Lic Housing Finance Limited - Technical chart

consolidated in Rs/Cr.

Industry

Industry name

Finance
Variance

Full Year Net Profit Variance

3
Equity

Latest Equity

110.01
Face Value

Latest Face Value

2
Reserves

Total Reserve

41318.85
Dividend

Full Year Dividend %

500
Sales Turnover

Full Year Net Sales

28846.81
Net Profit

Full Year Net Profit

5603.67
Full Year CPS

Full Year Cash Per Share

104.1
Earning Per Share

Full Year Earning Per Share

101.9
Quarter CPS

Latest quarter Cash Per Share

0
Latest Quarter Date

Latest Quarter Yrc

Mar 1, 2026
Latest Quarter Sales

Latest Quarter Net Sales

7214.17
Previous EPS

Previous earnings per share

0
Book Value

Book value

753.2
Networth

Full Year Return on Networth

16.05
Price/Book Value

Price to Book value

0.724907
Yearly PE ratio

Full Year Price to Earning per share

5.4
Yearly PC ratio

Full Year Price to Cash Per Share

5.2
Bse value

BSE Value in lakhs

174.64
Nse value

NSE Value in lakhs

6135.61
High

52 week high

647
Low

52 week low

459
Price

NSE Current market price

547
CPM

Current market price

546
Market cap

BSE / NSE Market Cap

30055.44
Net profit

Latest Quarter Net Profit

1492.54
Net profit variance

Latest Quarter Net Profit variance

9
Result year

Trailing latest month

Mar 1, 2026
TTM Sales

Trailing Twelve 12 month Net Sales

27491.56
TTM OP

Trailing Twelve 12 month Operating Profit

25242.73
TTM OPM

Trailing Twelve 12 month Operating Profit Margin

91.82
TTM GP

Trailing Twelve 12 month Gross Profit

7225.19
TTM GPM

Trailing Twelve 12 month Gross Profit Margin

25.05
TTM NP

Trailing Twelve 12 month Net Profit

4884.78
TTM NPV

Trailing Twelve 12 month Net Profit Variane

2.97
TTM EPS

Trailing Twelve 12 month EPS

101.87
TTM PE

Trailing Twelve 12 month PE

5.36
TTM CPS

Trailing Twelve 12 month CPS

0
Month CPS

Month Cash Per Share

0
TTM Depreciation

Trailing Twelve 12 month Depreciation

83.11
Equity

Latest Equity

110.01
LTP

Latest Price (BSE/NSE)

546
Gross block

Latest Gross Block

813.09
Loans

Total loans

23017.96
Advances

Latest Advances for Banks

0
Net profit asset

Latest Assets

0
Year OPM

Full Year Operating Profit Margin

93.5
Year GPM

Full Year Gross Profit Margin

25
Quarter OPM

Latest quater Operation Profit Margin

93.6

Quarterly Results (consolidated, figures in Rs Cr.)

Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026
+ Sales 6,797 6,938 7,070 7,303 7,250 7,179 7,206 7,212
YOY Sales Growth % 1% 3% 4% 5% 7% 3% 2% -1%
Gross Sales 6,797 6,938 7,070 7,303 7,250 7,179 7,206 7,212
+ Expenses 392 372 297 546 475 450 474 463
Manufacturing Cost % 1% 2% 2% 3% 1% 2% 2% 3%
Employee Cost % 2% 3% 3% 3% 2% 2% 3% 3%
Other Cost % 2% 1% -1% 1% 3% 2% 2% 1%
Other Manufacturing Expenses % 1% 2% 2% 3% 1% 2% 2% 3%
Provisions & Contingencies % 2% 1% -1% 1% 3% 2% 2% 1%
Operating Profit 6,405 6,566 6,773 6,757 6,775 6,729 6,732 6,749
OPM % 94% 95% 96% 93% 93% 94% 93% 94%
+ Other Income 2 2 1 0 0 1 6 2
Miscellaneous Income 2 2 1 0 0 1 6 2
Interest 4,749 4,879 4,950 4,951 5,046 4,994 4,942 4,786
Depreciation 23 24 25 26 25 32 34 31
Profit before tax 1,635 1,665 1,798 1,780 1,705 1,703 1,762 1,933
+ Tax % 20% 20% 20% 23% 20% 21% 21% 23%
Current Tax 329 337 363 406 341 354 364 441
+ Net Profit 1,306 1,328 1,435 1,374 1,364 1,349 1,398 1,493
Minority Interest (After Tax) 0 0 0 0 0 0 0 0
Net Profit After Minority Interest 1,306 1,328 1,435 1,373 1,364 1,349 1,398 1,493
EPS in Rs 23.75 24.14 26.09 24.97 24.80 24.53 25.42 27.13

Profit & Loss (consolidated, figures in Rs Cr.)

Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
+ Sales 12,491 14,092 14,876 17,398 19,740 19,886 19,978 22,717 27,277 28,111
Sales Growth % 13% 6% 17% 13% 1% 0% 14% 20% 3%
Gross Sales 12,292 13,987 14,891 17,405 19,736 19,882 19,974 22,714 27,277 28,108
Other Operating Income 105 0 0 0 0 0 0 0 0 0
+ Expenses 623 904 889 1,104 1,592 2,012 3,012 2,964 2,761 1,608
Material Cost % 0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
Raw Material Cost 0 0 7 4 5 1 0 0 0 0
Manufacturing Cost % 0% 0% 0% 2% 1% 1% 1% 1% 1% 1%
Employee Cost % 1% 2% 2% 2% 2% 2% 3% 2% 2% 3%
Other Cost % 4% 4% 4% 3% 6% 8% 11% 10% 7% 2%
Raw Materials % 0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
Power & Fuel % 0% 0% 0% 0% 0% 0% 0% 0% 0% 0%
Other Manufacturing Expenses % 0% 0% 0% 2% 1% 1% 1% 1% 1% 1%
Selling & Administration % 2% 2% 1% 1% 1% 1% 1% 1% 1% 1%
Miscellaneous Expenses % 1% 2% 3% 2% 5% 7% 11% 9% 6% 2%
Provisions & Contingencies % 1% 2% 3% 2% 5% 7% 10% 9% 6% 1%
Operating Profit 11,868 13,188 13,987 16,295 18,148 17,873 16,966 19,753 24,517 26,503
OPM % 95% 94% 94% 94% 92% 90% 85% 87% 90% 94%
+ Other Income 12 8 0 0 -33 -5 27 11 4 3
Miscellaneous Income 89 93 30 3 -29 -2 31 17 1 5
Provisions Written Back 0 0 0 294 0 0 0 0 0 0
Interest 9,307 10,231 11,144 12,891 14,781 14,450 14,151 16,135 18,388 19,528
Depreciation 10 10 10 12 51 52 55 69 69 98
Profit before tax 2,564 2,956 2,826 3,392 3,282 3,365 2,787 3,561 6,064 6,879
+ Tax % 35% 35% 27% 28% 27% 19% 18% 19% 22% 21%
Current Tax 766 925 957 1,069 838 946 880 1,196 1,046 1,073
Deferred Tax 142 106 -183 -112 40 -322 -379 -526 259 363
+ Net Profit 1,661 1,932 2,063 2,434 2,404 2,741 2,286 2,891 4,759 5,443
Profit Growth % 16% 7% 18% -1% 14% -17% 26% 65% 14%
Profit / Loss of Associates 0 0 0 0 0 0 0 0 0 0
Minority Interest (After Tax) 0 0 0 0 0 0 0 0 0 0
Net Profit After Minority Interest 1,668 1,942 2,008 2,434 2,403 2,741 2,286 2,891 4,763 5,442
EPS in Rs 33.02 38.45 39.77 48.21 47.60 54.29 41.53 52.53 86.54 98.89

Balance Sheet (consolidated, figures in Rs Cr.)

Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity Capital 101 101 101 101 101 101 110 110 110 110
Reserves 9,114 11,055 14,210 16,230 18,164 20,500 24,641 27,075 31,367 36,242
+ Borrowings 110,931 126,337 150,913 170,657 191,428 207,925 223,757 244,913 252,618 270,726
Secured Borrowings 103,453 115,246 137,451 153,859 168,103 174,038 193,912 217,839 228,945 247,708
Unsecured Borrowings 7,478 11,091 13,461 16,798 23,325 33,887 29,845 27,074 23,673 23,018
+ Other Liabilities -107,211 -121,910 -160,130 -179,265 -200,726 -220,886 -239,044 -261,299 -273,320 -295,803
Current Liabilities 9,064 11,703 7,513 15,247 7,225 7,192 6,176 6,458 8,723 8,487
Provisions 462 145 122 119 149 155 174 181 339 365
Minority Interest 2 2 2 2 2 3 3 3 3 4
Other liability items 1,681 2,187 2 0 0 0 0 0 0 0
Total Liabilities 12,935 15,583 5,094 7,723 8,967 7,641 9,464 10,798 10,775 11,275
+ Fixed Assets 102 102 129 168 294 282 315 388 389 377
Gross Block 180 181 139 189 364 414 484 654 729 813
Accumulated Depreciation 77 79 9 21 70 132 169 266 341 436
CWIP 0 5 3 2 3 6 4 1 0 52
Investments 280 537 2,008 3,617 5,485 4,644 6,279 7,050 6,337 7,201
+ Other Assets 12,552 14,938 2,954 3,935 3,185 2,709 2,866 3,359 4,049 3,645
Trade receivables 88 112 14 12 22 8 8 1 10 12
Cash Equivalents 3,987 4,523 2,143 3,053 2,037 1,385 985 822 1,655 1,474
Loans n Advances 8,642 10,406 2,259 2,393 1,104 1,306 1,861 2,522 3,897 3,675
Other asset items -164 -103 -1,462 -1,524 22 11 12 15 -1,514 -1,516
Total Assets 12,935 15,583 5,094 7,723 8,967 7,641 9,464 10,798 10,775 11,275

Cash Flow (consolidated, figures in Rs Cr.)

Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
+ Cash from Operating Activity -13,039 -14,273 -18,977 -21,538 -14,738 -11,324 -16,729 -19,632 -7,151 -16,609
Profit from Operations 3,547 4,201 -270 -871 -661 -343 -553 -723 -718 -951
Working Capital Changes 992 1,957 -265 2,119 -6,311 881 -794 223 174 -732
Profit Before Tax & Extraordinary Items 2,575 2,867 2,782 3,392 3,282 3,365 2,787 3,561 6,068 6,879
Depreciation 10 10 10 12 51 52 55 69 69 98
Interest (Net) 816 1,047 -3,531 -4,279 -4,690 -5,076 -5,338 -6,087 -8,679 -8,161
Dividend Received 0 0 -3 -9 0 0 -5 0 0 -1
Profit / Loss on Sale of Assets 0 0 0 0 0 0 0 0 0 0
Profit / Loss on Sale of Investments -1 -4 0 0 0 0 0 0 0 0
Provisions & Write-offs (Net) 146 281 468 350 952 1,318 1,988 1,396 1,644 286
Profit / Loss in Forex 0 0 0 0 0 0 0 0 0 0
Loans & Advances 2 -5 0 0 0 0 0 0 0 0
Interest Paid (Net) 0 0 4,106 4,089 3,595 4,705 4,809 5,856 9,232 8,464
Direct Taxes Paid -737 -1,027 -956 -1,066 -1,016 -633 -1,093 -1,054 -1,475 -1,211
+ Cash from Investing Activity -58 -278 1,368 -1,642 -1,851 858 -1,629 -800 587 -939
Purchase of Fixed Assets -22 -14 -35 -51 -15 -11 -35 -64 -37 -73
Sale of Fixed Assets 0 0 0 1 0 0 0 24 1 0
Purchase of Investments -56 -312 -452 -1,620 -1,841 -557 -2,206 -786 -88 -982
Sale of Investments 17 46 1,852 18 3 1,425 607 26 712 116
Interest Received 4 3 3 8 0 0 5 0 0 0
Dividend Received 0 0 0 0 0 0 0 0 0 1
Others 0 0 0 0 0 0 0 0 0 0
+ Cash from Financing Activity 14,098 15,072 18,074 24,068 15,156 10,428 17,850 20,249 7,346 17,413
Proceeds from Issue of Shares 0 0 0 0 0 0 2,334 0 0 0
Proceeds from Other Long-Term Borrowings 0 0 0 154,791 169,253 120,385 152,314 182,151 146,420 172,751
Repayment of Long-Term Borrowings 0 0 0 -130,309 -153,594 -109,504 -136,244 -154,565 -136,953 -153,126
Repayment of Financial Liabilities 0 0 0 0 -40 -49 -46 -51 -53 -62
Dividend Paid -251 -277 -312 -342 -384 -404 -468 -462 -468 -495
Others 14,349 15,349 18,386 -71 -80 0 -41 -6,824 -1,601 -1,655
Net Cash Flow 1,001 521 465 887 -1,434 -37 -508 -183 781 -134