Muthoot Finance Limited - Technical chart

consolidated in Rs/Cr.

Industry

Industry name

Finance
Variance

Full Year Net Profit Variance

99
Equity

Latest Equity

401.47
Face Value

Latest Face Value

10
Reserves

Total Reserve

38728.85
Dividend

Full Year Dividend %

300
Sales Turnover

Full Year Net Sales

31263.41
Net Profit

Full Year Net Profit

10590.34
Full Year CPS

Full Year Cash Per Share

267.2
Earning Per Share

Full Year Earning Per Share

263.8
Quarter CPS

Latest quarter Cash Per Share

0
Latest Quarter Date

Latest Quarter Yrc

Mar 1, 2026
Latest Quarter Sales

Latest Quarter Net Sales

9291.36
Previous EPS

Previous earnings per share

0
Book Value

Book value

974.7
Networth

Full Year Return on Networth

19.65
Price/Book Value

Price to Book value

3.073766
Yearly PE ratio

Full Year Price to Earning per share

11.4
Yearly PC ratio

Full Year Price to Cash Per Share

11.2
Bse value

BSE Value in lakhs

408.11
Nse value

NSE Value in lakhs

10254.14
High

52 week high

4149
Low

52 week low

2478
Price

NSE Current market price

2996
CPM

Current market price

2996
Market cap

BSE / NSE Market Cap

120281.96
Net profit

Latest Quarter Net Profit

3349.47
Net profit variance

Latest Quarter Net Profit variance

127
Result year

Trailing latest month

Mar 1, 2026
TTM Sales

Trailing Twelve 12 month Net Sales

17471.96
TTM OP

Trailing Twelve 12 month Operating Profit

12929.09
TTM OPM

Trailing Twelve 12 month Operating Profit Margin

74
TTM GP

Trailing Twelve 12 month Gross Profit

14442.16
TTM GPM

Trailing Twelve 12 month Gross Profit Margin

46.2
TTM NP

Trailing Twelve 12 month Net Profit

4678.23
TTM NPV

Trailing Twelve 12 month Net Profit Variane

98.58
TTM EPS

Trailing Twelve 12 month EPS

263.79
TTM PE

Trailing Twelve 12 month PE

11.36
TTM CPS

Trailing Twelve 12 month CPS

0
Month CPS

Month Cash Per Share

0
TTM Depreciation

Trailing Twelve 12 month Depreciation

101.43
Equity

Latest Equity

401.47
LTP

Latest Price (BSE/NSE)

2996
Gross block

Latest Gross Block

1212.12
Loans

Total loans

8087.95
Advances

Latest Advances for Banks

0
Net profit asset

Latest Assets

0
Year OPM

Full Year Operating Profit Margin

81.2
Year GPM

Full Year Gross Profit Margin

46.2
Quarter OPM

Latest quater Operation Profit Margin

83.6

Quarterly Results (consolidated, figures in Rs Cr.)

Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026
+ Sales 4,474 4,929 5,190 5,622 6,450 7,283 8,188 9,289
YOY Sales Growth % 29% 37% 36% 35% 44% 48% 58% 65%
Gross Sales 4,474 4,929 5,190 5,622 6,450 7,283 8,188 9,289
+ Expenses 1,226 1,324 1,405 1,549 1,441 1,480 1,426 1,528
Manufacturing Cost % 7% 8% 8% 9% 6% 6% 6% 7%
Employee Cost % 12% 11% 11% 12% 11% 10% 9% 6%
Other Cost % 8% 9% 8% 7% 5% 4% 2% 3%
Other Manufacturing Expenses % 7% 8% 8% 9% 6% 6% 6% 7%
Provisions & Contingencies % 8% 9% 8% 7% 5% 4% 2% 3%
Operating Profit 3,247 3,605 3,785 4,073 5,009 5,803 6,762 7,761
OPM % 73% 73% 73% 72% 78% 80% 83% 84%
+ Other Income 19 29 32 6 35 50 20 3
Miscellaneous Income 19 29 32 6 35 50 20 3
Interest 1,595 1,807 1,900 2,111 2,355 2,571 2,919 3,155
Depreciation 26 25 31 35 35 38 40 24
Profit before tax 1,646 1,802 1,886 1,932 2,654 3,244 3,822 4,584
+ Tax % 27% 27% 26% 25% 26% 26% 26% 26%
Current Tax 488 498 470 525 747 825 985 1,218
Deferred Tax -38 -17 24 -37 -67 7 14 -31
+ Net Profit 1,196 1,321 1,392 1,444 1,974 2,412 2,823 3,397
Minority Interest (After Tax) -32 -50 -2 34 42 9 -19 -48
Net Profit After Minority Interest 1,164 1,272 1,389 1,478 2,016 2,421 2,804 3,349
EPS in Rs 28.99 31.67 35.36 36.81 50.22 60.29 69.84 83.43

Profit & Loss (consolidated, figures in Rs Cr.)

Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
+ Sales 4,936 5,935 6,714 7,594 9,684 11,535 12,186 11,898 15,062 20,214
Sales Growth % 20% 13% 13% 28% 19% 6% -2% 27% 34%
Gross Sales 4,801 5,729 6,254 7,590 9,684 11,531 12,185 11,898 15,062 20,214
Other Operating Income 61 0 0 0 0 0 0 0 0 0
+ Expenses 1,309 1,675 1,962 1,754 2,215 2,271 2,502 2,765 3,644 5,530
Manufacturing Cost % 1% 1% 1% 1% 1% 1% 1% 1% 1% 1%
Employee Cost % 13% 13% 13% 13% 12% 10% 10% 13% 12% 12%
Other Cost % 12% 14% 16% 9% 10% 9% 10% 10% 11% 15%
Power & Fuel % 1% 0% 0% 0% 0% 0% 0% 0% 0% 0%
Other Manufacturing Expenses % 1% 1% 0% 0% 0% 0% 1% 1% 1% 0%
Selling & Administration % 8% 6% 7% 7% 7% 5% 5% 6% 6% 6%
Miscellaneous Expenses % 3% 6% 5% 2% 3% 3% 4% 3% 5% 9%
Provisions & Contingencies % 3% 5% 2% 1% 2% 2% 3% 2% 4% 8%
Operating Expenses (Fin.) % 26% 26% 23% 0% 0% 0% 0% 0% 0% 0%
Operating Profit 3,627 4,260 4,752 5,840 7,469 9,263 9,683 9,133 11,418 14,684
OPM % 73% 72% 71% 77% 77% 80% 79% 77% 76% 73%
+ Other Income 5 3 68 7 23 36 53 77 101 110
Miscellaneous Income 14 18 79 11 23 36 53 77 101 85
Interest 2,288 2,374 2,132 2,543 3,180 4,109 4,268 4,225 5,452 7,461
Depreciation 59 52 52 52 59 67 70 78 92 116
Profit before tax 1,317 1,921 2,845 3,260 4,260 5,131 5,410 4,923 5,997 7,266
+ Tax % 39% 39% 39% 35% 26% 26% 25% 25% 25% 26%
Current Tax 524 757 1,052 1,170 1,078 1,335 1,410 1,224 1,580 1,981
Deferred Tax -16 -5 47 -14 14 -23 -32 29 -51 -67
+ Net Profit 810 1,172 1,778 2,103 3,169 3,819 4,031 3,670 4,468 5,352
Profit Growth % 46% 51% 18% 51% 21% 6% -9% 22% 20%
Profit / Loss of Associates 0 -7 0 0 0 0 0 0 0 0
Minority Interest (After Tax) -3 0 -14 -25 -30 -14 -15 -57 -143 -19
Net Profit After Minority Interest 815 1,200 1,830 2,078 3,138 3,804 4,017 3,612 4,324 5,333
EPS in Rs 19.28 29.00 46.09 52.49 79.01 95.19 100.45 91.41 111.28 133.32

Balance Sheet (consolidated, figures in Rs Cr.)

Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
Equity Capital 399 399 400 401 401 401 401 401 401 401
Reserves 5,223 6,139 7,457 9,531 11,428 15,174 18,384 21,264 24,706 28,965
+ Borrowings 18,854 22,177 23,891 30,128 40,952 50,414 54,569 55,804 68,125 99,383
Secured Borrowings 15,423 16,184 18,595 23,114 35,365 44,932 51,921 53,604 61,599 91,295
Unsecured Borrowings 3,432 5,992 5,295 7,013 5,587 5,483 2,648 2,199 6,526 8,088
+ Other Liabilities 2,888 3,469 -30,328 -37,047 -44,979 -56,168 -61,579 -67,887 -84,955 -116,481
Current Liabilities 1,753 2,716 1,834 1,651 1,928 2,467 2,610 2,192 2,591 3,484
Provisions 528 678 358 278 452 500 510 443 415 683
Minority Interest 38 72 73 142 172 185 352 487 647 627
Other liability items 1,128 682 17 0 0 0 0 0 0 0
Total Liabilities 27,364 32,184 1,419 3,012 7,802 9,822 11,775 9,583 8,277 12,268
+ Fixed Assets 235 257 251 259 314 327 342 386 482 682
Gross Block 571 647 304 362 471 544 626 734 906 1,212
Accumulated Depreciation 336 390 53 103 158 216 284 348 425 530
CWIP 11 10 6 23 29 39 52 67 89 13
Investments 49 97 177 211 630 809 523 546 712 2,401
+ Other Assets 27,069 31,820 985 2,519 6,830 8,648 10,857 8,584 6,995 9,173
Inventories 0 0 0 1 1 1 1 0 0 0
Trade receivables 1,468 1,277 27 22 9 10 7 10 18 12
Cash Equivalents 714 1,645 747 2,203 6,131 8,021 10,315 8,036 6,272 8,346
Loans n Advances 24,679 28,058 150 406 701 627 549 550 710 828
Other asset items 208 841 61 -114 -12 -11 -14 -12 -5 -14
Total Assets 27,364 32,184 1,419 3,012 7,802 9,822 11,775 9,583 8,277 12,268

Cash Flow (consolidated, figures in Rs Cr.)

Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025
+ Cash from Operating Activity 108 -2,186 -1,432 -4,824 -4,970 -7,814 -1,596 -2,804 -13,605 -26,525
Profit from Operations 3,833 4,657 5,411 5,866 7,592 9,306 9,904 9,150 11,682 15,930
Working Capital Changes -1,373 -3,421 -2,997 -6,621 -8,525 -12,212 -6,128 -6,180 -17,895 -34,025
Profit Before Tax & Extraordinary Items 1,327 1,959 2,942 3,260 4,260 5,131 5,410 4,923 5,997 7,266
Depreciation 59 52 52 52 59 67 70 78 92 116
Interest (Net) 2,271 2,348 2,112 2,515 3,125 3,984 4,076 3,943 5,093 6,998
Dividend Received 0 0 0 0 -1 0 0 -1 -5 -2
Profit / Loss on Sale of Assets 0 0 0 0 0 -1 -1 0 -1 0
Profit / Loss on Sale of Investments 0 0 -13 -55 -71 -162 -49 -72 -102 -77
Provisions & Write-offs (Net) 167 298 318 95 222 288 398 260 569 1,681
Profit / Loss in Forex 0 0 0 -1 -3 -3 0 19 39 -52
Receivables -324 10 -10 5 13 -1 3 -3 -8 6
Trade Payables 0 0 15 40 57 -15 -54 57 67 33
Loans & Advances -1,109 -3,356 -3,101 -6,480 -8,386 -12,085 -6,120 -5,987 -17,926 -33,389
Interest Paid (Net) -1,973 -2,536 -2,829 -2,872 -2,971 -3,621 -3,971 -4,452 -5,759 -6,705
Direct Taxes Paid -379 -886 -1,016 -1,197 -1,066 -1,287 -1,402 -1,322 -1,633 -1,725
+ Cash from Investing Activity -43 -177 -126 -162 -385 37 411 180 48 -1,375
Purchase of Fixed Assets -28 -55 -36 -77 -92 -91 -97 -141 -222 -217
Sale of Fixed Assets 2 1 1 0 0 2 2 1 2 1
Purchase of Investments -35 -37 -65 -137 -378 0 -1 -116 -186 -1,745
Sale of Investments 7 0 0 158 38 19 342 163 102 155
Capital WIP -2 1 0 0 0 0 0 0 0 0
Investment Income 1 3 0 0 0 0 0 0 0 0
Interest Received 15 20 13 18 47 110 176 273 345 427
Dividend Received 0 0 0 0 1 0 0 1 5 2
Acquisition of Companies -5 -114 0 -127 0 0 0 0 0 0
Others 3 4 -1 2 -1 -3 -11 -1 2 2
+ Cash from Financing Activity -1,102 3,027 824 6,351 9,193 9,712 3,445 395 11,809 30,041
Proceeds from Issue of Shares 3 31 3 67 2 1 1 1 0 0
Proceeds from Issue of Debentures 0 0 0 2,841 2,172 4,396 0 1,423 2,875 6,498
Proceeds from Other Long-Term Borrowings 0 0 3,087 4,070 8,585 5,337 5,557 0 9,847 24,449
Proceeds from Bank Borrowings 508 2,026 0 0 0 0 0 0 0 0
Proceeds from Deposits 0 0 28 11 0 16 43 114 34 160
Redemption of Debentures -1,318 -1,502 0 0 0 0 -1,499 0 0 0
Repayment of Long-Term Borrowings 0 0 -1,523 -637 -253 -30 -73 -436 0 -32
Repayment of Short-Term Borrowings 0 -634 0 0 0 0 0 0 0 0
Dividend Paid -383 0 -772 0 -1,306 -1 -803 -803 -884 -965
Interest Paid 0 0 0 0 -6 -7 -8 -9 -9 -7
Others 90 3,106 0 0 -1 0 228 105 -53 -62
Net Cash Flow -1,036 664 -734 1,364 3,838 1,935 2,260 -2,229 -1,749 2,142