Canara Bank Ltd, Fundamental analysis

Canara Bank Ltd - Technical chart

consolidated in Rs/Cr.

Industry Industry name	Banks
Variance Full Year Net Profit Variance	2
Equity Latest Equity	1814.13
Face Value Latest Face Value	2
Reserves Total Reserve	109466.57
Dividend Full Year Dividend %	210
Sales Turnover Full Year Net Sales	153083.22
Net Profit Full Year Net Profit	17944.49
Full Year CPS Full Year Cash Per Share	20.8
Earning Per Share Full Year Earning Per Share	19.8
Quarter CPS Latest quarter Cash Per Share	0
Latest Quarter Date Latest Quarter Yrc	Mar 1, 2026
Latest Quarter Sales Latest Quarter Net Sales	36538.61
Previous EPS Previous earnings per share	0
Book Value Book value	122.7
Networth Full Year Return on Networth	18.03
Price/Book Value Price to Book value	1.026895
Yearly PE ratio Full Year Price to Earning per share	6.4
Yearly PC ratio Full Year Price to Cash Per Share	6.1
Bse value BSE Value in lakhs	559.91
Nse value NSE Value in lakhs	14463.9
High 52 week high	163
Low 52 week low	104
Price NSE Current market price	126
CPM Current market price	126

Market cap BSE / NSE Market Cap	114154.15
Net profit Latest Quarter Net Profit	4574.23
Net profit variance Latest Quarter Net Profit variance	-10
Result year Trailing latest month	Mar 1, 2026
TTM Sales Trailing Twelve 12 month Net Sales	147986.12
TTM OP Trailing Twelve 12 month Operating Profit	71.61
TTM OPM Trailing Twelve 12 month Operating Profit Margin	0.05
TTM GP Trailing Twelve 12 month Gross Profit	25605.99
TTM GPM Trailing Twelve 12 month Gross Profit Margin	16.73
TTM NP Trailing Twelve 12 month Net Profit	15997.24
TTM NPV Trailing Twelve 12 month Net Profit Variane	2.32
TTM EPS Trailing Twelve 12 month EPS	19.78
TTM PE Trailing Twelve 12 month PE	6.36
TTM CPS Trailing Twelve 12 month CPS	0
Month CPS Month Cash Per Share	0
TTM Depreciation Trailing Twelve 12 month Depreciation	0
Equity Latest Equity	1814.13
LTP Latest Price (BSE/NSE)	126
Gross block Latest Gross Block	18948.71
Loans Total loans	1568333.4
Advances Latest Advances for Banks	1220017.73
Net profit asset Latest Assets	0
Year OPM Full Year Operating Profit Margin	75
Year GPM Full Year Gross Profit Margin	16.8
Quarter OPM Latest quater Operation Profit Margin	75.7

Quarterly Results (consolidated, figures in Rs Cr.)

	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
+ Sales	29,173	30,182	30,751	31,496	31,523	32,072	30,938	31,839
YOY Sales Growth %	15%	11%	8%	8%	8%	6%	1%	1%
Gross Sales	29,173	30,182	30,751	31,496	31,523	32,072	30,938	31,839
+ Expenses	12,010	12,066	10,752	12,124	14,974	13,251	4,002	8,871
Manufacturing Cost %	18%	17%	12%	17%	24%	18%	-9%	10%
Employee Cost %	15%	15%	15%	16%	16%	16%	15%	15%
Other Cost %	8%	7%	8%	6%	7%	7%	8%	3%
Other Manufacturing Expenses %	18%	17%	12%	17%	24%	18%	-9%	10%
Provisions & Contingencies %	8%	7%	8%	6%	7%	7%	8%	3%
Operating Profit	17,163	18,116	19,999	19,371	16,549	18,821	26,936	22,968
OPM %	59%	60%	65%	62%	52%	59%	87%	72%
+ Other Income	7,793	7,824	6,679	8,761	9,919	9,942	2,152	4,700
Miscellaneous Income	7,793	7,824	6,679	8,761	9,919	9,942	2,152	4,700
Interest / Discount on Advances or Bills	20,782	21,762	22,448	22,807	22,618	23,081	23,597	23,951
Interest on Investments	6,553	6,504	6,625	6,737	6,711	6,819	5,274	6,318
Interest on Balances with RBI	1,068	1,133	1,084	1,393	1,474	1,499	1,559	1,419
Other Interest	770	783	593	559	720	673	508	150
Interest	19,534	20,427	21,163	21,556	21,992	22,412	22,709	22,024
Depreciation	0	0	0	0	0	0	0	0
Profit before tax	5,422	5,513	5,515	6,576	4,475	6,351	6,379	5,644
+ Tax %	27%	26%	25%	22%	33%	23%	24%	22%
Current Tax	1,445	1,412	1,354	1,478	1,472	1,485	1,510	1,263
+ Net Profit	4,098	4,227	4,256	5,111	3,233	4,896	5,174	4,575
Extraordinary Income / Expense	0	0	0	0	-1,833	0	0	0
Profit / Loss of Associates	121	126	95	14	229	31	306	194
Minority Interest (After Tax)	-31	-39	-42	-41	-38	-46	79	-1
Net Profit After Minority Interest	4,068	4,188	4,214	5,070	3,195	4,850	5,254	4,574
EPS in Rs	4.48	4.62	4.65	5.59	3.52	5.35	5.79	5.04

Profit & Loss (consolidated, figures in Rs Cr.)

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
+ Sales	41,457	41,345	47,951	49,759	70,253	70,614	85,885	110,519	121,601	126,371
Sales Growth %		-0%	16%	4%	41%	1%	22%	29%	10%	4%
Gross Sales	41,388	41,252	47,951	49,759	70,248	70,614	85,885	110,519	121,601	126,371
+ Expenses	16,151	26,215	27,631	27,254	44,275	42,076	43,793	47,048	46,952	41,097
Manufacturing Cost %	1%	1%	1%	1%	1%	1%	1%	1%	1%	1%
Employee Cost %	12%	14%	12%	15%	19%	19%	17%	15%	15%	15%
Other Cost %	26%	49%	45%	39%	44%	40%	34%	26%	23%	16%
Other Manufacturing Expenses %	1%	1%	1%	1%	1%	1%	1%	1%	1%	1%
Selling & Administration %	4%	4%	4%	4%	4%	4%	4%	3%	3%	3%
Miscellaneous Expenses %	22%	43%	40%	35%	38%	35%	29%	23%	19%	11%
Provisions & Contingencies %	18%	39%	27%	22%	22%	18%	16%	9%	7%	6%
Operating Profit	25,306	15,130	20,320	22,504	25,978	28,537	42,092	63,471	74,649	85,274
OPM %	61%	37%	42%	45%	37%	40%	49%	57%	61%	67%
+ Other Income	7,852	7,398	9,907	11,799	23,086	23,643	25,325	28,646	31,057	26,712
Miscellaneous Income	7,554	6,943	9,907	11,799	22,772	23,643	25,325	28,646	31,057	26,712
Interest / Discount on Advances or Bills	29,586	29,096	34,309	36,060	50,428	49,880	61,372	78,206	87,799	93,248
Interest on Investments	10,711	10,412	12,073	12,165	17,851	18,164	21,004	24,517	26,419	25,122
Interest on Balances with RBI	768	647	834	1,409	1,861	2,174	2,962	4,249	4,678	5,951
Other Interest	322	1,097	735	124	108	396	548	3,546	2,705	2,051
Interest	31,540	29,113	32,339	35,817	45,183	43,035	52,990	72,118	82,681	89,138
Depreciation	331	456	429	446	838	841	1,021	902	870	925
Profit before tax	1,642	-6,561	-2,111	-1,514	3,882	9,145	14,427	20,000	23,025	22,848
+ Tax %	31%	35%	126%	-34%	30%	37%	25%	26%	25%	25%
Current Tax	513	-2,321	-2,659	509	1,180	3,350	3,619	5,217	5,689	5,730
+ Net Profit	1,299	-4,007	696	-1,921	2,957	6,158	11,345	15,401	17,692	17,879
Profit Growth %		-476%	-113%	-470%	-234%	114%	86%	37%	17%	-1%
Extraordinary Income / Expense	0	0	0	0	0	-1,355	0	0	0	-1,833
Exceptional Item	0	0	0	0	0	-1,355	0	0	0	0
Profit / Loss of Associates	177	215	149	102	255	363	537	619	356	760
Minority Interest (After Tax)	-53	-79	-94	-65	-66	-34	-90	-122	-152	-1,839
Net Profit After Minority Interest	1,358	-3,951	602	-1,986	2,891	6,125	11,255	15,279	17,540	17,873
EPS in Rs	20.65	0.00	7.26	-19.63	16.41	31.94	59.58	81.48	19.11	20.89

Balance Sheet (consolidated, figures in Rs Cr.)

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	597	733	753	1,030	1,647	1,814	1,814	1,814	1,814	1,814
Reserves	34,088	36,164	36,936	40,176	60,763	68,147	76,240	90,319	103,603	115,891
+ Borrowings	534,858	563,756	640,166	668,170	1,060,998	1,132,626	1,237,160	1,369,780	1,546,160	1,723,621
Secured Borrowings	39,592	38,910	41,043	42,762	50,013	46,285	58,073	57,538	89,665	155,288
Unsecured Borrowings	495,266	524,847	599,123	625,408	1,010,985	1,086,341	1,179,086	1,312,242	1,456,495	1,568,333
Deferred Credit	11,525	13,268	15,680	10,605	8,035	9,020	6,278	1,864	6,883	22,949
+ Other Liabilities	26,615	30,781	33,928	32,064	56,132	56,202	65,816	73,104	80,950	45,999
Current Liabilities	30,200	33,372	36,379	34,454	55,339	55,377	64,912	72,104	79,761	45,926
Minority Interest	498	522	668	730	793	825	904	1,000	1,190	73
Total Liabilities	596,159	631,435	711,783	741,440	1,179,540	1,258,789	1,381,030	1,535,018	1,732,527	1,887,325
+ Fixed Assets	7,185	8,335	8,433	8,323	11,269	11,447	10,334	12,184	10,302	10,595
Gross Block	10,513	12,060	12,443	12,718	17,937	18,653	18,062	20,361	18,486	18,949
Accumulated Depreciation	3,328	3,725	4,010	4,395	6,668	7,206	7,728	8,177	8,185	8,354
CWIP	0	0	0	0	2	2	0	147	0	0
Investments	162,073	157,444	168,678	192,645	286,191	311,347	352,893	399,207	428,024	407,389
+ Other Assets	426,901	465,657	534,672	540,472	882,077	935,992	1,017,803	1,123,480	1,294,201	1,469,341
Cash Equivalents	58,967	50,225	66,531	68,590	178,866	182,391	141,703	151,165	205,890	206,330
Loans n Advances	372,016	418,545	471,260	475,001	703,211	753,600	876,100	972,315	1,088,311	1,263,011
Other asset items	-4,083	-3,113	-3,119	-3,119	0	0	0	0	0	0
Total Assets	596,159	631,435	711,783	741,440	1,179,540	1,258,789	1,381,030	1,535,018	1,732,527	1,887,325

Cash Flow (consolidated, figures in Rs Cr.)

	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
+ Cash from Operating Activity	2,575	-11,120	18,237	-5,289	59,118	919	-39,978	15,047	60,669	7,942
Profit from Operations	7,953	9,687	11,739	9,386	23,877	23,077	30,523	28,994	31,834	30,239
Working Capital Changes	-3,671	-19,289	7,712	-16,276	36,835	-18,008	-66,304	-11,056	32,938	-19,382
Profit Before Tax & Extraordinary Items	1,358	-3,951	602	-1,477	4,070	9,475	14,874	20,496	23,229	23,603
Depreciation	331	456	429	446	838	841	1,021	902	870	925
Interest (Net)	1,369	1,232	1,177	1,116	2,014	2,025	2,425	2,561	2,685	2,580
Profit / Loss on Sale of Assets	-1	5	3	1	-29	-14	-309	-16	-2	72
Profit / Loss on Sale of Investments	-2,991	-1,934	-424	-716	-4,066	6,233	8,775	4,392	6,216	2,265
Provisions & Write-offs (Net)	7,923	13,880	10,277	11,188	15,990	4,518	3,737	660	-1,163	794
Loans & Advances	-17,328	-39,754	-46,040	-4,289	-22,484	-64,578	-136,537	-109,739	-127,136	-177,006
Change in Borrowing	12,260	18	2,698	-681	-13,345	-7,298	7,738	-1,439	30,028	64,209
Change in Deposits	15,517	29,581	74,276	26,285	105,418	75,356	92,746	133,156	144,253	111,838
Direct Taxes Paid	-1,707	-1,518	-1,215	1,601	-1,595	-4,150	-4,197	-2,891	-4,103	-2,914
+ Cash from Investing Activity	-476	-487	-745	-445	-1,116	-1,429	-1,156	-1,750	-2,437	-2,707
Purchase of Fixed Assets	-381	-460	-606	-338	-923	-821	-613	-1,253	0	-1,290
Sale of Fixed Assets	0	0	0	0	0	0	0	0	1,162	0
Acquisition of Companies	0	-175	-171	-271	-222	-540	-578	-589	-819	0
Others	-135	147	31	165	29	-68	35	92	-2,780	-1,775
+ Cash from Financing Activity	124	2,865	-1,185	7,792	290	4,035	445	-3,834	-3,506	-4,795
Proceeds from Issue of Shares	1,124	4,865	557	6,509	1,991	2,490	0	0	0	0
Proceeds from Issue of Debentures	0	0	0	3,000	2,936	6,500	6,000	3,403	7,000	8,500
Redemption of Debentures	0	0	-565	-600	-2,619	-2,930	-1,950	-2,500	-4,900	-7,086
Dividend Paid	0	-68	0	0	0	0	-1,179	-2,177	-2,921	-3,628
Interest Paid	-1,369	-1,232	-1,177	-1,116	-2,014	-2,025	-2,425	-2,561	-2,685	-2,580
Others	369	-700	0	0	-4	0	0	0	0	0
Net Cash Flow	2,224	-8,743	16,307	2,059	58,291	3,525	-40,689	9,462	54,725	440