Satin Creditcare Network Limited - Technical chart

consolidated in Rs/Cr.

Industry

Industry name

Finance
Variance

Full Year Net Profit Variance

78
Equity

Latest Equity

110.47
Face Value

Latest Face Value

10
Reserves

Total Reserve

2753.35
Dividend

Full Year Dividend %

0
Sales Turnover

Full Year Net Sales

3160.87
Net Profit

Full Year Net Profit

332.29
Full Year CPS

Full Year Cash Per Share

32.8
Earning Per Share

Full Year Earning Per Share

30.1
Quarter CPS

Latest quarter Cash Per Share

0
Latest Quarter Date

Latest Quarter Yrc

Mar 1, 2026
Latest Quarter Sales

Latest Quarter Net Sales

919.33
Previous EPS

Previous earnings per share

0
Book Value

Book value

259.2
Networth

Full Year Return on Networth

12.29
Price/Book Value

Price to Book value

1.037809
Yearly PE ratio

Full Year Price to Earning per share

8.9
Yearly PC ratio

Full Year Price to Cash Per Share

8.2
Bse value

BSE Value in lakhs

202.54
Nse value

NSE Value in lakhs

3920.71
High

52 week high

271
Low

52 week low

134
Price

NSE Current market price

269
CPM

Current market price

269
Market cap

BSE / NSE Market Cap

2967.8
Net profit

Latest Quarter Net Profit

162.02
Net profit variance

Latest Quarter Net Profit variance

640
Result year

Trailing latest month

Mar 1, 2026
TTM Sales

Trailing Twelve 12 month Net Sales

2532.61
TTM OP

Trailing Twelve 12 month Operating Profit

0.13
TTM OPM

Trailing Twelve 12 month Operating Profit Margin

0.01
TTM GP

Trailing Twelve 12 month Gross Profit

462.35
TTM GPM

Trailing Twelve 12 month Gross Profit Margin

14.63
TTM NP

Trailing Twelve 12 month Net Profit

391.26
TTM NPV

Trailing Twelve 12 month Net Profit Variane

78.47
TTM EPS

Trailing Twelve 12 month EPS

30.08
TTM PE

Trailing Twelve 12 month PE

8.93
TTM CPS

Trailing Twelve 12 month CPS

0
Month CPS

Month Cash Per Share

0
TTM Depreciation

Trailing Twelve 12 month Depreciation

24.63
Equity

Latest Equity

110.47
LTP

Latest Price (BSE/NSE)

269
Gross block

Latest Gross Block

261.8
Loans

Total loans

746.99
Advances

Latest Advances for Banks

0
Net profit asset

Latest Assets

0
Year OPM

Full Year Operating Profit Margin

56.1
Year GPM

Full Year Gross Profit Margin

14.6
Quarter OPM

Latest quater Operation Profit Margin

65.5

Quarterly Results (consolidated, figures in Rs Cr.)

Jun 2024 Sep 2024 Dec 2024 Mar 2025 Jun 2025 Sep 2025 Dec 2025 Mar 2026
+ Sales 632 656 683 614 708 787 739 916
YOY Sales Growth % 37% 23% 15% -4% 12% 20% 8% 49%
Gross Sales 632 656 683 614 708 787 739 916
Other Operating Income 0 0 1 1 1 1 1 3
+ Expenses 236 323 397 326 351 372 354 317
Manufacturing Cost % 6% 6% 7% 8% 7% 7% 7% 6%
Employee Cost % 20% 22% 22% 27% 23% 22% 23% 21%
Other Cost % 11% 21% 30% 18% 20% 18% 18% 8%
Other Manufacturing Expenses % 6% 6% 7% 8% 7% 7% 7% 6%
Provisions & Contingencies % 11% 21% 30% 18% 20% 18% 18% 9%
Operating Expenses (Fin.) % 0% 0% 30% 37% 30% 30% 31% 27%
Operating Profit 396 334 287 288 357 415 385 599
OPM % 63% 51% 42% 47% 50% 53% 52% 65%
+ Other Income 2 1 4 1 5 5 5 3
Miscellaneous Income 2 1 4 1 5 5 5 3
Interest 251 266 268 264 297 344 289 381
Depreciation 6 7 7 8 6 7 8 9
Profit before tax 141 62 15 18 58 69 93 212
+ Tax % 25% 27% 5% -20% 22% 23% 23% 24%
Current Tax 50 37 4 -11 23 -3 1 2
Deferred Tax -15 -20 -3 8 -10 19 20 48
+ Net Profit 105 45 14 22 45 53 72 162
Minority Interest (After Tax) 0 0 0 0 0 0 0 0
Net Profit After Minority Interest 105 45 14 22 45 53 72 162
EPS in Rs 9.57 4.06 1.30 1.99 4.10 4.83 6.54 14.73

Profit & Loss (consolidated, figures in Rs Cr.)

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
+ Sales 801 1,031 1,443 1,500 1,377 1,378 1,549 2,234 2,572 3,143
Sales Growth % 29% 40% 4% -8% 0% 12% 44% 15% 22%
Gross Sales 801 1,055 1,441 1,498 1,375 1,379 1,548 2,233 2,587 3,150
Other Operating Income 0 0 2 1 1 2 1 5 2 6
+ Expenses 322 366 474 687 737 701 911 734 1,267 1,387
Manufacturing Cost % 0% 0% 0% 0% 1% 0% 1% 0% 0% 0%
Employee Cost % 21% 21% 21% 23% 24% 29% 25% 20% 22% 22%
Other Cost % 18% 14% 11% 22% 28% 22% 33% 12% 26% 22%
Other Manufacturing Expenses % 0% 0% 0% 0% 1% 0% 1% 0% 0% 0%
Selling & Administration % 7% 6% 6% 6% 5% 5% 6% 5% 5% 5%
Miscellaneous Expenses % 11% 8% 5% 16% 23% 17% 27% 8% 21% 17%
Provisions & Contingencies % 7% 14% 1% 12% 20% 13% 26% 7% 20% 16%
Operating Expenses (Fin.) % 0% 0% 0% 0% 0% 0% 0% 7% 17% 30%
Operating Profit 479 665 968 813 640 677 639 1,500 1,305 1,756
OPM % 60% 64% 67% 54% 46% 49% 41% 67% 51% 56%
+ Other Income 0 1 3 4 3 3 2 7 7 18
Miscellaneous Income 0 1 5 4 4 4 2 8 7 18
Interest 436 536 646 589 638 631 617 901 1,049 1,311
Depreciation 6 15 13 18 15 16 18 23 27 30
Profit before tax 38 116 316 212 -10 34 5 583 236 432
+ Tax % 34% 35% 36% 27% -43% 39% 8% 25% 21% 23%
Current Tax 27 15 44 56 52 34 0 70 80 23
Deferred Tax -14 26 70 1 -48 -21 1 77 -30 77
+ Net Profit 25 75 201 155 -14 21 5 436 186 332
Profit Growth % 200% 169% -23% -109% -248% -77% 8963% -57% 78%
Minority Interest (After Tax) 0 1 0 0 0 0 0 0 0 0
Net Profit After Minority Interest 25 75 201 155 -14 21 5 436 186 332
EPS in Rs 6.71 15.83 41.52 29.97 -2.10 2.77 0.57 39.62 16.91 30.19

Balance Sheet (consolidated, figures in Rs Cr.)

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
Equity Capital 62 47 49 52 66 75 85 110 110 110
Reserves 600 838 1,101 1,397 1,420 1,507 1,543 2,291 2,433 2,753
+ Borrowings 3,864 5,161 5,271 5,542 6,181 5,744 5,911 7,915 8,791 10,991
Secured Borrowings 3,379 4,565 4,126 4,683 5,347 4,936 5,330 7,372 7,975 10,244
Unsecured Borrowings 486 596 1,144 859 834 807 581 543 816 747
Deferred Credit 0 668 0 0 55 503 1,146 775 0 0
+ Other Liabilities 251 -4,594 -4,227 -4,632 -5,434 -4,979 -6,019 -8,734 -9,617 -10,874
Current Liabilities 222 246 361 362 417 359 366 245 321 637
Provisions 44 20 15 13 17 10 9 13 18 22
Minority Interest 2 2 0 0 0 0 0 0 0 4
Equity Share Warrants 0 15 15 0 0 50 29 0 0 0
Equity Application Money 0 0 0 0 0 0 0 0 0 0
Other liability items 27 9 0 0 0 0 0 0 0 0
Total Liabilities 4,778 1,452 2,192 2,359 2,234 2,347 1,521 1,582 1,717 2,980
+ Fixed Assets 73 75 81 94 131 126 129 133 137 154
Gross Block 88 104 118 148 197 200 210 220 234 262
Accumulated Depreciation 15 29 37 54 66 74 81 87 97 107
CWIP 12 16 16 34 4 0 0 0 0 12
Investments 21 72 264 246 1 49 62 56 55 151
+ Other Assets 4,672 1,289 1,831 1,985 2,098 2,172 1,330 1,393 1,525 2,663
Trade receivables 6 12 12 12 19 3 5 8 2 8
Cash Equivalents 1,130 1,134 1,758 1,881 1,958 2,002 1,114 1,271 1,375 2,251
Loans n Advances 2,542 138 101 144 160 197 266 184 216 522
Other asset items 995 5 -40 -53 -39 -29 -56 -71 -68 -118
Total Assets 4,778 1,452 2,192 2,359 2,234 2,347 1,521 1,582 1,717 2,980

Cash Flow (consolidated, figures in Rs Cr.)

Mar 2017 Mar 2018 Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023 Mar 2024 Mar 2025 Mar 2026
+ Cash from Operating Activity -966 -1,541 611 -225 -945 336 -956 -2,069 -563 -974
Profit from Operations 96 186 245 228 220 218 225 531 608 610
Working Capital Changes -1,034 -1,720 433 -381 -1,151 158 -1,144 -2,564 -1,092 -1,559
Profit Before Tax & Extraordinary Items 38 116 316 212 -10 34 5 583 236 432
Depreciation 6 15 13 18 15 16 18 23 27 30
Interest (Net) 0 0 0 2 1 1 1 2 3 3
Dividend Received 0 0 0 0 0 0 0 0 0 0
Profit / Loss on Sale of Assets 0 0 0 0 0 0 0 0 0 0
Profit / Loss on Sale of Investments 0 -17 -28 0 0 0 0 0 0 0
Provisions & Write-offs (Net) 51 44 53 192 279 181 400 151 520 495
Profit / Loss in Forex 0 2 -1 3 3 -8 -5 14 17 213
Receivables -6 -5 -1 0 -7 17 -3 -3 7 -6
Trade Payables 7 7 -12 11 9 -4 -9 1 14 4
Loans & Advances -937 -1,707 419 -286 -1,079 335 -1,185 -2,415 -1,381 -1,644
Change in Deposits -52 0 -71 29 -90 -116 54 10 0 0
Direct Taxes Paid -29 -8 -67 -72 -13 -40 -38 -35 -80 -24
+ Cash from Investing Activity -36 -55 -187 56 226 -51 -73 -28 -45 -123
Purchase of Fixed Assets -36 -21 -19 0 -20 -6 -10 -13 -20 -29
Sale of Fixed Assets 0 0 0 21 0 0 1 1 1 1
Purchase of Investments 0 -34 -165 0 0 -4,771 -5,309 -13,547 -16,252 -23,290
Sale of Investments 0 0 0 34 245 4,726 5,246 13,531 16,226 23,195
Dividend Received 0 0 0 0 0 0 0 0 0 0
Acquisition of Companies 0 0 -3 0 0 0 0 0 0 0
Others 0 0 0 0 0 0 0 0 0 0
+ Cash from Financing Activity 1,398 1,394 88 243 734 -442 390 2,263 914 1,873
Proceeds from Issue of Shares 0 357 0 0 0 0 0 0 0 0
Proceeds from Issue of Debentures 0 0 404 214 1,059 296 282 507 956 565
Proceeds from Other Long-Term Borrowings 2,728 0 3,493 3,224 2,470 3,200 4,248 6,564 4,491 7,605
Proceeds from Short-Term Borrowings 25 0 0 0 0 0 0 0 0 0
Redemption of Debentures 0 0 -347 -329 -215 -818 -380 -576 -186 -680
Repayment of Long-Term Borrowings -1,636 0 -3,461 -2,904 -2,662 -3,221 -3,814 -4,552 -4,334 -5,600
Repayment of Financial Liabilities 0 0 0 -7 -5 -4 -7 -11 -14 -16
Others 280 1,037 0 44 87 105 62 331 0 0
Net Cash Flow 395 -203 512 73 15 -157 -639 166 305 777