Bajaj Housing Finance Ltd - Technical chart

consolidated in Rs/Cr.

Industry

Industry name

Finance
Variance

Full Year Net Profit Variance

19
Equity

Latest Equity

8332.33
Face Value

Latest Face Value

10
Reserves

Total Reserve

14194.13
Dividend

Full Year Dividend %

0
Sales Turnover

Full Year Net Sales

11150.29
Net Profit

Full Year Net Profit

2571.14
Full Year CPS

Full Year Cash Per Share

3.1
Earning Per Share

Full Year Earning Per Share

3.1
Quarter CPS

Latest quarter Cash Per Share

0
Latest Quarter Date

Latest Quarter Yrc

Mar 1, 2026
Latest Quarter Sales

Latest Quarter Net Sales

2890.9
Previous EPS

Previous earnings per share

0
Book Value

Book value

27
Networth

Full Year Return on Networth

12.06
Price/Book Value

Price to Book value

3.111111
Yearly PE ratio

Full Year Price to Earning per share

27.2
Yearly PC ratio

Full Year Price to Cash Per Share

26.7
Bse value

BSE Value in lakhs

369.93
Nse value

NSE Value in lakhs

2849
High

52 week high

123
Low

52 week low

73
Price

NSE Current market price

84
CPM

Current market price

84
Market cap

BSE / NSE Market Cap

70141.59
Net profit

Latest Quarter Net Profit

669.19
Net profit variance

Latest Quarter Net Profit variance

14
Result year

Trailing latest month

Mar 1, 2026
TTM Sales

Trailing Twelve 12 month Net Sales

8515.23
TTM OP

Trailing Twelve 12 month Operating Profit

14.05
TTM OPM

Trailing Twelve 12 month Operating Profit Margin

0.17
TTM GP

Trailing Twelve 12 month Gross Profit

3367.35
TTM GPM

Trailing Twelve 12 month Gross Profit Margin

30.2
TTM NP

Trailing Twelve 12 month Net Profit

1846.52
TTM NPV

Trailing Twelve 12 month Net Profit Variane

18.76
TTM EPS

Trailing Twelve 12 month EPS

3.09
TTM PE

Trailing Twelve 12 month PE

27.24
TTM CPS

Trailing Twelve 12 month CPS

0
Month CPS

Month Cash Per Share

0
TTM Depreciation

Trailing Twelve 12 month Depreciation

40.12
Equity

Latest Equity

8332.33
LTP

Latest Price (BSE/NSE)

84
Gross block

Latest Gross Block

343.29
Loans

Total loans

7404.02
Advances

Latest Advances for Banks

0
Net profit asset

Latest Assets

132.81
Year OPM

Full Year Operating Profit Margin

91
Year GPM

Full Year Gross Profit Margin

30.3
Quarter OPM

Latest quater Operation Profit Margin

91.3

Quarterly Results (consolidated, figures in Rs Cr.)

Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026
+ Sales 2,197 2,398 2,435 2,499 2,607 2,736 2,878 2,891
YOY Sales Growth % 26% 26% 26% 19% 14% 18% 16%
Gross Sales 2,197 2,398 2,435 2,499 2,607 2,736 2,878 2,891
Other Operating Income 12 13 14 5 9 19 6 12
+ Expenses 158 166 196 217 236 233 268 251
Manufacturing Cost % 2% 2% 2% 3% 3% 2% 3% 2%
Employee Cost % 5% 5% 5% 5% 5% 5% 5% 5%
Other Cost % -0% -0% 1% 1% 1% 1% 2% 2%
Other Manufacturing Expenses % 2% 2% 2% 3% 3% 2% 3% 2%
Provisions & Contingencies % 0% 0% 1% 1% 2% 2% 2% 2%
Operating Expenses (Fin.) % 8% 8% 8% 8% 8% 8% 8% 8%
Loan Losses & Provision % 0% 0% 1% 1% 2% 2% 2% 2%
Operating Profit 2,038 2,231 2,239 2,282 2,371 2,502 2,610 2,640
OPM % 93% 93% 92% 91% 91% 91% 91% 91%
+ Other Income 0 0 0 0 3 0 0 0
Miscellaneous Income 0 0 0 0 3 0 0 0
Interest 1,399 1,514 1,516 1,551 1,606 1,658 1,734 1,762
Depreciation 10 10 10 11 11 12 12 13
Profit before tax 630 708 713 720 757 833 865 866
+ Tax % 23% 23% 23% 18% 23% 23% 23% 23%
Current Tax 149 149 167 129 193 191 195 189
Deferred Tax -1 13 -2 4 -19 -1 4 8
+ Net Profit 483 546 548 587 583 643 665 669
Extraordinary Income / Expense 0 0 0 0 0 0 -13 0
Exceptional Item 0 0 0 0 0 0 -13 0
EPS in Rs

Profit & Loss (consolidated, figures in Rs Cr.)

Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
+ Sales 265 3,155 3,767 5,665 7,617 9,554 11,150
Sales Growth % 1092% 19% 50% 34% 25% 17%
Gross Sales 9,528 11,111
Other Operating Income 44 46
+ Expenses 44 553 624 719 722 764 1,024
Manufacturing Cost % 0% 0% 0% 1% 0% 0% 0%
Employee Cost % 9% 8% 9% 8% 6% 5% 5%
Other Cost % 7% 9% 7% 4% 3% 3% 4%
Other Manufacturing Expenses % 0% 0% 0% 1% 0% 0% 0%
Selling & Administration % 2% 1% 2% 2% 2% 2% 2%
Miscellaneous Expenses % 5% 8% 5% 3% 1% 1% 2%
Provisions & Contingencies % 1% 2%
Operating Expenses (Fin.) % 8% 8%
Loan Losses & Provision % 1% 2%
Operating Profit 221 2,602 3,142 4,946 6,895 8,790 10,126
OPM % 83% 82% 83% 87% 91% 92% 91%
+ Other Income 0 1 0 1 0 0 0
Miscellaneous Income 0 3
Interest 162 1,968 2,157 3,213 4,695 5,981 6,761
Depreciation 2 22 26 33 40 41 47
Profit before tax 2,770 3,320
+ Tax % 22% 23%
Current Tax 13 187 250 400 509 620 768
Deferred Tax 2 -27 0 42 -79 -12 -8
+ Net Profit 2,163 2,560
Profit Growth % 18%
Extraordinary Income / Expense 0 -13
Exceptional Item 0 -13
EPS in Rs

Balance Sheet (consolidated, figures in Rs Cr.)

Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 488 4,883 4,883 6,712 6,712 8,328 8,329
Reserves 70 1,149 1,858 3,791 5,521 11,619 14,194
+ Borrowings 2,560 31,601 41,492 53,745 69,129 82,072 103,704
Secured Borrowings 2,390 28,232 36,224 52,131 65,026 78,270 96,300
Unsecured Borrowings 170 3,369 5,268 1,614 4,104 3,802 7,404
+ Other Liabilities -2,779 -33,193 -46,189 -61,708 -78,836 -98,723 -122,825
Current Liabilities 21 290 387 523 551 902 1,055
Provisions 1 10 24 32 62 85 144
Total Liabilities 340 4,439 2,045 2,540 2,526 3,296 3,402
+ Fixed Assets 9 79 97 113 123 141 154
Gross Block 11 128 169 214 256 304 343
Accumulated Depreciation 3 49 72 101 133 163 189
CWIP 0 0 1 0 1 1 0
Investments 251 3,266 1,248 2,001 1,939 2,533 2,502
+ Other Assets 80 1,095 698 426 464 621 746
Trade receivables 12 311 2 2 13 22 28
Cash Equivalents 66 717 407 109 64 62 166
Loans n Advances 5 132 382 433 473 650 687
Other asset items -3 -65 -93 -118 -86 -112 -135
Total Assets 340 4,439 2,045 2,540 2,526 3,296 3,402

Cash Flow (consolidated, figures in Rs Cr.)

Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
+ Cash from Operating Activity -1,024 -5,076 -12,481 -14,332 -14,600 -17,075 -19,895
Profit Before Tax & Extraordinary Items 57 613 960 1,700 2,161 2,770 3,320
Depreciation 2 22 26 33 40 41 47
Interest (Net) 35 -912 -1,326 -2,058 -2,510 -3,007 -3,752
Profit / Loss on Sale of Assets 0 0 0 1 1 3 1
Provisions & Write-offs (Net) 12 247 181 124 61 58 191
Receivables 0 -2 4 0 -11 -9 -6
Trade Payables 1 -6 32 44 21 40 101
Loans & Advances -1,076 -5,699 -13,257 -15,585 -17,047 -20,066 -24,218
Direct Taxes Paid -13 -180 -242 -399 -526 -624 -680
+ Cash from Investing Activity -69 -797 2,197 -611 -555 -798 -1,202
Purchase of Fixed Assets -3 -15 -29 -34 -43 -41 -48
Sale of Fixed Assets 0 2 2 4 3 5 5
Purchase of Investments -5,555 -3,475 -38,034 -43,036 -6,655 -17,032 -47,348
Sale of Investments 5,487 2,975 40,232 42,408 6,140 16,270 46,189
Interest Received 1 31 27 46 0 0 0
Others 0 -314 0 0 0 0 0
+ Cash from Financing Activity 1,149 5,676 10,228 14,630 15,125 17,870 21,197
Proceeds from Issue of Shares 150 0 0 2,500 0 5,560 3
Proceeds from Other Long-Term Borrowings 1,017 8,731 16,652 26,657 26,948 26,680 35,420
Proceeds from Short-Term Borrowings 0 0 0 0 0 0 3,572
Proceeds from Deposits 0 0 510 0 8 0 9
Repayment of Long-Term Borrowings -18 -3,027 -6,923 -14,173 -11,818 -13,874 -17,791
Repayment of Short-Term Borrowings 0 0 0 0 0 -291 0
Repayment of Financial Liabilities -1 -8 -11 -14 -14 -14 -16
Others 0 -20 0 -341 0 -192 0
Net Cash Flow 55 -197 -55 -313 -30 -2 100