283,611 |
| Manufacturing Cost % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Employee Cost % | 15% | 15% | 17% | 18% | 20% | 21% | 18% | 19% | 14% | 14% |
| Other Cost % | 49% | 59% | 49% | 47% | 51% | 48% | 41% | 36% | 38% | 41% |
| Other Manufacturing Expenses % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% |
| Selling & Administration % | 5% | 6% | 5% | 5% | 5% | 5% | 5% | 4% | 4% | 5% |
| Miscellaneous Expenses % | 43% | 52% | 43% | 40% | 44% | 41% | 35% | 31% | 32% | 35% |
| Provisions & Contingencies % | 27% | 33% | 22% | 17% | 17% | 9% | 5% | 2% | 4% | 4% |
| Operating Profit | 81,866 | 56,801 | 83,723 | 93,281 | 81,584 | 88,933 | 142,846 | 195,590 | 234,278 | 231,322 |
| OPM % | 36% | 25% | 33% | 35% | 29% | 31% | 41% | 45% | 48% | 45% |
| + Other Income | 68,193 | 77,557 | 77,365 | 98,159 | 107,222 | 117,000 | 122,534 | 155,386 | 173,031 | 197,711 |
| Miscellaneous Income | 68,229 | 77,557 | 77,366 | 98,159 | 107,222 | 117,000 | 122,534 | 155,386 | 172,562 | 197,408 |
| Interest / Discount on Advances or Bills | 156,790 | 144,959 | 166,125 | 185,494 | 176,780 | 177,475 | 228,741 | 297,823 | 340,977 | 361,064 |
| Interest on Investments | 64,165 | 75,037 | 80,244 | 74,813 | 87,131 | 93,478 | 106,825 | 122,378 | 131,144 | 131,954 |
| Interest on Balances with RBI | 2,592 | 2,411 | 1,325 | 3,066 | 4,541 | 4,608 | 3,916 | 5,942 | 6,238 | 7,999 |
| Other Interest | 6,864 | 6,564 | 5,629 | 6,478 | 9,663 | 14,412 | 11,363 | 13,045 | 12,423 | 14,218 |
| Exceptional Income | 0 | 5,036 | 466 | 5,782 | 1,367 | 0 | 0 | 0 | 0 | 3,027 |
| Interest | 149,115 | 146,603 | 155,867 | 161,124 | 156,010 | 156,194 | 189,981 | 259,736 | 300,943 | 315,005 |
| Depreciation | 2,915 | 3,105 | 3,496 | 3,662 | 3,711 | 3,691 | 3,696 | 3,849 | 3,991 | 4,830 |
| Profit before tax | 945 | -12,245 | 5,220 | 30,317 | 32,796 | 49,739 | 75,399 | 91,240 | 106,365 | 114,028 |
| + Tax % | 141% | 66% | 41% | 40% | 26% | 27% | 25% | 25% | 26% | 25% |
| Current Tax | 4,843 | 1,747 | 1,273 | 4,638 | 12,265 | 12,862 | 23,183 | 25,371 | 27,812 | 32,545 |
| Deferred Tax | -3,507 | -9,805 | 878 | 7,502 | -3,749 | 520 | -4,343 | -2,269 | -464 | -3,685 |
| + Net Profit | -97 | -3,749 | 3,351 | 21,140 | 23,888 | 37,183 | 57,750 | 69,543 | 80,523 | 86,666 |
| Profit Growth % | 972% | -173% | 492% | 34% | 50% | 56% | 20% | 16% | 8% | |
| Extraordinary Income / Expense | 0 | 5,036 | 466 | 5,782 | 1,367 | -7,418 | 0 | -7,100 | 0 | 3,027 |
| Exceptional Item | 0 | 5,036 | 466 | 5,782 | 1,367 | -7,418 | 0 | -7,100 | 0 | 3,027 |
| Profit / Loss of Associates | 293 | 438 | 281 | 2,963 | -392 | 827 | 1,191 | 1,405 | 1,505 | 1,497 |
| Minority Interest (After Tax) | 339 | -807 | -1,051 | -1,372 | -1,482 | -1,809 | -2,102 | -2,459 | -2,961 | -3,367 |
| Net Profit After Minority Interest | 241 | -4,556 | 2,300 | 19,768 | 22,405 | 35,374 | 55,648 | 67,085 | 77,561 | 83,299 |
| EPS in Rs | -0.49 | -4.69 | 3.44 | 20.37 | 27.21 | 40.74 | 63.37 | 76.35 | 88.54 | 92.27 |
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Equity Capital | 797 | 892 | 892 | 892 | 892 | 892 | 892 | 892 | 892 | 923 |
| Reserves | 216,395 | 229,429 | 233,603 | 250,168 | 274,669 | 304,696 | 358,039 | 414,047 | 486,144 | 595,208 |
| + Borrowings | 2,936,176 | 3,091,258 | 3,354,289 | 3,607,061 | 4,149,127 | 4,536,570 | 4,989,687 | 5,606,147 | 6,050,755 | 6,820,399 |
| Secured Borrowings | 336,366 | 369,079 | 413,748 | 332,901 | 433,796 | 449,160 | 521,152 | 639,610 | 610,857 | 777,302 |
| Unsecured Borrowings | 2,599,811 | 2,722,178 | 2,940,541 | 3,274,161 | 3,715,331 | 4,087,411 | 4,468,536 | 4,966,537 | 5,439,898 | 6,043,097 |
| Deferred Credit | 195,440 | 216,974 | 229,909 | 217,066 | 169,231 | 185,485 | 269,772 | 308,274 | 374,083 | 444,649 |
| + Other Liabilities | 288,391 | 294,860 | 299,676 | 339,364 | 420,926 | 518,719 | 605,796 | 712,669 | 775,938 | 904,646 |
| Current Liabilities | 188,475 | 175,121 | 153,547 | 179,970 | 201,720 | 253,511 | 295,641 | 317,948 | 320,842 | 412,939 |
| Minority Interest | 6,481 | 4,615 | 6,037 | 7,944 | 9,626 | 11,207 | 12,837 | 15,618 | 18,026 | 18,768 |
| Policy Holders Fund | 96,798 | 115,129 | 140,096 | 159,661 | 219,028 | 264,548 | 308,443 | 392,280 | 452,582 | 488,291 |
| Total Liabilities | 3,441,760 | 3,616,439 | 3,888,460 | 4,197,486 | 4,845,615 | 5,360,878 | 5,954,415 | 6,733,756 | 7,313,730 | 8,321,176 |
| + Fixed Assets | 51,189 | 40,301 | 39,941 | 39,608 | 41,600 | 41,032 | 45,880 | 46,072 | 47,716 | 59,772 |
| Gross Block | 71,681 | 64,437 | 64,942 | 67,356 | 72,312 | 74,740 | 82,485 | 85,555 | 90,074 | 105,024 |
| Accumulated Depreciation | 20,487 | 22,402 | 25,001 | 27,748 | 30,712 | 33,707 | 36,605 | 39,484 | 42,358 | 45,252 |
| Lease Adjustment | -5 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| CWIP | 695 | 925 | 762 | 470 | 116 | 28 | 66 | 42 | 41 | 78 |
| Investments | 1,027,281 | 1,183,794 | 1,119,270 | 1,228,284 | 1,595,100 | 1,776,490 | 1,913,108 | 2,110,548 | 2,205,601 | 2,359,502 |
| + Other Assets | 2,362,594 | 2,391,419 | 2,728,487 | 2,929,123 | 3,208,798 | 3,543,328 | 3,995,361 | 4,577,093 | 5,060,371 | 5,901,824 |
| Cash Equivalents | 273,197 | 195,289 | 225,512 | 254,315 | 347,707 | 398,905 | 318,312 | 326,572 | 357,933 | 401,843 |
| Loans n Advances | 2,092,759 | 2,196,135 | 2,502,979 | 2,683,019 | 2,870,539 | 3,154,971 | 3,688,174 | 4,263,698 | 4,717,950 | 5,515,333 |
| Other asset items | -3,362 | -5 | -4 | -8,211 | -9,448 | -10,548 | -11,125 | -13,177 | -15,511 | -15,352 |
| Total Assets | 3,441,760 | 3,616,439 | 3,888,460 | 4,197,486 | 4,845,615 | 5,360,878 | 5,954,415 | 6,733,756 | 7,313,730 | 8,321,176 |
| Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | |
|---|---|---|---|---|---|---|---|---|---|---|
| + Cash from Operating Activity | 77,406 | -96,508 | 29,556 | 23,929 | 89,919 | 57,695 | -86,014 | 21,632 | 45,484 | 38,097 |
| Profit from Operations | 69,238 | 66,624 | 68,365 | 76,743 | 85,734 | 84,334 | 106,669 | 105,124 | 129,261 | 145,882 |
| Working Capital Changes | 9,546 | -155,122 | -30,634 | -37,955 | 8,004 | -17,615 | -175,359 | -52,223 | -50,016 | -71,461 |
| Profit Before Tax & Extraordinary Items | 1,577 | -12,614 | 4,451 | 31,908 | 30,922 | 48,756 | 74,488 | 90,186 | 104,909 | 112,158 |
| Depreciation | 2,915 | 3,105 | 3,496 | 3,662 | 3,711 | 3,691 | 3,696 | 3,849 | 3,991 | 4,830 |
| Interest (Net) | 5,296 | 4,554 | 4,222 | 4,908 | 5,900 | 5,588 | 6,544 | 9,662 | 7,569 | 7,397 |
| Dividend Received | -4 | -15 | -12 | -15 | -3 | -3 | -3 | -6 | -9 | -1 |
| Profit / Loss on Sale of Assets | 44 | 31 | 32 | 28 | 28 | 16 | 29 | 25 | 16 | 7 |
| Profit / Loss on Sale of Investments | -1,587 | -5,134 | 1,658 | -5,574 | -1,318 | 436 | 4,923 | -4,893 | -5,172 | 1,436 |
| Provisions & Write-offs (Net) | 61,291 | 76,015 | 54,799 | 44,789 | 46,102 | 26,677 | 18,184 | 7,705 | 19,461 | 21,551 |
| Loans & Advances | -82,543 | -134,190 | -321,989 | -191,306 | -156,020 | -309,323 | -484,653 | -528,612 | -485,064 | -746,533 |
| Change in Borrowing | -22,744 | 44,832 | 41,291 | -89,343 | 90,439 | 11,808 | 54,584 | 112,581 | -35,148 | 172,378 |
| Change in Deposits | 345,953 | 121,392 | 218,363 | 333,620 | 441,171 | 372,079 | 381,125 | 498,002 | 473,361 | 603,199 |
| Direct Taxes Paid | -1,378 | -8,010 | -8,175 | -14,859 | -3,819 | -9,024 | -17,324 | -31,268 | -33,761 | -36,323 |
| + Cash from Investing Activity | -4,572 | 13,053 | 220 | -555 | -3,670 | -2,652 | -966 | -3,476 | -3,387 | 9,240 |
| Purchase of Fixed Assets | -4,424 | 0 | -3,006 | -3,065 | -3,910 | -3,305 | 0 | -4,175 | -5,637 | -8,363 |
| Sale of Fixed Assets | 0 | 6,602 | 0 | 0 | 82 | 254 | 0 | 0 | 0 | 0 |
| Purchase of Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -7 | -108 |
| Sale of Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 7,779 |
| Interest Received | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 6 | 9 | 1 |
| Dividend Received | 4 | 15 | 12 | 15 | 3 | 3 | 3 | 0 | 0 | 0 |
| Investment in Subsidiaries | 0 | 0 | 0 | 0 | -3,177 | -583 | 0 | 0 | 0 | 0 |
| Acquisition of Companies | 0 | 0 | -64 | -6,031 | -254 | 0 | 0 | -82 | 0 | 0 |
| Others | -1,738 | 1,196 | 2,810 | 2,953 | 66 | 966 | -969 | 776 | 2,248 | 9,931 |
| + Cash from Financing Activity | -4,196 | 5,547 | 448 | 5,430 | 7,143 | -3,845 | 6,386 | -9,896 | -10,737 | -3,427 |
| Proceeds from Issue of Shares | 5,675 | 23,782 | 0 | 0 | 27,431 | 14,074 | 19,533 | 20,165 | 21,500 | 38,733 |
| Proceeds from Other Long-Term Borrowings | 0 | 0 | 3,378 | 8,496 | 0 | 0 | 0 | 0 | 0 | 0 |
| Dividend Paid | -2,337 | -2,416 | 0 | 0 | 0 | -3,570 | -6,337 | -10,085 | -12,227 | -14,190 |
| Interest Paid | -5,296 | -4,554 | -4,222 | -4,908 | -5,069 | -5,411 | -6,325 | -8,589 | -7,269 | -7,722 |
| Others | -2,238 | -11,265 | 1,292 | 1,842 | -15,219 | -8,938 | -485 | -11,387 | -12,742 | -20,248 |
| Net Cash Flow | 68,638 | -77,908 | 30,223 | 28,803 | 93,392 | 51,198 | -80,593 | 8,260 | 31,361 | 43,910 |