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Indian Overseas Bank Ltd - Technical chart

consolidated in Rs/Cr.
Industry

Industry name

 Banks
Variance

Full Year Net Profit Variance

 60
Equity

Latest Equity

 19256.59
Face Value

Latest Face Value

 10
Reserves

Total Reserve

 14300.19
Dividend

Full Year Dividend %

 0
Sales Turnover

Full Year Net Sales

 37742.58
Net Profit

Full Year Net Profit

 5416.11
Full Year CPS

Full Year Cash Per Share

 3.1
Earning Per Share

Full Year Earning Per Share

 2.8
Quarter CPS

Latest quarter Cash Per Share

 0
Latest Quarter Date

Latest Quarter Yrc

 Mar 1, 2026
Latest Quarter Sales

Latest Quarter Net Sales

 9779.87
Previous EPS

Previous earnings per share

 0
Book Value

Book value

 17.4
Networth

Full Year Return on Networth

 12.95
Price/Book Value

Price to Book value

 1.954023
Yearly PE ratio

Full Year Price to Earning per share

12.1
Yearly PC ratio

Full Year Price to Cash Per Share

11
Bse value

BSE Value in lakhs

 123.94
Nse value

NSE Value in lakhs

 1411.77
High

52 week high

 42
Low

52 week low

 31
Price

NSE Current market price

 33
CPM

Current market price

 34
Market cap

BSE / NSE Market Cap

 64509.58
Net profit

Latest Quarter Net Profit

 1556.15
Net profit variance

Latest Quarter Net Profit variance

43
Result year

Trailing latest month

 Mar 1, 2026
TTM Sales

Trailing Twelve 12 month Net Sales

32632.7
TTM OP

Trailing Twelve 12 month Operating Profit

 -2.02
TTM OPM

Trailing Twelve 12 month Operating Profit Margin

 -0.01
TTM GP

Trailing Twelve 12 month Gross Profit

 6999.63
TTM GPM

Trailing Twelve 12 month Gross Profit Margin

18.55
TTM NP

Trailing Twelve 12 month Net Profit

2962.84
TTM NPV

Trailing Twelve 12 month Net Profit Variane

59.61
TTM EPS

Trailing Twelve 12 month EPS

 2.81
TTM PE

Trailing Twelve 12 month PE

 11.92
TTM CPS

Trailing Twelve 12 month CPS

 0
Month CPS

Month Cash Per Share

 0
TTM Depreciation

Trailing Twelve 12 month Depreciation

 0
Equity

Latest Equity

 19256.59
LTP

Latest Price (BSE/NSE)

 34
Gross block

Latest Gross Block

 9218.39
Loans

Total loans

 368191.25
Advances

Latest Advances for Banks

 306621.81
Net profit asset

Latest Assets

 0
Year OPM

Full Year Operating Profit Margin

69.7
Year GPM

Full Year Gross Profit Margin

 18.5
Quarter OPM

Latest quater Operation Profit Margin

68.3

Quarterly Results (consolidated, figures in Rs Cr.)

Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026
+ Sales 6,539 6,854 7,116 7,635 7,387 7,851 8,172 8,489
YOY Sales Growth % 20% 18% 15% 15% 13% 15% 15% 11%
Gross Sales 6,539 6,854 7,116 7,635 7,387 7,851 8,172 8,489
+ Expenses 2,738 3,191 2,852 3,152 2,714 2,698 3,430 3,102
Manufacturing Cost % 10% 10% 11% 13% 10% 11% 10% 13%
Employee Cost % 17% 20% 15% 15% 16% 15% 16% 12%
Other Cost % 14% 17% 14% 14% 11% 9% 15% 12%
Other Manufacturing Expenses % 10% 10% 11% 13% 10% 11% 10% 13%
Provisions & Contingencies % 14% 17% 14% 14% 11% 9% 15% 12%
Operating Profit 3,801 3,663 4,263 4,483 4,673 5,153 4,742 5,387
OPM % 58% 53% 60% 59% 63% 66% 58% 63%
+ Other Income 1,033 1,634 1,298 1,581 1,480 1,365 1,499 1,291
Miscellaneous Income 1,033 1,634 1,298 1,581 1,480 1,365 1,499 1,291
Interest / Discount on Advances or Bills 4,831 5,055 5,039 5,258 5,509 5,856 6,128 6,442
Interest on Investments 1,661 1,755 1,810 1,816 1,829 1,872 1,906 1,912
Interest on Balances with RBI 47 44 49 43 50 59 56 135
Other Interest 0 0 218 517 0 64 83 0
Interest 4,096 4,315 4,324 4,510 4,639 4,790 4,874 5,019
Depreciation 0 0 0 0 0 0 0 0
Profit before tax 739 982 1,238 1,554 1,515 1,729 1,367 1,659
+ Tax % 14% 21% 29% 32% 27% 29% 0% 9%
Current Tax 105 205 364 503 403 501 2 154
+ Net Profit 649 780 875 1,092 1,178 1,259 1,427 1,556
Profit / Loss of Associates 15 2 1 42 67 31 62 51
Net Profit After Minority Interest 649 780 875 1,092 1,178 1,259 1,427 1,556
EPS in Rs 0.34 0.41 0.46 0.58 0.61 0.65 0.71 0.81

Profit & Loss (consolidated, figures in Rs Cr.)

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
+ Sales 19,719 17,915 17,631 17,406 16,976 16,736 19,407 24,066 28,144 31,896
Sales Growth % -9% -2% -1% -2% -1% 16% 24% 17% 13%
Gross Sales 19,719 17,915 17,631 17,406 16,966 16,736 19,407 24,066 28,144 31,900
+ Expenses 11,943 17,846 15,446 17,007 10,554 9,443 10,024 12,082 11,994 12,150
Manufacturing Cost % 0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
Employee Cost % 15% 17% 15% 19% 22% 21% 21% 26% 17% 15%
Other Cost % 45% 83% 72% 79% 40% 35% 30% 25% 26% 23%
Other Manufacturing Expenses % 0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
Selling & Administration % 4% 5% 5% 5% 5% 5% 5% 4% 4% 4%
Miscellaneous Expenses % 40% 77% 66% 72% 34% 29% 24% 19% 20% 17%
Provisions & Contingencies % 36% 68% 62% 68% 30% 22% 19% 14% 15% 12%
Operating Profit 7,775 70 2,185 399 6,421 7,293 9,383 11,984 16,150 19,745
OPM % 39% 0% 12% 2% 38% 44% 48% 50% 57% 62%
+ Other Income 3,373 3,746 4,206 3,360 5,486 4,905 4,116 5,665 5,607 5,847
Miscellaneous Income 3,373 3,746 4,206 3,360 5,559 4,556 4,117 5,665 5,546 5,636
Interest / Discount on Advances or Bills 14,053 11,961 11,727 11,513 10,837 10,826 13,151 17,577 20,183 23,935
Interest on Investments 5,209 4,797 4,922 5,208 5,712 5,676 5,900 5,952 7,042 7,518
Interest on Balances with RBI 417 484 614 625 305 235 356 238 183 299
Other Interest 40 674 368 61 112 0 0 300 735 147
Exceptional Income 0 0 0 53 0 0 0 0 0 0
Interest 14,529 12,448 12,352 12,103 11,069 10,419 11,146 14,227 17,244 19,322
Depreciation 215 272 304 301 258 173 260 336 395 521
Profit before tax -3,381 -8,632 -5,961 -8,345 840 1,779 2,353 3,423 4,512 6,270
+ Tax % -1% 27% 37% -2% 1% 4% 11% 22% 26% 17%
Current Tax 269 60 14 14 23 32 21 23 17 10
Deferred Tax -233 -2,392 -2,237 169 -15 38 229 734 1,160 1,050
+ Net Profit -3,417 -6,299 -3,738 -8,527 831 1,709 2,104 2,666 3,335 5,210
Profit Growth % 84% -41% 128% -110% 106% 23% 27% 25% 56%
Extraordinary Income / Expense 0 0 0 53 0 0 0 0 0 0
Net Profit After Minority Interest 0 0 0 0 758 1,709 2,104 2,666 3,396 5,418
EPS in Rs 0.46 0.90 1.11 1.41 1.76 2.81

Balance Sheet (consolidated, figures in Rs Cr.)

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 2,455 4,891 9,142 16,437 16,647 18,902 18,902 18,902 19,257 19,257
Reserves 11,290 8,383 7,218 -282 452 3,695 5,974 8,659 12,977 17,734
+ Borrowings 227,440 226,060 228,680 228,372 244,024 265,284 281,777 316,509 353,432 419,794
Secured Borrowings 16,098 9,228 6,146 5,420 3,672 3,071 20,804 30,387 42,228 51,603
Unsecured Borrowings 211,343 216,832 222,534 222,952 240,353 262,214 260,974 286,121 311,204 368,191
Deferred Credit 5,554 1,288 1 343 1,565 622 2,910 6,982 14,150 17,790
+ Other Liabilities 5,983 8,634 4,968 16,200 13,106 11,148 6,785 7,799 9,045 16,011
Current Liabilities 5,983 8,634 4,968 16,200 13,106 11,148 6,785 7,799 9,045 16,011
Total Liabilities 247,167 247,968 250,008 260,727 274,229 299,030 313,438 351,869 394,710 472,795
+ Fixed Assets 3,002 2,838 3,321 3,124 2,918 3,366 3,711 3,726 4,581 5,007
Gross Block 5,176 5,248 5,995 6,047 6,099 6,708 7,289 7,546 8,695 9,218
Accumulated Depreciation 2,174 2,410 2,674 2,924 3,182 3,342 3,578 3,820 4,114 4,211
CWIP 53 56 16 3 1 0 0 14 74 67
Investments 71,654 68,646 66,932 79,416 95,485 97,641 93,643 99,194 110,588 119,285
+ Other Assets 172,459 176,429 179,739 178,183 175,825 198,023 216,085 248,935 279,467 348,436
Cash Equivalents 23,223 26,545 30,892 24,061 30,982 36,951 20,821 18,815 21,220 25,223
Loans n Advances 149,236 149,884 148,848 154,123 144,843 161,072 195,264 230,120 258,248 323,213
Other asset items 0 0 0 0 0 0 0 0 0 0
Total Assets 247,167 247,968 250,008 260,727 274,229 299,030 313,438 351,869 394,710 472,795

Cash Flow (consolidated, figures in Rs Cr.)

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
+ Cash from Operating Activity -505 -1,999 -786 -14,023 4,949 5,539 -13,655 -1,119 2,647 4,780
Profit from Operations 6,476 6,444 6,868 6,648 9,167 10,856
Working Capital Changes -1,405 -157 -20,187 -7,184 -8,478 -5,533
Profit Before Tax & Extraordinary Items -3,148 -6,240 -3,724 -8,514 840 1,779 2,353 3,423 4,573 6,478
Depreciation 295 272 1,189 861 149 427 604 973 301 515
Interest (Net) 449 453 390 352 289 155 212 228 0 0
Profit / Loss on Sale of Assets -1 -2 -101 -6 -1 -1 -2 -2 -2 -2
Profit / Loss on Sale of Investments 0 0 0 0 0 0 0 0 0 -5
Provisions & Write-offs (Net) 6,811 9,025 7,835 11,445 5,204 3,828 3,387 2,776 4,296 3,870
Loans & Advances 13,625 -3,847 -9,912 190 -10,326 -19,982 -36,747 -37,978 -33,050 -61,900
Change in Borrowing -10,356 -6,870 -3,082 -126 219 -1,266 17,533 9,883 11,841 8,375
Change in Deposits -13,172 5,489 5,702 418 17,336 21,861 -1,240 25,148 25,817 56,931
Direct Taxes Paid -433 -1,378 -916 -495 -122 -748 -336 -583 1,958 -544
+ Cash from Investing Activity -135 -110 -647 -85 -46 -49 -560 -359 -579 -639
Purchase of Fixed Assets -142 -116 -848 -129 -65 -56 -582 -365 -603 -646
Sale of Fixed Assets 7 7 201 44 19 7 23 6 24 7
+ Cash from Financing Activity 1,617 5,430 5,780 7,277 1,813 479 -1,916 -528 337 -138
Proceeds from Issue of Shares 1,813 5,794 6,223 8,217 0 0 0 0 0 1,000
Proceeds from Issue of Debentures 800 0 0 0 0 665 1,000 0 0 0
Proceeds from Other Long-Term Borrowings 0 0 0 0 0 0 0 0 1,433 0
Share Application Money 1,100 0 0 0 4,100 0 0 0 0 0
Redemption of Debentures -1,530 0 0 -600 -1,967 0 -2,916 -528 -961 -1,290
Interest Paid -320 -186 0 0 -135 0
Others 0 0 0 0 0 0 0 0 0 152
Net Cash Flow 977 3,322 4,347 -6,831 6,716 5,969 -16,130 -2,006 2,405 4,003